If you’re a globetrotter who loves stacking up frequent flyer points, then you’ll be excited to learn that Qantas now has its own branded credit card option, dubbed the Premier Mastercard. With plenty of travel rewards on offer, this piece of plastic from Qantas Money is definitely worth a look.
Rates and fees verified as correct at 29 September, 2020. Other information correct at the time of writing.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
| 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 | 55 |
Love racking up a stack of rewards points with your credit card spend? The Premier Mastercard not only comes with a great points earn rate, but also a tonne of other freebies and a generous bonus points offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.75 points per dollar on Mastercard, up to $3,000 per month, then | 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 | |
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $299 $199 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
Add a little bit of luxury to your spend, with the complimentary travel insurance, 24/7 concierge service, and two free annual airport lounge invitations on offer.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $299 $199 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
As the very first credit card offering directly from Qantas, the Premier Mastercard is built for frequent flyers. Your points earn will go directly to your frequent flyer account, plus cardholders will enjoy heaps of other travel perks, like exclusive discounts on flights.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.75 points per dollar on Mastercard, up to $3,000 per month, then | 19.99% p.a. | 0% p.a. for 12 months and then 21.99% p.a. | $49 | |
| 1 point per dollar on Mastercard, up to $10,000 per month, then | 19.99% p.a. | 0% p.a. for 18 months and then 21.99% p.a. | $299 $199 in the first year | |
| 1.25 points per dollar on Mastercard, up to $12,500 per month, then | 19.99% p.a. | 0% p.a. for 6 months and then 21.99% p.a. | $1,200 |
You’ll have up to 55 interest free days to pay off purchases made on your new Qantas credit card. Just remember, you’ll only get these days if you pay your balance off in full the previous month.
First things first, there’s an annual fee to contend with. Other fees you may run up against include late payment fees, cash advance fees and a fee for adding an additional card to your account.
You’ll need to make a minimum repayment each month and the amount will be listed on your credit card bill. With Qantas Money, this will be either $30 or 2% of your total balance, whichever is greater.
Where do we start? There are a bunch of rewards points up for grab when you spend with your Qantas card, plus a generous bonus point offer.
You can also snag freebies like a concierge service to help you book things like event or flight tickets, complimentary travel insurance and two free airport lounge passes annually.
Absolutely! You can take advantage of the balance transfer offer on the Premier Mastercard to pay off any lingering credit card debt without getting slugged by any interest.
The important thing is to have a plan in place for paying off your entire balance before the 0% interest period is up - otherwise, any remaining debt will start to attract interest at the higher cash advance rate.
Yep. As a Mastercard option, your new Qantas credit card will work pretty much anywhere in the world.
Sure can. For purchases under $100, you can tap ‘n’ go, making your day that much easier.
Good rewards card with cheap yearly fee.
Good rewards card with cheap yearly fee.
Ryan, Victoria, reviewed 3 months ago
Got this card for the points bonus. Still do not have google pay (which compared to my last card made shopping so much easier and quicker) Wife's card keeps getting fraud messages for the same transaction despite talking to them and telling them...
Got this card for the points bonus. Still do not have google pay (which compared to my last card made shopping so much easier and quicker) Wife's card keeps getting fraud messages for the same transaction despite talking to them and telling them that we did buy the groceries at Woolworths. I will probably change cards before the renewal date.
Jason, New South Wales, reviewed 3 months ago
This is the worst credit card I have ever had. The FF points are the temptation, but the card is nothing but a bother. Completely nonexistent customer service. I had a large charge dispute and have been trying to get it looked into for over two...
This is the worst credit card I have ever had. The FF points are the temptation, but the card is nothing but a bother. Completely nonexistent customer service. I had a large charge dispute and have been trying to get it looked into for over two months. The customer service contact number literally will not connect me to an operator, it just aborts while on hold. I've tried this dozens of times. The website says to send an email, but there's no answer to the emails (once you find an address as that's hard enough). I eventually pretended I wanted to sign up for a card so I could talk to someone. They took my details then that's the last I heard. Tried again. Same result. This issue aside, payments are slow to go through, the card doesn't work randomly causing embarrassment. An absolute nightmare. Once my dispute is looked into I'm out.
Dominique, Western Australia, reviewed 3 months ago
Avoid this card at all costs. Asked for a rate review particularly during this time and first time I was hung up on, second time they said flat out “NO”. They are charging 19.99% for purchases and 21.99% for cash advances which includes any...
Avoid this card at all costs. Asked for a rate review particularly during this time and first time I was hung up on, second time they said flat out “NO”. They are charging 19.99% for purchases and 21.99% for cash advances which includes any balance transfers they have not been paid off in time....I have my insurances with Qantas, Car, Life, Health and Income, time to walk with my feet for a better deal. Avoid them at all cost with their substandard features and appalling customer service.
Greg, New South Wales, reviewed 3 months ago
Great sign up bonus, and the mobile app is great for tracking spend across categories. Annual fee is not cheap, and extra card holders cost more.
Great sign up bonus, and the mobile app is great for tracking spend across categories. Annual fee is not cheap, and extra card holders cost more.
Steve, New South Wales, reviewed 3 months ago
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Like most credit cards, to apply for a Qantas Money piece of plastic, you’ll need to be over 18 and a permanent resident of Australia. You’ll also need some documents to apply, including:
You’ll also need to be a member of the Qantas Frequent Flyer program - but don’t worry, membership is free for cardholders.
Check out our handy guide for more information on applying for a credit card.
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