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National Seniors Comprehensive Car Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Maximum no claim discount
Not Published
Online discount
Up to 10% on your first year's premium
Choice of repairer

Mozo editorial review National Seniors Comprehensive Car Insurance - last updated: 11 March 2021

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What's hot
  • Your choice of repairer
  • 10% safe driver discount
  • 10% online discount
What's not
  • $600 excess for listed drivers under 25
Mozo snapshot

If you’re a senior driver looking to save on your car insurance policy, then the National Seniors Comprehensive Car Insurance could provide exactly what you’ve been looking for. Not only do you have the choice to pick your own repairer, you can also pay your premiums monthly if you wish. 

Did someone say discounts? That's right, there are a number of discounts available with this policy, including up to 10% if you buy your policy online and a 10% safe driver’s discount.

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Key features

National Seniors offers Comprehensive Car Insurance for older Aussie drivers looking for a policy that is both flexible and provides a solid amount of cover at a low price. 

This comprehensive insurance provided by National Seniors has customers covered up to $500 in emergency repairs without assessment as well as $1,000 personal property cover in the case of damage or theft. You’ll also be covered for reasonable towing costs and up to $1,000 in emergency travel or accommodation costs as long as it is more than 100km away from home. And if you do write-off your vehicle, there's new-for-old replacement so long as you car is under two years old.

National Seniors Comprehensive Car Insurance offers new customers discounts when they take out a policy. If you buy your policy online, you can receive up to 10% off your first year’s premium. But that’s not all. If you are a safe driver according to your insurance history, National Seniors offers a Safe Driver Discount of up to 10% on new policies. 

If you prefer, you can pay your premiums on a monthly basis to fit your budget with National Seniors. Just note it may mean you pay a little extra on your premium.  

While you have the freedom to choose your own excess, keep in mind that if you have any family members under the age of 25, a $600 excess is applied to listed drivers while it spikes to a massive $1,800 if they are unlisted. Also remember that there is no roadside assistance with this policy, in case you find yourself in a sticky situation. 

Who is it good for

This insurance could suit Aussie seniors looking for comprehensive car insurance that offers a good amount of cover at a low price and who want to be rewarded for their excellent driving habits.

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Any catches

Bear in mind that the Safe Driver Discount is determined by the insurance history of all the listed drivers on your policy, not just yours, and the amount of claims made by them. And don’t forget, there is no roadside assistance with this policy, so you will have to seek out this service separately.


Cover information and limits in the table below correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses


$300 - $1,800

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

Not Published

6 years

Up to 10% on your first year's premium


Protection of maximum no claim discount can be purchased with extra premium.

10% safe driver discount. Named driver discount, restricted driver discount

Service features







Coverage summary

Agreed or Market

Yes - within 2 years of original registration

Up to $1,000 if damaged or stolen.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Up to $500

Reasonable towing costs and up to $500 in travel costs. Up to $1,000 travel and accommodation costs if greater than 100km from home.

Yes - Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - legal liability cover when using a substitute vehicle. Up to $3,000 contribution towards excess or security bond when using a hire car after theft or accident when optional policy is selected.

Up to $1,000

Up to $1,000 if stolen.

Up to $500

Covered only if agreed in writing.


Optional Extra

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are National Seniors car insurance rated by the Mozo community?

Value for money
Policy coverage
Customer service
Based on 1 National Seniors car insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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