Auswide Bank credit cards

With an Auswide Bank credit card, you’ll have 55 interest free days to pay off your balance before you start being charged interest on it. But keep in mind that as with any credit card, this 55 day period starts at the beginning of your statement cycle, not when you make a purchase.

So if you buy a new T.V. 25 days into your statement cycle, you’ll actually only have 30 days to pay it off before the interest charges come rolling in. 

Each Auswide Bank credit card comes with an annual fee (which is much higher for the premium rewards option). You might also pay cash advance and foreign exchange fees, depending on how you plan to use our card.

Yes! Balance transfer offers are a handy way to manage credit card balances, by giving yourself a 0% interest period. During this period, you can gain some breathing room to pay off old debts.

You can use either Auswide Bank credit card for a balance transfer, but keep in mind that the length of your zero interest period will depend on which card you get. It’s important to keep an eye on how long you have to pay off the balance, because if you have anything left owing at the end of this period, you’ll start being charged interest on it at the much higher cash rate.

Auswide Bank credit cards work on the MasterCard system. That means that you can use the PayPass system to pay for small shopping trips by ‘tapping’ your credit card. 

Because your Auswide Bank credit card works on the MasterCard network, you can use it wherever MasterCard is accepted, all over the world. As if that wasn’t convenient enough, don’t forget to check out your complimentary travel insurance in your a premium cardholder.

Just remember to make room in your travel budget for foreign transaction fees, or, if that goes against your frugal nature, check out an awesome prepaid travel card deal.

If you’re opting for a rewards card from Auswide Bank, there are heaps of cool perks you can cash in on. For starters, you’ll earn 1 rewards point for every $1 you spend. You will have to factor an annual cap of 100,000 rewards points into your freebie plan, but the good news is, these points don’t expire for the entire life of the card.

When you redeem points, you’ll be able to choose from a range of cool options, including gift vouchers, cashback, merchandise and flights.

Because this card is a premium option, you’ll also get access to cool perks like your very own concierge service, which can help you with everything from finding the perfect anniversary gift to snagging exclusive event tickets.

A premium rewards card from Auswide Bank not only gives you rewards earning power, but it means you can take advantage of a range of complimentary insurance covers. These include:

International Travel Insurance

Transit Accident Insurance

Interstate Flight Inconvenience Insurance

Extended Warranty Insurance

Purchase Cover Insurance

Guaranteed Pricing