The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $1,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 60% | $150,000 | $1,000,000 |
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Owner Occupier | Principal & Interest | 60%-70% | $150,000 | $1,000,000 |
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Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $150,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 60%-70%
Loan: $150,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000 $1,000,000
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3.60% p.a. |
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n/a |
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n/a |
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n/a |
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3.62% p.a. |
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n/a |
|
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n/a |
|
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n/a |
|
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
|
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$395.00 |
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n/a |
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$0.00 |
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$535.00 |
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$150,000 |
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$1,000,000 |
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none |
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60.00% |
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Owner Occupier |
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|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
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yes - free |
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no |
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yes - free |
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$0.00 |
|
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yes |
|
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no |
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none |
|
|
$535 discharge fee waived if the loan goes to full term. Valuation fee waived for properties up to $1m. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.70% p.a. |
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n/a |
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n/a |
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n/a |
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3.72% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
|
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$395.00 |
|
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n/a |
|
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$0.00 |
|
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$535.00 |
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$150,000 |
|
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$1,000,000 |
|
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60.00% |
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70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
|
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yes - free |
|
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no |
|
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yes - free |
|
|
$0.00 |
|
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yes |
|
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no |
|
|
none |
|
|
$535 discharge fee waived if the loan goes to full term. Valuation fee waived for properties up to $1m. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.80% p.a. |
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n/a |
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n/a |
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n/a |
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3.82% p.a. |
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n/a |
|
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n/a |
|
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n/a |
|
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n/a |
|
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n/a |
|
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n/a |
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n/a |
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n/a |
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$0.00 |
|
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$0.00 |
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n/a |
|
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$395.00 |
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n/a |
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$0.00 |
|
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$535.00 |
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$150,000 |
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$1,000,000 |
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70.00% |
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80.00% |
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Owner Occupier |
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|
Principal & Interest |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
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no |
|
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yes - free |
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$0.00 |
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yes |
|
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no |
|
|
none |
|
|
$535 discharge fee waived if the loan goes to full term. Valuation fee waived for properties up to $1m. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I was in process of refinancing, spoke to Justin, the loan specialist. I supplied the balance of my loan with the extra I paid in as savings and tried to arrange to keep my savings, so I requested a 5 min call, which he didn't respond to. Then I sent an email with a suggestion that I withdraw my savings and reapply with the actual balance. He didn't respond to me at all. I have a clean credit record and no debt at all besides the mortgage. I am a full time employee with ample money to service the loan. This is the work ethic and level of care that you will encounter. Very disappointed with Homestar.
Read full reviewI was in process of refinancing, spoke to Justin, the loan specialist. I supplied the balance of my loan with the extra I paid in as savings and tried to arrange to keep my savings, so I requested a 5 min call, which he didn't respond to. Then I sent an email with a suggestion that I withdraw my savings and reapply with the actual balance. He didn't respond to me at all. I have a clean credit record and no debt at all besides the mortgage. I am a full time employee with ample money to service the loan. This is the work ethic and level of care that you will encounter. Very disappointed with Homestar.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
Qudos Bank
No Frills Home Loan
2.99% p.a.
2.99% p.a.
$0.00
G&C Mutual Bank
First Home Buyer Loan
3.44% p.a.
3.47% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
