loans.com.au personal loans

loans.com.au
loans.com.au's overall rating for personal loans

(as rated by the Mozo community)

7.1 / 10

based on 9 reviews

loans.com.au personal loans offer a range of packages for different needs. Check out our range of personal loans for an overview of interest rates, fees and more. Or you can compare the whole market with our personal loan comparison tools.

loans.com.au offers the following personal loans

Rates and fees verified as correct at 04 December, 2016. Other information correct at the time of writing.

Product Interest rate from Comparison rate from* Upfront fee
New Car Loan (Fixed)
loans.com.au

4.94% p.a.

5.49% p.a.based on $30,000
over 5 years

$400

5.44% p.a.

6.00% p.a.based on $30,000
over 5 years

$400

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

About Loans.com.au personal loans

Loans.com.au is an Australian-owned, online home and car loans lender with low rates and flexible features. Since its entrance into the 2009 market, Loans.com.au has helped thousands of customers achieve their dreams from first homes to family cars. Continue reading below to learn more about its personal loans...

What personal loans do Loans.com.au offer?

Fixed car loan

Loans.com.au may be a smaller lender but it’s fixed rate car loan is nothing to sneeze at. It has one of the lowest fixed rates in the market and you can borrow between $5,000 and $100,000 over a term of three to five years. The loan is secured against the car so be sure to automate those repayments. If you want to get out of debt sooner, extra repayments are free of charge (plus there is no break fee). While there are zero monthly fees, you’ll need to factor in Loans.com.au’s initial upfront fee.

Loans.com.au personal loan features at a glance

Repayment flexibility

You can take your pick between weekly, fortnightly or monthly repayments.

Extra repayments

With the Loans.com.au car loan, you’re free to make extra loan repayments whenever you like. Doing this will help cut the interest rate bill down too.

No monthly fees

That’s right, there are no monthly fees to consider so you can focus on paying off your loan instead.  

Loans.com.au customer reviews:

If you’re curious to learn more about Loans.com.au personal loans, head over to our customer reviews section for objective experiences of this very car loan.

How do you apply for a Loans.com.au personal loan?

If you want to take out a new car loan with Loans.com.au, it won’t be taxing on your time. Just visit the website and fill out the online form. If you fit the criteria, Loans.com.au will approve your application almost immediately. For extra help and advice, you can call customer service or access the live chat feature while browsing the site.

To apply for a personal loan with Loans.com.au you will need:

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