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Qantas Money credit cards

Qantas Money
Qantas Money's overall rating for credit cards

(as rated by the Mozo community)

7.8 / 10

based on 4 reviews

If you’re a globetrotter who loves stacking up frequent flyer points, then you’ll be excited to learn that Qantas now has its own branded credit card option, dubbed the Premier Mastercard. With plenty of travel rewards on offer, this piece of plastic from Qantas Money is definitely worth a look.

Rates and fees verified as correct at 08 December, 2019. Other information correct at the time of writing.

What are the benefits of the Qantas Premier Mastercard?

Low fee credit cards Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

19.99% p.a.

0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

55


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Rewards credit cards Rewards credit cards

Love racking up a stack of rewards points with your credit card spend? The Premier Mastercard not only comes with a great points earn rate, but also a tonne of other freebies and a generous bonus points offer.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

1.25 points per dollar on Mastercard, up to $12,500 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 6 months and then 21.99% p.a.

$1,200


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Prestige cards Prestige cards

Add a little bit of luxury to your spend, with the complimentary travel insurance, 24/7 concierge service, and two free annual airport lounge invitations on offer.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

1.25 points per dollar on Mastercard, up to $12,500 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 6 months and then 21.99% p.a.

$1,200


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Frequent flyer credit cards Frequent flyer credit cards

As the very first credit card offering directly from Qantas, the Premier Mastercard is built for frequent flyers. Your points earn will go directly to your frequent flyer account, plus cardholders will enjoy heaps of other travel perks, like exclusive discounts on flights.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

1.25 points per dollar on Mastercard, up to $12,500 per month, then
0.5 points per dollar on Mastercard, uncapped

19.99% p.a.

0% p.a. for 6 months and then 21.99% p.a.

$1,200


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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Frequently Asked Questions about Qantas Money credit cards

What is the interest free period?

You’ll have up to 55 interest free days to pay off purchases made on your new Qantas credit card. Just remember, you’ll only get these days if you pay your balance off in full the previous month.

What fees might I be charged?

First things first, there’s an annual fee to contend with. Other fees you may run up against include late payment fees, cash advance fees and a fee for adding an additional card to your account.

What’s the minimum repayment amount I must make?

You’ll need to make a minimum repayment each month and the amount will be listed on your credit card bill. With Qantas Money, this will be either $30 or 2% of your total balance, whichever is greater.

What rewards will I earn?

Where do we start? There are a bunch of rewards points up for grab when you spend with your Qantas card, plus a generous bonus point offer.

You can also snag freebies like a concierge service to help you book things like event or flight tickets, complimentary travel insurance and two free airport lounge passes annually.

Can I use this card for a balance transfer?

Absolutely! You can take advantage of the balance transfer offer on the Premier Mastercard to pay off any lingering credit card debt without getting slugged by any interest.

The important thing is to have a plan in place for paying off your entire balance before the 0% interest period is up - otherwise, any remaining debt will start to attract interest at the higher cash advance rate.

Will my Premier Mastercard work anywhere in the world?

Yep. As a Mastercard option, your new Qantas credit card will work pretty much anywhere in the world.

Can I use PayPass with my Qantas Money credit card?

Sure can. For purchases under $100, you can tap ‘n’ go, making your day that much easier.

How are Qantas Money credit cards rated?

Qantas Money credit cards

Overall 7.8

Price

Features

Customer service

Convenience

Trust

4 Reviews

Recent Qantas Money credit card reviews Recent Qantas Money credit card reviews

Qantas Money

Qantas Money Credit Card review

Overall rating   10 / 10

Qantas all the way.

I love this product. I earn great bonus points and extra perks for additional purchases I would buy anyway.

Full review

I love this product. I earn great bonus points and extra perks for additional purchases I would buy anyway.

    Price   8 / 10

    Features   10 / 10

    Customer service   9 / 10

    Trust   9 / 10

Less

Ashleigh, New South Wales, reviewed 9 days ago

Qantas Money

Qantas Money Qantas Premier Platinum review

Overall rating   4 / 10

I think it’s predatory and a bad habit forming.

When I signed up at 23 years old there was a bonus points offer of 40,000 if I spent $2,000 for month one and two, the month after I found out if I had signed up a month later I would have got 60,000 points. This made me frustrated. Also at the...

Full review

When I signed up at 23 years old there was a bonus points offer of 40,000 if I spent $2,000 for month one and two, the month after I found out if I had signed up a month later I would have got 60,000 points. This made me frustrated. Also at the time I had signed up in October which was right before Christmas. It was easy to spend that much, but what I didn’t realise is that the points were an incentive for developing a much more sinister spending habit.

    Price   4 / 10

    Features   10 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Nicola, New South Wales, reviewed 25 days ago

Qantas Money

Qantas Money Qantas Premier Platinum review

Overall rating   7 / 10

Good rewards program.

It's a credit card with a good rewards program however the annual fee is very high.

Full review

It's a credit card with a good rewards program however the annual fee is very high.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Kevin, Western Australia, reviewed 25 days ago

Qantas Money

Qantas Money Qantas Premier Everyday review

Overall rating   10 / 10

Great customer survive, great earning points

I love the security in process when checking statements. Wonderful, helpful customer service and I love earning points for my dollars.

Full review

I love the security in process when checking statements. Wonderful, helpful customer service and I love earning points for my dollars.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Roseanna, New South Wales, reviewed about 1 month ago

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What do you need to apply for a Qantas Money credit card? What do you need to apply for a Qantas Money credit card?

Like most credit cards, to apply for a Qantas Money piece of plastic, you’ll need to be over 18 and a permanent resident of Australia. You’ll also need some documents to apply, including:

  • I.D., such as a driver's licence or passport
  • Your employer's details (address and contact number)
  • If self employed, contact details for your accountant
  • Details of your income, assets and debts

You’ll also need to be a member of the Qantas Frequent Flyer program - but don’t worry, membership is free for cardholders.

Check out our handy guide for more information on applying for a credit card.

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