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loans.com.au Clean Green Car Loan

Advertiser disclosure
Interest rate from
3.97% p.a.
Comparison rate from
4.51% p.a.based on $30,000
over 5 years
Upfront fee
$400
Go to site

Mozo editorial review loans.com.au Clean Green Car Loan

Last updated: 17 March 2020.

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What's hot
  • Low 3.97% interest rate (4.51% comparison rate*)
  • Flexible repayment options
  • 2019 Mozo Experts Choice Award winner
What's not
  • $400 application fee
Mozo snapshot

If you are in the market for a green car loan this budget friendly option comes with a low fixed interest rate starting from just 3.97% (4.51% comparison rate*). You also have the ability to choose whether you want to make repayments weekly, fortnightly or monthly. However if you’re after a smaller loan the $400 application fee is something to keep in mind. This eco-friendly loan also took out a 2019 Mozo Experts Choice Award for best Green Car Loan. 

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Key features

If you’ve got your eye on an environmentally friendly car then it's worth checking out a loan that offers a low rate in return for your eco efforts. 

With rates coming in from 3.97% (4.51% comparison rate*) the loans.com.au Clean Green Car Loan does just that.The loan amounts on offer range from $5,000 to $100,000, a pretty broad range for you to grab almost any set of wheels you’re looking to get. Loan terms range from 3 to 5 years.

You’re able to choose from weekly, fortnightly or monthly repayments so you can personalise your repayment options to match up to when your paycheck rolls on in. You also have the option to make free extra repayments in order to pay off your loan quicker and save on interest - just remember that if you pay off the whole thing, an early repayment penalty may apply.


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Who is it good for

People who want to invest in an environmentally friendly vehicle without breaking the bank to do so. If you’ve fallen in love with a diesel guzzling half-car, half-tank then this car loan is not for you.

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Any catches

While there is a lot to love with this loan, there is a hefty $400 application fee to keep in mind. So if you are looking for a smaller loan then this could really add to the total price.

Also if you are able to pay back the loan early, you’ll have to pay a $700 early repayment penalty to do so. Although this doesn’t apply in the last year of the loan.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 3.97% p.a. fixed

  • 4.51% p.a.based on $30,000
    over 5 years

Fees
  • $400.00

  • $0.00

  • $0.00

  • $0.00

  • $700.00

Other financial bits
  • $5,000.00

  • $100,000.00

  • 3 Years

  • 5 Years

  • Vehicle

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • Loan for approve green cars only. $700 early repayment penalty applies on pro-rata basis. No penalty charged in the last year of the loan.

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are loans.com.au personal loans rated by the Mozo community?

Overall
6.4/10
Price
8.6/10
Features
8.2/10
Customer service
7.3/10
Convenience
7.3/10
Trust
7.1/10
loans.com.au

About loans.com.au

100% Australian owned, loans.com.au opened its doors in 2010 with a vision of "making it easier for people to own and invest in property". loans.com.au offers a winning combination of low interest rates and fees and a commitment to excellent customer service. loans.com.au runs its own call centre and caters to home, investment and personal finance borrowers.

See loans.com.au personal loans

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New Car Loan (Fixed)

4.67% p.a.

5.22% p.a.

$0.00

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6.95% p.a.to 17.95% p.a.based on $10,000
over 3 years

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Unsecured Personal Loan (Fixed)

6.49% p.a.to 8.99% p.a.

6.84% p.a.to 9.34% p.a.based on $30,000
over 5 years

Alex

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6.95% p.a.to 19.99% p.a.

6.95% p.a.to 19.99% p.a.based on $30,000
over 5 years

Harmoney

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Unsecured Personal Loan

6.99% p.a.to 25.69% p.a.

7.79% p.a.to 26.65% p.a.based on $30,000
over 5 years

OurMoneyMarket

OurMoneyMarket

Low Rate Personal Loan

6.75% p.a.to 8.48% p.a.

6.96% p.a.to 8.69% p.a.based on $30,000
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Symple Loans

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5.75% p.a.to 21.99% p.a.

6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years

Liberty

Liberty

Personal Loan

7.65% p.a.to 26.99% p.a.

7.65% p.a.to 26.99% p.a.based on $30,000
over 5 years

MoneyPlace

MoneyPlace

Unsecured Personal Loan (Fixed)

7.65% p.a.to 26.99% p.a.

7.65% p.a.to 28.6% p.a.based on $30,000
over 5 years

Plenti

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New Car Loan (Fixed)

4.89% p.a.to 8.89% p.a.

5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years

loans.com.au

loans.com.au

New Car Loan (Fixed)

4.67% p.a.

5.22% p.a.based on $30,000
over 5 years

OurMoneyMarket

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5.50% p.a.

5.85% p.a.based on $30,000
over 5 years

Wisr

Wisr

Secured Car Loan

5.19% p.a.to 18.95% p.a.

6.08% p.a.to 19.91% p.a.based on $30,000
over 5 years

CUA

CUA

Secured Car Loan (Fixed)

6.79% p.a.

7.16% p.a.based on $30,000
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4.89% p.a.

5.53% p.a.based on $30,000
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loans.com.au

loans.com.au

Clean Green Car Loan

3.97% p.a.

4.51% p.a.based on $30,000
over 5 years

Plenti

Plenti

Used Car Loan (Fixed)

5.29% p.a.to 9.99% p.a.

5.84% p.a.to 10.56% p.a.based on $30,000
over 5 years

Plenti

Plenti

Unsecured Personal Loan (Fixed)

6.49% p.a.to 8.99% p.a.

6.84% p.a.to 9.34% p.a.based on $30,000
over 5 years

Alex

Alex

Personal Loan

6.95% p.a.to 19.99% p.a.

6.95% p.a.to 19.99% p.a.based on $30,000
over 5 years

NOW FINANCE

NOW FINANCE

Unsecured Personal Loan

6.95% p.a.to 17.95% p.a.

6.95% p.a.to 17.95% p.a.based on $10,000
over 3 years

Harmoney

Harmoney

Unsecured Personal Loan

6.99% p.a.to 25.69% p.a.

7.79% p.a.to 26.65% p.a.based on $30,000
over 5 years

OurMoneyMarket

OurMoneyMarket

Low Rate Personal Loan

6.75% p.a.to 8.48% p.a.

6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years

Symple Loans

Symple Loans

Personal Loan

5.75% p.a.to 21.99% p.a.

6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years

Liberty

Liberty

Personal Loan

7.65% p.a.to 26.99% p.a.

7.65% p.a.to 26.99% p.a.based on $30,000
over 5 years

Wisr

Wisr

Unsecured Personal Loan

7.95% p.a.to 19.45% p.a.

8.78% p.a.to 20.4% p.a.based on $30,000
over 5 years