Differing to the typical home loan, which is designed for the purchase of a property, personalloans are more than a one trick pony.
In fact, there are a range of circumstances where different types of personal loans could come in handy, such as a holiday, funding a wedding, doing a home reno or even consolidating debt
Personal loans generally come in two types; secured (where you put up an asset as security) or unsecured (where you don’t). Secured loans often come with lower interest rates than unsecured options and like other loans, you’ll need to make regular repayments over the loan term, which is usually one to ten years.
So with that in mind, we’ve put together a personal loan matchmaker with some top options for each scenario.
TOP HOLIDAY LOANS
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Important disclosures and comparison rate warning*
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Comparison rate warning
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments.
How Initial Monthly Repayments figures are estimated
Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
Harmoney Unsecured Personal Loan
Fixed rates from 5.35% p.a. (6.14% p.a. comparison rate*) for borrowers with great credit
If a flexible loan is what you need to help fund your next trip, Harmoney might tick all your boxes. This loan allows you to borrow between $2,000 and $50,000, Plus, there are also no monthly, early repayment or exit fees. $575 upfront fee ($375 if loan is less than $5,000).
NOW Finance No Fee Unsecured Personal Loan
Fixed rates from 5.95% p.a. (5.95% p.a. comparison rate*) for borrowers with excellent credit
The No Fee Unsecured Personal Loan from NOW Finance could be your ticket to a dream getaway. With this loan, borrowing amounts range from $5,000 to $50,000 so it could be a good option no matter how large or small your holiday is. No upfront, monthly, early repayment or exit fees to pay.
TOP RENOVATION LOANS
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures and comparison rate warning*
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Comparison rate warning
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments.
How Initial Monthly Repayments figures are estimated
Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
Alex Bank Personal Loan
Fixed rates from 4.99% p.a. (4.99% p.a. comparison rate*) for borrowers with excellent credit
This Unsecured Personal Loan from Alex Bank could be a great option for funding your next home renovation. Borrow up to $30,000 on loan terms ranging from 6 months to 5 years. No monthly, early repayment or exit fees. Upfront fee $250.
Handypay Home Improvement Loan
Variable rates from 5.75% p.a. (5.96% p.a. comparison rate*) for borrowers with excellent credit
If you’re in the market for a great home improvement loan to help cover the cost of a home renovation project, you may have struck the jackpot. Borrow between $2,000 and $75,000 and choose between 1-7 year loan terms. No monthly, early repayment or exit fees. $250 upfront fee.
TOP WEDDING LOANS
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures and comparison rate warning*
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Comparison rate warning
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments.
How Initial Monthly Repayments figures are estimated
Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
OurMoneyMarket
Fixed rates from 5.45% p.a. (6.07% p.a. comparison rate*) for borrowers with excellent credit
Make your dream wedding a reality with funding from the OurMoneyMarket Personal Loan. Borrow between $2,001 and $75,000. This loan offers a choice of either weekly, fortnightly or monthly loan repayments, with loan terms ranging from 1 to 7 years as well as a free redraw facility. No monthly, early repayment or exit fees. $250 upfront fee.
NOW Finance No Fee Unsecured Personal Loan
Fixed rates from 5.95% p.a. (5.95% p.a. comparison rate*) for borrowers with excellent credit
The No Fee Unsecured Personal Loan from NOW Finance could be just the ticket to turn your dream wedding into a reality. With this loan, borrowing amounts range from $5,000 to $50,000 so it could be a good option no matter how large or small your holiday is. No upfront, monthly, early repayment or exit fees to pay.
TOP DEBT CONSOLIDATION LOANS
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures and comparison rate warning*
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Comparison rate warning
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments.
How Initial Monthly Repayments figures are estimated
Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
Harmoney Unsecured Personal Loan
Fixed rates from 5.35% p.a. (6.14% p.a. comparison rate*) for borrowers with great credit
If consolidating your debts is one of your new year’s resolutions, then this could be a great personal loan for you. This loan allows you to borrow between $2,000 and $50,000 and there are also no ongoing service or early exit fees either. No monthly, early repayment or exit fees. $575 upfront fee.
Latitude Unsecured Personal Loan
Fixed rates from 7.99% (9.31% comparison rate*) for borrowers with excellent credit
If ridding yourself of debt is your 2022 goal, Latitude’s personal loan might just tickle your fancy. Borrow from $3,000 and create a flexible repayment schedule. Plus according to Latitude, you can apply for your loan in 10 minutes, and get a response in 60 seconds! $299 upfront fee for loans over $5,000 and $13 monthly fee and early repayment fee of $300 if you pay the whole loan in the first half of the term and $0 for the second half of the term.
TOP CAR LOANS
Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important disclosures and comparison rate warning*
Important disclosures
Advertiser disclosure
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Comparison rate warning
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments.
How Initial Monthly Repayments figures are estimated
Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
Loans.com.au New Car Loan - Prime Special
Variable rates from 2.99% p.a. (3.53% p.a. comparison rate*) for qualifying homeowners
Get the keys to your new dream car sooner with the Loans.com.au New Car Loan. Loan amounts between $5,000 and $100,000. Qualifying homeowners can experience a speedy online application process, combined with a fast 24 hour approval according to loans.com.au. No monthly or exit fees. $400 upfront fee and early repayment fee $700.
Wisr Secured Car Loan
Fixed rates from just 4.49% p.a. (5.31% comparison rate*) for borrowers with excellent credit
After a low rate car loan to get behind the wheel of your dream car sooner? With Wisr’s competitive fixed loan rates for borrowers with good credit, you'll have the freedom to borrow between $5,000 and $64,000 to get you on the road faster than ever. No monthly, early repayment or exit fees. $605 upfront fee.
OurMoneyMarket Car Loan
Fixed rates from just 5.35% p.a. (5.65% comparison rate*) for borrowers with excellent credit
Whether it's a new or used car (up to 7 years) you’re after, the OMM car loan could be the ticket to a new set of wheels. This loan features a quick and easy, 100% online application and you’ll be eligible for borrowing up to $75,000. No monthly, early repayment or exit fees. $250 upfront fee.
Want to compare more personal loan options? Jump over to our personal loan hub for more providers as well as a bunch of handy guides and tips!
*
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
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Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
