Handypay logo

Handypay Green Loan

Advertiser disclosure
Interest rate from
7.37% p.a.
Comparison rate from
7.63% p.a.based on $30,000
over 5 years
Upfront fee
$250.00

Mozo editorial review Handypay Green Loan - last updated: 19 September 2023

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What's hot
  • Competitive fixed rates from 7.37% p.a. (7.63% p.a. comparison rate*)
  • Free extra repayments
  • No monthly or early repayment fees
What's not
  • $250 upfront fee
  • $35 late repayment fee
Mozo snapshot

If you’re on the hunt for a green personal loan to help pay for an upcoming home reno project, then allow us to introduce you to the Handypay Green Personal Loan. It offers competitive fixed rates from 7.37% p.a. (7.63% p.a. comparison rate*) for the first 36 months. Loans amounts range from $2,000 to $75,000 with 1-7 year loan terms, but it’s specifically designed for the purpose of funding home renovations. Now, who’s keen to go green?

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Key features

The Handypay Green Personal Loan is a home renovation loan that helps fund things like solar panels, battery storage, inverters, solar heating and cooling, rainwater tanks, energy-efficient renovations and more.

The loan comes with competitive fixed rates which start from 7.37% p.a. (7.63% p.a. comparison rate*). You can get a loan between $2,000 and $75,000 and flexible 1 to 10-year loan term options.

On top of this, you’ll get to choose between either weekly, fortnightly or monthly repayment options. This means you’ll be able to work your regular repayments around your budget and lifestyle.

What’s also worth noting is that the Handypay Green Personal Loan is an unsecured loan, so you won’t have the stress of potentially losing your car, house or other expensive assets as you won’t be required to have any security items against the loan.

Another handy feature that comes with this loan is the ability to make free extra repayments, meaning you’ll be able to pay off your loan as quickly as you want without copping a penalty for it.

Be aware that the loan comes with a $250 upfront fee and a $35 late payment fee should you ever miss a repayment.

snapshot
Who is it good for

The Handypay Green Personal Loan helps fund things like solar panels, battery storage, inverters, solar heating and cooling, rainwater tanks, energy-efficient renovations and more - making it a great option to consider for Aussies that are looking to start a green home renovation project.

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Any catches

Keep in mind that the Handypay Green Personal Loan comes with a $250 upfront fee that you’ll need to budget for, plus a $35 late payment fee if you ever miss a repayment.

Details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

7.37% p.a. fixed

7.63% p.a.based on $30,000
over 5 years

Fees

$250.00

$0.00

$35.00

$0.00

0

Other financial bits

$2,001.00

$75,000.00

1 Year

10 Years

Unsecured

Features

-

Weekly, Fortnightly, Monthly

yes

no

Must own or be purchasing a home

Can be used for verifiable green initiatives e.g. solar panels, solar battery, solar inverters, solar heating and cooling, rainwater tanks or energy efficient renovations.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Handypay personal loans rated by the Mozo community?

Overall
1.0/10
Price
1.0/10
Features
1.0/10
Customer service
1.0/10
Convenience
1.0/10
Trust
1.0/10
Based on 1 Handypay personal loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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