If you’re a globetrotter who loves stacking up frequent flyer points, then you’ll be excited to learn that Qantas now has its own branded credit card option, dubbed the Premier Mastercard. With plenty of travel rewards on offer, this piece of plastic from Qantas Money is definitely worth a look.
Rates and fees verified as correct at 08 December, 2019. Other information correct at the time of writing.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
| 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 $29 in the first year | 55 |
Love racking up a stack of rewards points with your credit card spend? The Premier Mastercard not only comes with a great points earn rate, but also a tonne of other freebies and a generous bonus points offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.75 points per dollar on Mastercard, up to $3,000 per month, then | 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 $29 in the first year | |
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $299 $199 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
Add a little bit of luxury to your spend, with the complimentary travel insurance, 24/7 concierge service, and two free annual airport lounge invitations on offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $299 $199 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
As the very first credit card offering directly from Qantas, the Premier Mastercard is built for frequent flyers. Your points earn will go directly to your frequent flyer account, plus cardholders will enjoy heaps of other travel perks, like exclusive discounts on flights.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.75 points per dollar on Mastercard, up to $3,000 per month, then | 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 $29 in the first year | |
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $299 $199 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
You’ll have up to 55 interest free days to pay off purchases made on your new Qantas credit card. Just remember, you’ll only get these days if you pay your balance off in full the previous month.
First things first, there’s an annual fee to contend with. Other fees you may run up against include late payment fees, cash advance fees and a fee for adding an additional card to your account.
You’ll need to make a minimum repayment each month and the amount will be listed on your credit card bill. With Qantas Money, this will be either $30 or 2% of your total balance, whichever is greater.
Where do we start? There are a bunch of rewards points up for grab when you spend with your Qantas card, plus a generous bonus point offer.
You can also snag freebies like a concierge service to help you book things like event or flight tickets, complimentary travel insurance and two free airport lounge passes annually.
Absolutely! You can take advantage of the balance transfer offer on the Premier Mastercard to pay off any lingering credit card debt without getting slugged by any interest.
The important thing is to have a plan in place for paying off your entire balance before the 0% interest period is up - otherwise, any remaining debt will start to attract interest at the higher cash advance rate.
Yep. As a Mastercard option, your new Qantas credit card will work pretty much anywhere in the world.
Sure can. For purchases under $100, you can tap ‘n’ go, making your day that much easier.
I love this product. I earn great bonus points and extra perks for additional purchases I would buy anyway.
I love this product. I earn great bonus points and extra perks for additional purchases I would buy anyway.
Ashleigh, New South Wales, reviewed 9 days ago
When I signed up at 23 years old there was a bonus points offer of 40,000 if I spent $2,000 for month one and two, the month after I found out if I had signed up a month later I would have got 60,000 points. This made me frustrated. Also at the...
When I signed up at 23 years old there was a bonus points offer of 40,000 if I spent $2,000 for month one and two, the month after I found out if I had signed up a month later I would have got 60,000 points. This made me frustrated. Also at the time I had signed up in October which was right before Christmas. It was easy to spend that much, but what I didn’t realise is that the points were an incentive for developing a much more sinister spending habit.
Nicola, New South Wales, reviewed 25 days ago
It's a credit card with a good rewards program however the annual fee is very high.
It's a credit card with a good rewards program however the annual fee is very high.
Kevin, Western Australia, reviewed 25 days ago
I love the security in process when checking statements. Wonderful, helpful customer service and I love earning points for my dollars.
I love the security in process when checking statements. Wonderful, helpful customer service and I love earning points for my dollars.
Roseanna, New South Wales, reviewed about 1 month ago
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Like most credit cards, to apply for a Qantas Money piece of plastic, you’ll need to be over 18 and a permanent resident of Australia. You’ll also need some documents to apply, including:
You’ll also need to be a member of the Qantas Frequent Flyer program - but don’t worry, membership is free for cardholders.
Check out our handy guide for more information on applying for a credit card.
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