The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | |
| | Owner Occupier | Interest Only | < 95% | $50,000 | |
| | Investor | Principal & Interest | < 80% | $50,000 | |
| | Investor | Interest Only | < 80% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $50,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000
Investor (Interest Only)
LVR < 80%
Loan: $50,000
n/a
n/a
n/a
n/a
2.39% (3.66%*)
2.39% (3.55%*)
2.39% (3.44%*)
n/a
n/a
n/a
n/a
3.75% p.a.
$500.00
$0.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (3.69%*)
2.69% (3.60%*)
2.69% (3.52%*)
n/a
n/a
n/a
n/a
3.75% p.a.
$500.00
$0.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (4.01%*)
2.69% (3.89%*)
2.69% (3.78%*)
n/a
n/a
n/a
n/a
4.10% p.a.
$500.00
$0.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.99% (4.04%*)
2.99% (3.94%*)
2.99% (3.85%*)
n/a
n/a
n/a
n/a
4.10% p.a.
$500.00
$0.00
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $25,000 p.a.
no
yes - free
$0.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
This product is not currently reviewed.
Easy Street is powered by Community First Credit Union, the largest community based credit union operating throughout Sydney and the Central Coast. It has more than $700m in assets, and over 70,000 Members - making it rock solid. Being large means Community First can maintain high levels of reserves to ensure its ongoing viability. Easy Street offers a wide range of financial services including award winning savings and loans. Their advanced suite of services is only available online, which means we can be fast and flexible at all times.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
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2.09% p.a.
fixed 3 years
3.01% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
