The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $1,000,000 with an LVR below 70%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | < 70% | $150,000 | $1,000,000 |
| | Owner Occupier | Interest Only | 70%-80% | $150,000 | $1,000,000 |
| | Owner Occupier | Interest Only | < 70% | $150,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $150,000 $1,000,000
Owner Occupier (Interest Only)
LVR 70%-80%
Loan: $150,000 $1,000,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $150,000 $1,000,000
With a low, low 2-year fixed rate of just 1.79% (2.12% comparison rate*) and a competitive revert rate, borrowers will struggle to find a more attractive deal to reduce their mortgage repayments than the Star Classic Fixed Home Loan from Homestar.
There’s no other place to start than with the interest rate because the Star Classic Fixed Home Loan really does offer one of the lowest fixed rates around.
Owner-occupier borrowers with an LVR below 80% will be able to grab a 2-year fixed rate of just 1.79% (2.12% comparison rate*) on loans between $150,000 and $850,000.
While that’s obviously an eye-catching rate, the revert rate (the one you’ll get after the fixed period ends) is still a super competitive 2.14% (2.17% comparison rate*) available with the Star Classic Variable Home Loan.
But if you're really keen to have a home loan rate that starts with a '1', Homestar are offering a two year fixed rate special of 1.79% (2.12% comparison rate*) for new customers with a 20% deposit!
Homestar customers will be able to take advantage of a few handy features as well, including the ability to make free extra repayments towards the loan (capped at $20k p.a.) and to redraw those additional payments down the track with an online redraw facility.
There are some fees borrowers will need to budget for though, including a $264 legal fee, $251.35 valuation fee and a $535 discharge fee (but Homestar will waive this if the loan ends up going to full term). On the plus side, there's no ongoing service fee to worry about.
With one of the sharpest 2-year fixed rates around and a very reasonable revert rate, the Star Classic Fixed Home Loan from online lender Homestar could be a great option for any owner- occupier borrowers looking to keep their repayments to a minimum.
To snag the 2-year fixed rate of 1.79% (2.12% comparison rate*), you'll need to have saved up a big deposit of 20% or more, as the maximum LVR for this offer is 80%.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 1.79% (2.12%*) | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.09% p.a. |
| $0.00 | |
| $264.00 | |
| $251.35 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $535.00 |
| $150,000 | |
| $1,000,000 | |
| none | |
| 80.00% |
| Weekly, Fortnightly, Monthly | |
| yes - free up to $20,000 p.a. | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| no | |
| Loan applications must be received by 29 October 2021 and settled by 31 January 2022. | |
| $395 annual fee only charged during the fixed rate period. $535 discharge fee waived if the loan goes to full term. | |
| Special rate available for applications received by 29 October 2021 and settled by 31 January 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.39% (2.15%*) | |
| 2.39% (2.63%*) | |
| 2.39% (2.19%*) | |
| 2.59% (2.28%*) | |
| 2.79% (2.39%*) | |
| n/a | |
| n/a | |
| 2.09% p.a. |
| $0.00 | |
| $264.00 | |
| $251.35 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $535.00 |
| $150,000 | |
| $1,000,000 | |
| 70.00% | |
| 80.00% |
| Weekly, Fortnightly, Monthly | |
| yes - up to $20,000 p.a | |
| no | |
| no | |
| none | |
| yes | |
| no | |
| none | |
| $395 annual fee only charged during the fixed rate period. $535 discharge fee waived if the loan goes to full term. | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.29% (2.15%*) | |
| 2.29% (2.15%*) | |
| 2.29% (2.09%*) | |
| 2.49% (2.49%*) | |
| 2.69% (2.29%*) | |
| n/a | |
| n/a | |
| 1.99% p.a. |
| $0.00 | |
| $264.00 | |
| $251.35 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $535.00 |
| $150,000 | |
| $1,000,000 | |
| none | |
| 70.00% |
| Weekly, Fortnightly, Monthly | |
| yes - up to $20,000 p.a | |
| no | |
| no | |
| none | |
| yes | |
| no | |
| none | |
| $395 annual fee only charged during the fixed rate period. $535 discharge fee waived if the loan goes to full term. | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.69% (2.45%*) | |
| 2.69% (2.47%*) | |
| 2.69% (2.49%*) | |
| 2.89% (2.58%*) | |
| 3.09% (2.69%*) | |
| n/a | |
| n/a | |
| 2.39% p.a. |
| $0.00 | |
| $264.00 | |
| $251.35 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $535.00 |
| $150,000 | |
| $1,000,000 | |
| 70.00% | |
| 80.00% |
| Monthly | |
| yes - up to $20,000 p.a | |
| no | |
| no | |
| none | |
| yes | |
| no | |
| none | |
| $395 annual fee only charged during the fixed rate period. $535 discharge fee waived if the loan goes to full term. | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.59% (2.35%*) | |
| 2.59% (2.37%*) | |
| 2.59% (2.39%*) | |
| 2.79% (2.48%*) | |
| 2.99% (2.59%*) | |
| n/a | |
| n/a | |
| 2.29% p.a. |
| $0.00 | |
| $264.00 | |
| $251.35 | |
| $0.00 | |
| n/a | |
| $395.00 yearly | |
| $535.00 |
| $150,000 | |
| $1,000,000 | |
| none | |
| 70.00% |
| Monthly | |
| yes - up to $20,000 p.a | |
| no | |
| no | |
| none | |
| yes | |
| no | |
| none | |
| $395 annual fee only charged during the fixed rate period. $535 discharge fee waived if the loan goes to full term. | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
