Travel Insurance Saver

Travel Insurance Saver

For discount travel insurance take a look at some of the great policies on offer from Travel Insurance Saver. Keep reading to find a budget friendly travel insurance policy to suit your next big trip.

About Travel Insurance Saver

Australian owned and operated, Travel Insurance Saver is a web-based agent offering QBE travel insurance policies at discount rates.  QBE was established in 1886 and is Australia's largest international insurance group.

Rates and fees verified as correct at 05 December, 2016. Other information correct at the time of writing.

Travel Insurance Saver travel insurance policies

At Travel Insurance Saver, you’ll find a range of policy options, running the gamut from international comprehensive cover including unlimited medical evacuation cover, to bare essentials. There is also a multi-annual trip option for if you plan to travel frequently. Check out our table of travel insurance policies for all the options:

  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Bare Essentials

    • Per person

    • Unlimited

    • Unlimited

    • 50

    • $5,000

    • Events
    • $2,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $500

    • $500

    • $500

    • $1,000,000

    • Pre existing conditions
    • Optional

    • Optional

    • Optional

    • Activities covered
    • Optional

    • Optional

    More info
    • Essentials

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • $15,000

    • Events
    • $5,000

    • $15,000

    • $10,000

    • $10,000

    • $10,000

    • $1,000

    • $1,000

    • $1,000

    • $2,000

    • $1,000,000

    • Pre existing conditions
    • Optional

    • Optional

    • Optional

    • Activities covered
    • Optional

    • Optional

    More info
    • Comprehensive

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $12,000

    • Unlimited

    • $20,000

    • $2,000

    • $8,000

    • $25,000

    • $12,500

    • $10,000

    • $3,000

    • $3,000

    • $3,000

    • $5,000

    • $2,500

    • $3,000,000

    • Pre existing conditions
    • Optional

    • Optional

    • Optional

    • Activities covered
    • Optional

    More info
    • Comprehensive (with snow cover)

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $12,000

    • Unlimited

    • $20,000

    • $2,000

    • $8,000

    • $25,000

    • $12,500

    • $10,000

    • $3,000

    • $3,000

    • $3,000

    • $5,000

    • $2,500

    • $3,000,000

    • Pre existing conditions
    • Optional

    • Optional

    • Optional

    • Activities covered
    • Optional

    More info
    • Annual Multi-trip (60 days)

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $20,000

    • $2,500

    • $6,000

    • $25,000

    • $25,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $4,000

    • $4,000

    • $2,500,000

    • Pre existing conditions
    • Optional

    • Optional

    • Optional

    • Activities covered
    • Optional

    More info
    • Annual Multi-trip (60 days, with snow cover)

    • Per person

    • Unlimited

    • Unlimited

    • 200

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $20,000

    • $2,500

    • $6,000

    • $25,000

    • $25,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $4,000

    • $4,000

    • $2,500,000

    • Pre existing conditions
    • Optional

    • Optional

    • Optional

    • Activities covered
    • Optional

    More info
    • A Travel Plan (Comprehensive)

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $1,000,000

    • $6,000

    • $25,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $4,000

    • $2,000

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
    • A Travel Plan (Comprehensive) + No Excess

    • Per person

    • Unlimited

    • Unlimited

    • 0

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $1,000,000

    • $6,000

    • $25,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $4,000

    • $2,000

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
    • B Travel Plan (Comprehensive)

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $500,000

    • $5,000

    • $18,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $3,000

    • $1,500

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
    • B Travel Plan (Comprehensive) + No Excess

    • Per person

    • Unlimited

    • Unlimited

    • 0

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $500,000

    • $5,000

    • $18,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $3,000

    • $1,500

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
    • C Travel Plan (Comprehensive)

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $125,000

    • $2,000

    • $10,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $2,000

    • $1,000

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
    • C Travel Plan (Comprehensive) + No Excess

    • Per person

    • Unlimited

    • Unlimited

    • 0

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • $125,000

    • $2,000

    • $10,000

    • $10,000

    • $2,000

    • $2,000

    • $2,000

    • $2,000

    • $1,000

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
    • Premium Plus

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • Unlimited

    • $8,000

    • $25,000

    • $12,000

    • $10,000

    • $3,000

    • $3,000

    • $3,000

    • $5,000

    • $2,500

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
    • Premium Plus + No Excess

