Resi home loans

3.6
Based on 32 Resi home loan product reviews.
Fact Checked

Founded in 1986,  Resi has been helping first home buyers, investors and refinancers make their property dreams a reality for 35 years. That's because Resi is a home loan specialist - which means mortgages are all it does! So if you’re shopping around for a home loan with a non-bank lender, you’ll have heaps of options available with Resi, all of which you can explore in more detail below.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 426 home loans using the filters.
Last updated 15 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • Select Fixed Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.89 % p.a.
    Fixed 3 years
    Comparison rate
    6.15 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Select Fixed Home Loan

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.29 % p.a.
    Fixed 2 years
    Comparison rate
    6.46 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link

  • Select Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.19 % p.a.
    Initial monthly repayment
    $3,043
    No Partner link

  • Select Variable Home Loan

    • Investor
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.34 % p.a.
    Variable
    Comparison rate
    6.39 % p.a.
    Initial monthly repayment
    $3,108
    No Partner link

  • Agility Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.69 % p.a.
    Variable
    Comparison rate
    6.74 % p.a.
    Initial monthly repayment
    $3,223
    No Partner link

  • Essential Options Prime 65

    • Owner Occupier
    • Principal & Interest
    Interest rate
    6.89 % p.a.
    Variable
    Comparison rate
    6.92 % p.a.
    Initial monthly repayment
    $3,290
    No Partner link

  • Agility Variable Home Loan

    • Investor
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.89 % p.a.
    Variable
    Comparison rate
    6.94 % p.a.
    Initial monthly repayment
    $3,290
    No Partner link

  • Essential Options Prime 65

    • Investment
    • Principal & Interest
    Interest rate
    7.09 % p.a.
    Variable
    Comparison rate
    7.12 % p.a.
    Initial monthly repayment
    $3,357
    No Partner link

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Resi home loan ratings

Overall customer rating for Resi home loans

3.6
Based on 32 product reviews.

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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.