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Are you looking for a travel insurance provider for your upcoming trip? Read more to find out if COTA is right for you. 

About COTA Insurance

COTA Insurance is a not for profit insurance company that specialises in providing insurance for older Australians. 

Cover information and limits in the table below verified as correct at 20 June 2024. Other information correct at the time of writing.

COTA Insurance plans

  • Events

  • Limits shown apply

  • Covid medical cover

  • Covid cancellation cover

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health illness

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Essential

    • Per person

    • Unlimited

    • Unlimited

    • $250.00

    • Events
    • Choose $2,500 to unlimited

    • $5,000

    • $15,000

    • $5,000

    • $10,000

    • $1,000

    • $1,000

    • $2,000

    • $1,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Comprehensive

    • Per person

    • Unlimited

    • Unlimited

    • $250.00

    • Events
    • Choose $5,000 to unlimited

    • $12,000

    • Unlimited

    • $20,000

    • $3,000

    • $8,000

    • $25,000

    • $12,500

    • $10,000

    • $3,000

    • $3,000

    • $3,000

    • $5,000

    • $2,000

    • $2,500,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    More info
    • Annual Multi Trip

    • Per person

    • Unlimited

    • Unlimited

    • $250.00

    • Events
    • Choose $5,000 to unlimited

    • $12,000

    • Unlimited

    • $20,000

    • $3,000

    • $8,000

    • $25,000

    • $12,500

    • $10,000

    • $3,000

    • $3,000

    • $3,000

    • $5,000

    • $2,000

    • $2,500,000

    • Pre existing conditions
    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Assessment required, may cost extra

    • Activities covered
    • Optional

    More info
= Covered = Not covered

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).


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