    • Per person

    • Unlimited

    • Unlimited

    • 0

    • Unlimited

    • Events
    • $15,000

    • Unlimited

    • Unlimited

    • $8,000

    • $25,000

    • $12,000

    • $10,000

    • $3,000

    • $3,000

    • $3,000

    • $5,000

    • $2,500

    • $3,000,000

    • Pre existing conditions
    • Activities covered
    • Optional

    • None

    More info
  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Elements

    • Per person

    • $10,000,000

    • $10,000,000

    • 100

    • $10,000

    • Events
    • $3,000

    • $10,000

    • $1,000

    • $1,000

    • $1,000

    • $1,000,000

    • Pre existing conditions
    • Optional

    • Optional

    • Optional

    • Activities covered
    • Optional

    • Optional

    More info
= Covered = Not covered

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).


What should I know about Travel Insurance Saver policies?

What your policy covers

The specifics of what your policy covers will depend on the plan and cover type you decide on. Here are a few of the benefits you can expect to have covered with most Travel Insurance Saver policies:

What pre-existing medical conditions are covered

A Travel Insurance Saver comprehensive travel insurance policy will automatically cover 29 pre-existing medical conditions, including asthma, anemia and high blood pressure. Bare Essentials or Essentials packages do not cover pre-existing medical conditions at all. You can still take out one of these policies if you have a condition, but you won’t be covered for anything relating to that condition.
Some conditions also have special rules - for example, asthma is covered, but only if you are under 60 years of age and have not required hospitalization or medications other than your puffer or inhaler for the last 12 months.

Check out Mozo’s guide for travel insurance that will cover your pre-existing medical condition for extra information.

What medical assistance you will receive

It can be incredibly stressful when you find yourself needing medical attention while overseas. Your Travel Insurance Saver policy can make it simpler by providing services such as:

You may also be able to claim back costs of medical attention incurred overseas, although there are some conditions which are specific to the type of travel insurance plan you take out. For example, only Comprehensive and Multi-annual policies will cover post-hospital accommodation, or the costs of a friend or relative to fly out and stay with you while you are in hospital.

The age limit

If you are under 70 years of age you should be able to take out a Travel Insurance Saver policy. If you are 70 or over, you will need to fill out a medical appraisal form when you apply and QBE may or may not choose to cover you.
There are also certain conditions that apply to travellers 60 or over regarding particular medical conditions or how far in advance you are able to buy your travel insurance policy. Depending on your individual circumstances your age may affect the amount of premium you will need to pay.

Travelling with dependents

Travelling with family can bring about a whole new set of challenges, but Travel Insurance Saver makes one thing easier, by covering dependents for free under your travel insurance policy. To qualify as a dependent, they’ll need to be:

Cancelling your Travel Insurance Saver travel insurance policy

In case you decide your travel insurance policy isn’t the one for you, Travel Insurance Saver offers a 21 day cooling off period, during which you can cancel your travel insurance policy for a full refund of your premium.
This only applies as long as you haven’t started your trip or made any claims on your policy and it doesn’t apply to extensions on your policy either.
You’ll still be able to cancel after the 21 day period, but you won’t be refunded any part of your premium.

What optional travel insurance cover does Travel Insurance Saver offer?

Snow Sports Cover

If you’re travelling to New Zealand, snow sports cover is free of charge. Otherwise, you can opt for Travel Insurance Saver’s snow sports cover to protect you while you hit the slopes. For an extra premium, you can be covered for benefits like ski run closure, ski lift passes and rental of replacement ski equipment if yours is damaged or stolen.

If you’re heading to the snow on your next trip, check out Mozo’s dedicated guide on finding snow travel insurance.

Specified Item Cover

If you’re taking an item with you - say a piece of jewelry or an electronic gadget - that's worth more than the limit on your policy, you can insure it for extra value. You will pay an extra premium dependent on the item’s value, but if it's lost, stolen or damaged, the original limit for what you can claim will not apply to that item.

