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Easy Street Unsecured Personal Loan

Advertiser disclosure
Interest rate from
7.99% p.a.
Comparison rate from
8.26% p.a.based on $30,000
over 5 years
Upfront fee
$195

Mozo editorial review Easy Street Unsecured Personal Loan - last updated: 1 December 2021

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What's hot
  • Fixed interest rate of 7.99% p.a. (8.26% p.a. comparison rate*)
  • 2022 Mozo Experts Choice Award^ winner for Best Unsecured Personal Loan
  • Extra repayments and redraws allowed
What's not
  • $195 upfront fee
Mozo snapshot

Want to take out a personal loan from an award-winning lender? Easy Street is just that. The Easy Street Unsecured Personal Loan not only comes with a competitive fixed rate of 7.99% p.a. (8.26% p.a. comparison rate*), it also has flexible repayment options and minimal fees. That’s why this loan took home a 2022 Mozo Experts Choice Award for Best Unsecured Personal Loan!

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Key features

Easy Street’s Unsecured Personal Loan has a lot going for it, take the interest rate for example. This product comes with a low fixed rate of 7.99% p.a. (8.26% p.a. comparison rate*) on loans between one and five years, and anywhere upwards of $3,000. 

Plus, there’s plenty of choice when it comes to paying down your debt. In fact, borrowers have the ability to opt for either a weekly, fortnightly or monthly repayment schedule as well as make extra repayments and redraws whenever they like (and at no extra cost). 

On top of that, this loan also has minimal fees attached to it as there are no ongoing service charges, exit fees or an early repayment penalty. It’s important to note though, there is a $195 upfront application fee when you sign up - so remember to consider that in your budget. 

Need an expert’s opinion? Well, our expert judges loved this loan so much that they awarded it Best Unsecured Personal Loan as part of the 2022 Mozo Experts Choice Awards!

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Who is it good for

The Easy Street Unsecured Personal Loan could be a good option for a borrower needing a competitive fixed interest rate and a range of options for repayments. Similarly, for anyone looking to dodge a bunch of fees, Easy Street doesn’t charge many on this product. 

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Any catches

Remember, it’s crucial to make repayments on time with this lending product otherwise you will be charged a $25 late payment fee.

Details

Rates and fees information correct as at 2 July 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

7.99% p.a. fixed

8.26% p.a.based on $30,000
over 5 years

Fees

$195.00

$0.00

$25.00

$0.00

$0.00

Other financial bits

$3,000.00

none

1 Year

5 Years

Unsecured

Features

Weekly, Fortnightly, Monthly

yes

yes

none

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

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About Easy Street