Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
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Owner Occupier | Principal & Interest | < 80% | $5,000,000 | |
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Investor | Principal & Interest | < 80% | $5,000,000 |
Lock in a fabulous rate across one, two or three year terms with the Pacific Mortgage Group's Fixed Home Loan. This fixed rate home loan offers the security of fixed payments alongside more flexible features, such as free extra repayments and a redraw facility.
Fixed rates for the Pacific Mortgage Fixed Rate Home Loan vary depending on whether you're looking to lock in your rate for one, two or three years:
After the fixed period ends, you’ll be pleased to know that the loan reverts to the low rate Pacific Mortgage Standard Variable home loan, which currently has a rate of 5.89% p.a. (5.89% p.a. comparison rate*).
Find more unusual flexibility for a fixed home loan. The option to pay in weekly, fortnightly or monthly instalments allows you to choose the most suitable option for your income frequency and budget, while fee-free extra repayments and redraws (without a minimum amount) provide further potential savings and flexibility. Investor customers gain the same benefits at a one year fixed rate of 6.19% p.a. with a 6.15% comparison rate.
Both investors and owner occupiers will be paying the loan principal and interest with this deal, and can borrow up to 80% of the property value with no minimum loan amount.
The Pacific Mortgage Group Fixed Home Loan is a great option for investors or home buyers looking for a secure repayment schedule and savings down the line. It's an online lender, so you'll need to be comfortable with tech-based banking.
You’ll have access to many money-saving features across the life of this loan, but an offset account isn’t included.
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n/a |
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n/a |
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n/a |
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n/a |
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5.99% (5.90%*) |
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6.24% (5.96%*) |
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6.39% (6.03%*) |
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n/a |
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n/a |
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n/a |
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n/a |
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5.89% p.a. |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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none |
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$5,000,000 |
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none |
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80.00% |
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Weekly, Fortnightly, Monthly |
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yes - free |
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none |
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yes - free |
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none |
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yes |
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no |
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none |
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none |
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none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
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n/a |
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n/a |
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6.19% (6.15%*) |
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6.44% (6.20%*) |
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6.54% (6.25%*) |
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n/a |
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n/a |
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n/a |
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n/a |
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6.14% p.a. |
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$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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none |
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$5,000,000 |
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none |
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80.00% |
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Weekly, Fortnightly, Monthly |
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yes - free |
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none |
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yes - free |
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none |
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yes |
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no |
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none |
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none |
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none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Mortgage Simplifier
6.14% p.a. variable
6.17% p.a.
Flex Home Loan
6.24% p.a. variable
6.48% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
SMSF Home Loan (Variable)
6.99% p.a. variable
7.00% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Flex Home Loan Fixed
5.99% p.a.
fixed 3 years
6.41% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Flex Home Loan Fixed
5.99% p.a.
fixed 3 years
6.41% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
