Bank of us Topline

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $100,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $100,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $100,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $100,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $100,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $100,000

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR 80%-90%

    Loan: $100,000

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR 90%-95%

    Loan: $100,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $100,000

  • Investor (Principal & Interest, Interest Only)

    LVR 80%-90%

    Loan: $100,000

  • Investor (Principal & Interest, Interest Only)

    LVR 90%-95%

    Loan: $100,000

4.09% p.a.

4.11% p.a.

$0.00

Bank of us Topline

4.09% p.a.

4.11% p.a.

$0.00

4.19% p.a.

4.21% p.a.

$0.00

Bank of us Topline

4.19% p.a.

4.21% p.a.

$0.00

4.49% p.a.

4.57% p.a.

$0.00

Bank of us Topline

4.49% p.a.

4.57% p.a.

$0.00

4.19% p.a.

4.21% p.a.

$0.00

Bank of us Topline

4.19% p.a.

4.21% p.a.

$0.00

4.39% p.a.

4.41% p.a.

$0.00

Bank of us Topline

4.39% p.a.

4.41% p.a.

$0.00

4.59% p.a.

4.67% p.a.

$0.00

Bank of us Topline

4.59% p.a.

4.67% p.a.

$0.00

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • no

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $100,000

  • none

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • no

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $325.00

  • $275.00

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $100,000

  • none

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • no

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • no

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.41% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $100,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • no

  • yes

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • 4.59% p.a.

  • n/a

  • 0 Months

  • none

  • 4.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $325.00

  • $275.00

  • $250.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $100,000

  • none

  • 90.00%

  • 95.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $200.00

  • no

  • yes

  • none

  • none

Customer Reviews

How are Bank of us home loans rated by the Mozo community?

Overall customer rating
9.4/10
Price
9.1/10
Features
8.8/10
Customer service
9.6/10
Convenience
9.3/10
Trust
9.6/10

Latest reviews of Bank of us Topline

  • Overall
    10/10
    Best interest rates & service

    This bank is small enough to tailor their loans to the individual borrower. I have had bank...

    This bank is small enough to tailor their loans to the individual borrower. I have had bank accounts with the "big four" banks, but none could provide the individual service like B&E. I walk in the door and am greeted by my name. With Westpac and NAB, every time I enter the bank, the staff are different to the last time I visited. I am not recognised, I am just a number on a computer! If I ask for something a little different to their standard product line, no-one seems to have enough authority to approve and am told to return another day when someone else will be there. At B&E the comment was "what a great idea! We can organise that straight away". The branch manager has the authority to approve deals,without having to refer to higher authority.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Elvin | TAS

    28 Nov 2014

  • Overall
    10/10
    Awesome personal service

    My local branch has the best staff and nothing is too much trouble on any enquiry we have had, I...

    My local branch has the best staff and nothing is too much trouble on any enquiry we have had, I would never use one of the 4 big banks again as this is the best personal service you could receive. They even follow up a few months down the track to see if you are happy with the way things are going and if you need any further help.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Kim | TAS

    30 Jun 2014

  • Overall
    8/10
    Great

    Friendly, helpful staff.

    Friendly, helpful staff.

    Price
    7/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Phillip | TAS

    15 Nov 2013

  • Overall
    8/10
    Great customer service, no fuss loan.

    Excellent customer service, and they use common sense when assessing the criteria, instead of...

    Excellent customer service, and they use common sense when assessing the criteria, instead of relying on a computer program. Also, when you call them they answer right away.

    Price
    7/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    9/10

    Joanne | TAS

    11 Jul 2013

  • Overall
    10/10
    Fantasic genuine personal service

    When I walk into the branch, they know my name. When I needed help sorting out my finances, it...

    When I walk into the branch, they know my name. When I needed help sorting out my finances, it was not a problem.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Michelle | TAS

    21 Feb 2013

Bank of us

About Bank of us

Bank of us is a leading Tasmanian financial institution with more than 40,000 clients, nine branches statewide and $500 million in assets. Bank of us offers a comprehensive and competitive range of banking products and services designed to meet all your personal banking needs - from term deposits and savings and internet cash management accounts through to home loans, personal loans and general insurance.

See Bank of us home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.