based on 259 Auswide Bank banking product reviews as rated by Mozo community

Auswide Bank personal loans

Auswide Bank (previously known as Wide Bay Australia) was launched almost 50 years ago as an alternative lender to the major banks in Australia. Today, the challenger brand offers an extensive range of banking products across home loans, credit cards, term deposits, superannuation and of course personal loans.

When it comes to Auswide Bank’s personal loans, you can opt for either a secured or unsecured loan for a range of borrowing reasons including but not limited to cars, motorcycles, boats, overseas travel and weddings. The lender also received a 2021 Mozo Experts Choice Award for Best Used Car Loan. 

Auswide Bank offers the following personal loans

Rates and fees verified as correct at 23 September, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Car Loan (Fixed)

4.49% p.a.

5.10% p.a.based on $30,000
over 5 years

$175

Unsecured Personal Loan (Fixed)

9.90% p.a.

10.49% p.a.based on $30,000
over 5 years

$175

What personal loans do Auswide Bank offer?

Unsecured personal loans

Don’t have an asset to secure your loan with? No worries, as Auswide Bank also offers a competitive unsecured personal loan deal that comes with a fixed interest rate. With this option unsecured personal loan you can choose a repayment length of 1 to 5 years and can borrow an amount between $3,000 and $50,000. Plus, because the rate is fixed you’ll get the peace of mind of repayment consistency. However, bear in mind you can only make monthly repayments with this loan, there is no option for weekly or fortnightly.  On the flip side, Auswide Bank's Unsecured Personal Loan comes with the flexible feature of an extra repayments facility, which ultimately means you could pay off the loan early by depositing additional cash into the personal loan on top of your regular repayments. But remember, there is a fee for paying off your loan in the first year.

Car loans

Dreaming of zipping the streets of your area in some new wheels? Thankfully, Auswide Bank also provides a car loan option. This fixed rate product allows you to borrow between $5,000 and $75,000 and choose from a 1 to 7 year term. With this loan you can only make monthly repayments however there is the option to make extra repayments whenever you want. Just bear in mind, there is no redraw facility attached to the loan. Auswide Bank wowed our experts this year as they gave is a 2021 Mozo Experts Choice Award for Best Used Car Loan

Auswide Bank personal loan features at a glance

How are Auswide Bank personal loan products rated?

Whether you’re searching for a competitive personal loan to pay for a home renovation or your upcoming trip overseas, it’s important the provider you sign up with offers everything from great customer service to convenience. Our customer reviews section is a great place to read up on how your potential personal loan provider is rated by everyday Aussies. To read reviews of Auswide Bank’s personal loans simply click here.

What do I need to apply for an Auswide Bank personal loan?

You can apply for either a personal loan or car loan through Auswide Bank by visiting one of its branches or by completing its pre approval request form online. Here are some of the information and documentation Auswide Bank will request:


How are Auswide Bank personal loans rated?

Mozo users have rated Auswide Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Auswide Bank personal loans
Overall
Price
Features
Customer service
Convenience
Trust

11 Reviews

Recent Auswide Bank personal loan reviews

Auswide Bank Unsecured Personal Loan
Overall 9/10
Great

Auswide Bank is great.

Read full review

Auswide Bank is great.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Wayne, Victoria, reviewed almost 3 years ago
Auswide Bank Unsecured Personal Loan
Overall 9/10
Show me the money

They are the bank for me, I'm sure unless you can find me a better bank

Read full review

They are the bank for me, I'm sure unless you can find me a better bank

Price
9/10
Features
8/10
Customer service
9/10
Convenience
9/10
Trust
10/10
Less
Joshua, Queensland, reviewed about 3 years ago
Auswide Bank Secured Personal Loan
Overall 7/10
insure ur future

good

Price
7/10
Features
7/10
Customer service
6/10
Convenience
5/10
Trust
6/10
Less
Marichel, Queensland, reviewed over 6 years ago
Auswide Bank Personal Loan
Overall 1/10
I like them & will stay with them

If I every need help they always try & help me if I'm truble with making house payments

Read full review

If I every need help they always try & help me if I'm truble with making house payments

Price
2/10
Features
2/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Mozo community reviewer, , reviewed over 6 years ago

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