Auswide Bank home loans

Want the security of knowing your interest rate is locked in for a set time? Check out Auswide Bank’s fixed rate home loan offer for amounts up to $3,500,000 and LVRs up to 95%. This loan comes with an application, settlement and monthly service fees, but in return, you get the full gamut of flexible features, including the use of an offset account, the opportunity to take a repayment holiday, use of a redraw facility (but remember a minimum does apply), plus the option to make unlimited additional repayments at no extra cost. But if you’re nearing the end of your home loan term be careful when making extra repayments, as you may incur a penalty for repaying the entire amount before the fixed term is up.

Opt for the variable home loan option from Auswide Bank, and you’ll get all the great benefits and features of the fixed rate alternative, including the use of an offset account and free redraw facility, along with added flexibility. You’ll pay a monthly service fee in addition to the application and settlement fees, but unlike the fixed rate version of this loan, there’s no danger of being hit with an early break fee when you make use of the unlimited, fee free extra repayments. Plus, you can tailor your repayment schedule by choosing to make monthly, fortnightly or weekly payments. The variable rate home loan is available for borrowers with an LVR of up to 95%, for amounts up to $3,500,000.

Want to save on your Auswide Bank products while securing a great rate on your home loan? The Auswide Freedom Package is just what you need. The fixed rate version is available for amounts starting at $250,000, for up to 95% of the property’s value. Along with all the great features of the Auswide Bank fixed rate home loan, like unlimited free extra repayments, the use of an offset account and free redraw facility, you’ll also be able to cash in on discounted insurance from Auswide, including cover for your home and car. But it doesn’t stop there! You can also forget about annual fees on your Auswide everyday account, Platinum MasterCard and debit card, plus enjoy high rates on an Auswide term deposit.

Want all the Auswide Freedom Package benefits with the added flexibility of variable rates? You got it! The variable rate version of Auswide’s home loan package is much the same as its fixed rate counterpart, including discounts on home and car insurance and waived annual fees on the Auswide Platinum MasterCard, debit card and everyday transaction accounts. All the flexible features still apply, so you’ll have the full use of an offset account, fee free extra repayments and free redraw facility. If you opt for the Special Discount Freedom Package option, you’ll snag some killer interest rates, although you’ll only be able to borrow up to 90% of the property’s value if you’re an investor, or 80% for owner occupiers.

Got a renovation in the works? Or maybe you’re eyeing off an investment property? Whatever your next spending goal, you can make it a reality with a line of credit mortgage from Auswide Bank. You can get your hands on up to 90% of the value of your property, up to $3,500,000, but you’ll have to contend with an application, settlement and monthly service fee for the privilege. There are plenty of convenient ways to access these funds, including at the ATM with your Auswide debit card and via online banking.