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loans.com.au Clean Green Car Loan

Advertiser disclosure

The details shown below are for a fixed loan between $5,000 and $100,000

The details shown below are for a variable loan between $5,000 and $100,000

The details shown below are for a fixed loan between $5,000 and $100,000

The details shown below are for a variable loan between $5,000 and $100,000

Choose the version of this loan that suits you best

  • Loan: $5,000 $100,000

  • Loan: $5,000 $100,000

  • Loan: $5,000 $100,000

  • Loan: $5,000 $100,000

Interest rate from
4.89% p.a.
Comparison rate from
5.44% p.a.based on $30,000
over 5 years
Upfront fee
$400
Go to site
Interest rate from
3.14% p.a.
Comparison rate from
3.68% p.a.based on $30,000
over 5 years
Upfront fee
$400
Go to site
Interest rate from
5.89% p.a.
Comparison rate from
6.44% p.a.based on $30,000
over 5 years
Upfront fee
$400
Go to site
Interest rate from
4.14% p.a.
Comparison rate from
4.68% p.a.based on $30,000
over 5 years
Upfront fee
$400
Go to site

Mozo editorial review loans.com.au Clean Green Car Loan - last updated: 18 May 2022

5 / 5
binocular icon
What's hot
  • 2022 Mozo Experts Choice Award winner
  • Low variable rates from 3.14% p.a. (3.68% p.a. comparison rate*)
  • Special reduced rates for homeowners
What's not
  • $400 application fee
Mozo snapshot

If you are in the market for a green car loan this budget friendly option comes with low fixed interest rates starting from just 4.89% p.a. (5.44% p.a. comparison rate*) and special lower variable rates starting at just 3.14% p.a. (3.68% p.a. comparison rate*) for homeowners. You also have the ability to choose whether you want to make repayments weekly, fortnightly or monthly. However if you’re after a smaller loan the $400 application fee is something to keep in mind.

And if you need more convincing, you'll be pleased to know that the Clean Green Car Loan was the sole winner of a 2022 Mozo Experts Choice Personal Loan Award in the best Green Car Loan category. 

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Key features

If you’ve got your eye on an environmentally friendly car then it's worth checking out a loan that offers a low rate in return for your eco efforts. With fixed rates coming from 4.89% p.a. (5.44% p.a. comparison rate*), the loans.com.au Clean Green Car Loan does just that. The loan amounts on offer range from $5,000 to $100,000, a pretty broad range for you to grab almost any set of wheels you’re looking to get. Loan terms range from 3 to 5 years.

What also really makes this loan really stand out is the special homeowner rate. Homeowners can access lower variable rates starting at just 3.14% p.a. (3.68% p.a. comparison rate*).

You’re able to choose from weekly, fortnightly or monthly repayments so you can personalise your repayment options to match up to when your paycheck rolls on in. You also have the option to make free extra repayments in order to pay off your loan quicker and save on interest - just remember that if you pay off the whole thing, an early repayment penalty may apply.

snapshot
Who is it good for

People, especially homeowners, who want to invest in an environmentally friendly vehicle without breaking the bank to do so. If you’ve fallen in love with a diesel guzzling half-car, half-tank then this car loan is not for you.

question icon
Any catches

While there is a lot to love with this loan, there is a hefty $400 application fee to keep in mind. So if you are looking for a smaller loan then this could really add to the total price.

Also if you are able to pay back the loan early, you’ll have to pay a $700 early repayment penalty to do so. Although this doesn’t apply in the last year of the loan.

Picture of Polly Fleeting
Polly Fleeting
Money writer

Polly Fleeting specialised in loans and credit cards. Her work helped people find ways to make smart product choices, reduce debt and get more for their hard-earned dollars. Polly has a degree in Journalism from the University of Technology, Sydney and is ASIC RG146 (Tier 2) certified for general advice. She worked at Mozo for three years, finishing in January 2022 to take up a career in teaching.

Details

Rates and fees information correct as at 25 May 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

4.89% p.a. fixed

5.44% p.a.based on $30,000
over 5 years

Fees

$400.00

$0.00

$0.00

$0.00

$700.00

Other financial bits

$5,000.00

$100,000.00

3 Years

5 Years

Vehicle

Features

Weekly, Fortnightly, Monthly

yes

no

Loan for qualifying electric and hybrid vehicles. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan.

1% discount on rates available for applicants who have a mortgage.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 25 May 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Variable

3.14% p.a.variable

3.68% p.a.based on $30,000
over 5 years

Fees

$400.00

$0.00

$0.00

$0.00

$700.00

Other financial bits

$5,000.00

$100,000.00

3 Years

5 Years

Vehicle

Features

Weekly, Fortnightly, Monthly

yes

yes

Loan for qualifying electric and hybrid vehicles. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan.

1% discount on rates available for applicants who have a mortgage.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 25 May 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

5.89% p.a. fixed

6.44% p.a.based on $30,000
over 5 years

Fees

$400.00

$0.00

$0.00

$0.00

$700.00

Other financial bits

$5,000.00

$100,000.00

3 Years

5 Years

Vehicle

Features

Weekly, Fortnightly, Monthly

yes

no

Loan for qualifying electric and hybrid vehicles. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan.

1% discount on rates available for applicants who have a mortgage.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 25 May 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Variable

4.14% p.a.variable

4.68% p.a.based on $30,000
over 5 years

Fees

$400.00

$0.00

$0.00

$0.00

$700.00

Other financial bits

$5,000.00

$100,000.00

3 Years

5 Years

Vehicle

Features

Weekly, Fortnightly, Monthly

yes

yes

Loan for qualifying electric and hybrid vehicles. Maximum $700 early repayment fee, not applicable in the last 12 months of the loan.

1% discount on rates available for applicants who have a mortgage.

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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