Your selected home loans
Qantas Money launched a simple home loan offering in February 2023, with the choice between a variable rate or a fixed rate, with terms spanning one to five years. Qantas Money provides its home loans through a partnership with Bendigo and Adelaide Bank, and its variable rates in particular are worthy of consideration for buyers and refinancers. All Qantas Money home loans come with 100,000 Qantas Points every year – a unique perk for borrowers.
Your selected home loans
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Qantas Money partners with Bendigo and Adelaide Bank to offer its home loan products. You’ll technically be a Qantas Money customer if you apply for one of its home loans, but the funds are provided through Bendigo and Adelaide Bank, and you’ll make your repayments through an Adelaide Bank online platform.
Qantas Money allows you to borrow anywhere between $300,000 and $3 million. You’ll be required to have a deposit worth at least 10% of the property’s value in most circumstances, however if you are borrowing more than $2 million, you’ll need a deposit of at least 25%.
An offset account is a transaction account that’s linked to your home loan and is used to reduce the amount of interest you pay.
Qantas Money offers an optional offset account with all of its variable and fixed rate home loans, but you’ll need to pay $10 a month to keep it.
If you decide to add an offset account after you’ve already established your home loan, Qantas Money will charge you a $150 fee in addition to the $10 monthly charge.
No, Qantas Money does not offer split home loans.
Here are some of the ways you can use Qantas Points:
There are no hard and fast rules for how much a Qantas Point is worth. According to the website FreePoints , a Qantas Point can be worth anywhere from half a cent if spent on gift cards and products, up to five cents or more if used on a first class international flight.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
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