| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Green Car Loan (Fixed, Secured) |
6.39% p.a. |
7.51% p.a.based on $30,000 |
$400.00 |
| Green Car Loan (Variable, Secured) |
6.09% p.a. |
7.21% p.a.based on $30,000 |
$400.00 |
| New Car Loan - Special (Including Demo, Fixed, Secured) |
6.89% p.a. |
8.01% p.a.based on $30,000 |
$400.00 |
| New Car Loan - Special (Including Demo, Variable, Secured) |
6.24% p.a. |
7.36% p.a.based on $30,000 |
$400.00 |
| Used Car Loan (6 to 7 years old, Fixed, Secured) |
8.99% p.a. |
10.10% p.a.based on $30,000 |
$400.00 |
| Used Car Loan (8 to 12 years old, Fixed, Secured) |
12.69% p.a. |
13.80% p.a.based on $30,000 |
$400.00 |
| Used Car Loan (Up to 3 years old, Fixed, Secured) |
7.59% p.a. |
8.70% p.a.based on $30,000 |
$400.00 |
| Used Car Loan (Up to 3 years old, Variable, Secured) |
7.74% p.a. |
8.85% p.a.based on $30,000 |
$400.00 |
| Used Car Loan (Up to 5 years old, Fixed, Secured) |
7.69% p.a. |
8.80% p.a.based on $30,000 |
$400.00 |
| Used Car Loan (Up to 5 years old, Variable, Secured) |
7.74% p.a. |
8.85% p.a.based on $30,000 |
$400.00 |
Fixed car loan
loans.com.au may be a smaller lender, but its fixed-rate car loan is nothing to sneeze at, you can borrow between $5,000 and $150,000 over a term of three to seven years. The loan is secured against the car, so be sure to automate those repayments.
Variable car loan
If you're looking for ultra-low variable rates, you'll be pleased to know that loans.com.au offers competitive variable loans. The loan is secured against the car, so don't forget to make those repayments and the monthly fee. Another thing to note is that the variable loan comes with redraw features.
Green car loan
If you are looking to buy an environmentally friendly vehicle, the loans.com.au Clean Green Car Loan might be the option for you. With competitive low fixed rates, customers can borrow between $5,000 and $150,000 for 3 to 7 years. There is also plenty of repayment flexibility, as there is a choice between a weekly, fortnightly and monthly schedule, plus the option to make free extra repayments. Just bear in mind that there is no redraw facility attached to this loan. Also, there is an upfront application fee and an early repayment penalty if you pay off your debt ahead of time.
If you want to take out a new car loan with loans.com.au, it won’t be taxing on your time. Just visit the website and fill out the online form. If you fit the criteria, loans.com.au will approve your application almost immediately. For extra help and advice, you can call customer service or access the live chat feature while browsing the site.
To apply for a personal loan with loans.com.au, you will need:
Mozo users have rated loans.com.au personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
I was told after wasting a fair amount of time completing an online application and liaising with a customer service representative that I was ineligible for a car loan because I’d qualified for JobKeeper. Even though my business had recovered strongly after an initial dip at the beginning of the pandemic. If lenders are going to apply blanket rules such as these, they need to be stated up front. As a self employed small business person, I don’t have this kind of time to waste.
Read full reviewI was told after wasting a fair amount of time completing an online application and liaising with a customer service representative that I was ineligible for a car loan because I’d qualified for JobKeeper. Even though my business had recovered strongly after an initial dip at the beginning of the pandemic. If lenders are going to apply blanket rules such as these, they need to be stated up front. As a self employed small business person, I don’t have this kind of time to waste.
Salesmen straight up lied about fees to make a sale. I'm not fighting them through the ombudsmen over an early payout fee. The early payout fee is also excessive. Way more than my home loan payout for far less credit.
Read full reviewSalesmen straight up lied about fees to make a sale. I'm not fighting them through the ombudsmen over an early payout fee. The early payout fee is also excessive. Way more than my home loan payout for far less credit.
Cheap car runs good
Read full reviewCheap car runs good