Advertisement personal loans's overall rating for personal loans

(as rated by the Mozo community)

7.3 / 10

based on 10 reviews is an Australian-owned, online home and car loans lender with low rates and flexible features. Since its entrance into the 2009 market, has helped thousands of customers achieve their dreams from first homes to family cars. Continue reading below to learn more about its personal loans... offers the following personal loans

Rates and fees verified as correct at 16 September, 2019. Other information correct at the time of writing.

Product Interest rate from Comparison rate from* Upfront fee  

4.29% 5.24% p.a.

4.83% 5.8% p.a.based on $30,000
over 5 years


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4.99% 5.94% p.a.

5.54% 6.5% p.a.based on $30,000
over 5 years


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4.99% 6.44% p.a.

5.54% 7.0% p.a.based on $30,000
over 5 years


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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What personal loans do offer?

Fixed car loan may be a smaller lender but it’s fixed rate car loan is nothing to sneeze at. It has one of the lowest fixed rates in the market and you can borrow between $5,000 and $100,000 over a term of three to five years. The loan is secured against the car so be sure to automate those repayments. If you want to get out of debt sooner, extra repayments are free of charge (plus there is no break fee). While there are zero monthly fees, you’ll need to factor in’s initial upfront fee. personal loan features at a glance

Repayment flexibility

You can take your pick between weekly, fortnightly or monthly repayments.

Extra repayments

With the car loan, you’re free to make extra loan repayments whenever you like. Doing this will help cut the interest rate bill down too.

No monthly fees

That’s right, there are no monthly fees to consider so you can focus on paying off your loan instead. customer reviews:

If you’re curious to learn more about personal loans, head over to our customer reviews section for objective experiences of this very car loan.

How do you apply for a personal loan?

If you want to take out a new car loan with, it won’t be taxing on your time. Just visit the website and fill out the online form. If you fit the criteria, will approve your application almost immediately. For extra help and advice, you can call customer service or access the live chat feature while browsing the site.

To apply for a personal loan with you will need:

More helpful personal loan quick links