Additional Rental Vehicle Insurance Excess Cover

If you’re going to be renting a car, campervan, motorcycle or boat, it may be worth increasing your cover for rental vehicle accident or theft for an extra premium.

A quick guide to the fine print of Travel Insurance Saver travel insurance policies

To make the most of your Travel Insurance Saver policy, remember to read the fine print and know what’s included, excluded and if there are any tricky conditions that apply to you. Some of these things can be very important and mean the difference between your claim being approved or denied. So here’s a few quick tips about what to look out for in your Travel Insurance Saver travel insurance policy:

How do I make a claim with Travel Insurance Saver?

So you know the finer points of what makes a claim successful or not. Now how do you make the claim? Here are a few steps to follow if you do have to make a claim against your Travel Insurance Saver travel insurance policy.

Remember: You must submit your claim within 30 days of returning to Australia for it to be considered.

For more information on making travel insurance claims, check out our handy guide.

Travel Insurance Saver customer reviews

Read how the Mozo community has rated Travel Insurance Saver travel insurance policies and services on a number of factors ranging from value for money to customer satisfaction.

Travel Insurance Saver travel insurance

Overall 6.8*

Value for money

Trust

6 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Travel Insurance Saver travel insurance reviews Recent Travel Insurance Saver travel insurance reviews

Travel Insurance Saver

Travel Insurance Saver travel insurance review

Overall rating   8 / 10

Great customer service and easy claims.

They were easy to deal with and we were able to make a claim easily when our flight was delayed.

Full review

They were easy to deal with and we were able to make a claim easily when our flight was delayed.

    Value for money   8 / 10

    Trust   9 / 10

Less

Katie (VIC), reviewed about 1 year ago

Travel Insurance Saver

Travel Insurance Saver travel insurance review

Overall rating   9 / 10

Good value

Because they cover me yearly for unlimited cover anywhere in the world for 90 days or less.

Full review

Because they cover me yearly for unlimited cover anywhere in the world for 90 days or less.

    Value for money   8 / 10

    Trust   8 / 10

Less

Peter (NSW), reviewed over 2 years ago

Travel Insurance Saver

Travel Insurance Saver travel insurance review

Overall rating   10 / 10

Value for money

I was incredibly happy with my travel insurance to all my travels to Asia. For a minimum cost, the insurance covers you for any crisis overseas.

Full review

I was incredibly happy with my travel insurance to all my travels to Asia. For a minimum cost, the insurance covers you for any crisis overseas.

    Value for money   10 / 10

    Trust   10 / 10

Less

Laura (NSW), reviewed over 2 years ago

Travel Insurance Saver

Travel Insurance Saver travel insurance review

Overall rating   5 / 10

Good advice

I had issues with my visa on the way back to Australia. Even though my travel insurance couldn't help me financially, they gave me advice as to what to do. Great customer service!

Full review

I had issues with my visa on the way back to Australia. Even though my travel insurance couldn't help me financially, they gave me advice as to what to do. Great customer service!

    Value for money   7 / 10

    Trust   7 / 10

Less

David (NSW), reviewed over 2 years ago

Travel Insurance Saver

Travel Insurance Saver travel insurance review

Overall rating   0 / 10

None

I have been waiting 2 years for my claim to be paid and after numerous calls, no reply, so I would not use them again.

Full review

I have been waiting 2 years for my claim to be paid and after numerous calls, no reply, so I would not use them again.

    Value for money   0 / 10

    Trust   0 / 10

Less

Linda (QLD), reviewed over 2 years ago

Hide reviews

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Compare Travel Insurance Saver with other Travel Insurers

There are heaps of options on the market for quick, affordable travel insurance policies, so there’s no sense in rushing! After all, this is an important part of your next big trip.
To help you check out all your options before you make a decision, Mozo have developed an easy to use travel insurance comparison tool. All you have to do is fill in your travel dates, destination and how many people are going and you can have a quick and easy comparison of the best travel insurance policies available to Aussies today.

Remember to drop by our travel hub for some helpful articles, tips and tools to plan a money savvy holiday and don’t forget to check out our Best $20 I ever spent series for some tips from real world travellers on their favourite ways to spend a cheap day overseas.

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