Rates and fees verified as correct at 29 July, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
| 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 | 55 |
Love racking up a stack of rewards points with your credit card spend? The Premier Mastercard not only comes with a great points earn rate, but also a tonne of other freebies and a generous bonus points offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.75 points per dollar on Mastercard, up to $3,000 per month, then | 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 | |
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. (1.00% balance transfer fee) | $299 $225 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
Add a little bit of luxury to your spend, with the complimentary travel insurance, 24/7 concierge service, and two free annual airport lounge invitations on offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. (1.00% balance transfer fee) | $299 $225 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
As the very first credit card offering directly from Qantas, the Premier Mastercard is built for frequent flyers. Your points earn will go directly to your frequent flyer account, plus cardholders will enjoy heaps of other travel perks, like exclusive discounts on flights.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.75 points per dollar on Mastercard, up to $3,000 per month, then | 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 | |
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. (1.00% balance transfer fee) | $299 $225 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
You’ll have up to 55 interest free days to pay off purchases made on your new Qantas credit card. Just remember, you’ll only get these days if you pay your balance off in full the previous month.
First things first, there’s an annual fee to contend with. Other fees you may run up against include late payment fees, cash advance fees and a fee for adding an additional card to your account.
You’ll need to make a minimum repayment each month and the amount will be listed on your credit card bill. With Qantas Money, this will be either $30 or 2% of your total balance, whichever is greater.
Where do we start? There are a bunch of rewards points up for grab when you spend with your Qantas card, plus a generous bonus point offer.
You can also snag freebies like a concierge service to help you book things like event or flight tickets, complimentary travel insurance and two free airport lounge passes annually.
Absolutely! You can take advantage of the balance transfer offer on the Premier Mastercard to pay off any lingering credit card debt without getting slugged by any interest.
The important thing is to have a plan in place for paying off your entire balance before the 0% interest period is up - otherwise, any remaining debt will start to attract interest at the higher cash advance rate.
Yep. As a Mastercard option, your new Qantas credit card will work pretty much anywhere in the world.
Sure can. For purchases under $100, you can tap ‘n’ go, making your day that much easier.
Mozo users have rated Qantas Money credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
24 Reviews
After using Qantas Money Card since 2016 successfully, I have just spent hours and hours over the last 3 months because an amount I put on, was not credited to my card. In the end, I have had a successful outcome but it was only because the Airline Advocate staff stepped in. They were recommended to me by Consumer Affairs and I have to say they were excellent. I finally had a person who listened to me and helped me have my money returned. The initial phone calls (unanswered, left on hold for 3 hours and still not answered), emails that went around in circles asking for information I had already provided, was just woeful. I can not trust Qantas Money any more. It was a highly stressful experience.
Read full reviewAfter using Qantas Money Card since 2016 successfully, I have just spent hours and hours over the last 3 months because an amount I put on, was not credited to my card. In the end, I have had a successful outcome but it was only because the Airline Advocate staff stepped in. They were recommended to me by Consumer Affairs and I have to say they were excellent. I finally had a person who listened to me and helped me have my money returned. The initial phone calls (unanswered, left on hold for 3 hours and still not answered), emails that went around in circles asking for information I had already provided, was just woeful. I can not trust Qantas Money any more. It was a highly stressful experience.
The points earn rate looks good on paper until you realise that every spend they can't figure out and characterise properly is deemed eligible. It's an absolute rort. And also, in this day and age to have a cc that doesn't support Apple/Samsung/Google Pay is a joke.
Read full reviewThe points earn rate looks good on paper until you realise that every spend they can't figure out and characterise properly is deemed eligible. It's an absolute rort. And also, in this day and age to have a cc that doesn't support Apple/Samsung/Google Pay is a joke.
Do not get this card! I didn't get my card till 22 days after it had been approved and was not awarded the bonus points after the 90 day period, due to being 22 days behind physically able to use the card. They base the spend requirement on monthly statements that do not reflect all the transactions of that period. Terrible customer service, spoken with four separate people over a month, all of whom have no record of previous calls of alternative compensation offers. They will backtrack on any offers they present.
Read full reviewDo not get this card! I didn't get my card till 22 days after it had been approved and was not awarded the bonus points after the 90 day period, due to being 22 days behind physically able to use the card. They base the spend requirement on monthly statements that do not reflect all the transactions of that period. Terrible customer service, spoken with four separate people over a month, all of whom have no record of previous calls of alternative compensation offers. They will backtrack on any offers they present.
I like them because of the Qantas Frequent Flyer points. I would prefer they had a physical branch - it is difficult sometimes to speak to them over the phone.
Read full reviewI like them because of the Qantas Frequent Flyer points. I would prefer they had a physical branch - it is difficult sometimes to speak to them over the phone.
I have had this card for many years, 10+, and for the last 2 days have been unable to use it, PLUS to make matters worse we were away on holidays! I phoned up to ask why as my monthly direct debit had been taken out 4 days ago. The first lady that took my call I couldn't understand, so I called back. The second lady was not much better but I could work out what she was saying. The money had been sent by my bank but not as yet cleared. SO, they would not honour any new transactions, despite never ever in the past had I not paid my Balance immediately it was due! What wonderful service to a loyal customer! Will be looking for another credit card when home.
Read full reviewI have had this card for many years, 10+, and for the last 2 days have been unable to use it, PLUS to make matters worse we were away on holidays! I phoned up to ask why as my monthly direct debit had been taken out 4 days ago. The first lady that took my call I couldn't understand, so I called back. The second lady was not much better but I could work out what she was saying. The money had been sent by my bank but not as yet cleared. SO, they would not honour any new transactions, despite never ever in the past had I not paid my Balance immediately it was due! What wonderful service to a loyal customer! Will be looking for another credit card when home.
Like most credit cards, to apply for a Qantas Money piece of plastic, you’ll need to be over 18 and a permanent resident of Australia. You’ll also need some documents to apply, including:
You’ll also need to be a member of the Qantas Frequent Flyer program - but don’t worry, membership is free for cardholders.
Check out our handy guide for more information on applying for a credit card.