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Mini meca 2024

Gateway Bank Eco Personal Loan

Advertiser disclosure
Interest rate from
6.44% p.a.
Comparison rate from
7.45% p.a.based on $10,000
over 3 years
Upfront fee
$149.00

Mozo editorial review Gateway Bank Eco Personal Loan - last updated: 23 November 2023

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What's hot
  • 2024 Mozo Experts Choice Award winner
  • Variable rates from 5.75% p.a. (6.76% p.a. comparison rate*)
  • Free extra repayments and redraw facility
What's not
  • $149 application fee
Mozo snapshot

If you’re searching for a personal loan to help you make those sustainable upgrades in your home, Gateway Bank’s Eco Personal Loan might be the one to look at. It features a redraw facility, and gives you the option to make free extra repayments which could help speed up the process of paying off your loan. What’s more, this loan also took out a win in the 2024 Mozo Experts Choice Awards.

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Key features

As an award-winner in the 2024 Mozo Experts Choice Awards, Gateway Bank’s Eco Personal Loan could be something to consider. This competitive offer lets you borrow up to $30,000, with variable rates starting from 5.75% p.a. (6.76% p.a. comparison rate*).


Not only is this unsecured loan light on fees, borrowers can make repayments on a weekly, fortnightly, or monthly basis to complement your pay schedule. What’s more, you can also make use of the features that come with this loan, such as the redraw facility and free extra repayments to help you pay off your loan faster. 


Just remember that this offer is only available for eligible environmental upgrades and has an application fee of $149.

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Who is it good for

If you’re planning to make eco-friendly upgrades to your home, this competitive offer could be worth considering.

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Any catches

This loan is only available for sustainable upgrades which is something to keep in mind.

Details

Rates and fees information correct as at 26 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Variable

6.44% p.a.variable

7.45% p.a.based on $10,000
over 3 years

Fees

$149.00

$0.00

$0.00

n/a

$0.00

Other financial bits

$3,000.00

$30,000.00

1 Year

5 Years

Unsecured

Features

-

Weekly, Fortnightly, Monthly

yes

yes

Available for environmental upgrades only.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Gateway Bank personal loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Gateway Bank

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Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

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Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
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Debt Consolidation

6.57% p.a.to 18.99% p.a.

7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years

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Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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New Car Loan - Special

8.19% p.a.

9.30% p.a.based on $30,000
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Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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Clean Green Car Loan

7.69% p.a.

8.80% p.a.based on $30,000
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NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

Thumbnail icon for Jacaranda Finance
Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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OurMoneyMarket

Low Rate Personal Loan

9.14% p.a.to 11.19% p.a.

9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

Thumbnail icon for NOW Finance
NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

Thumbnail icon for NOW Finance
NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

Thumbnail icon for Harmoney
Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.

$0.00

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.

$0.00

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