The details shown below are for a fixed loan between $5,000 and $100,000
The details shown below are for a fixed loan between $5,000 and $100,000
Choose the version of this loan that suits you best
| Loan type | Min loan amount | Max loan amount | |
|---|---|---|---|
| | Fixed | $5,000 | $100,000 |
| | Fixed | $5,000 | $100,000 |
Loan: $5,000 $100,000
Loan: $5,000 $100,000
The super low-rate Used Car Loan from loans.com.au makes getting the keys to your new car easier. With features aplenty, including flexible 3-5 year repayment terms and weekly, fortnightly or monthly repayment options, it could be the one for you. Just keep in mind, if you wish to pay the loan off early you will be hit with a $700 penalty.
Fire up your car engine with the loans.com.au Used Car Loan. Its low fixed rates from 4.67% p.a. (5.22% p.a. comparison rate*), combined with loan amounts ranging from $5,000 to $100,000, give you the freedom to choose the right used car for you. The loan is secured against that car you buy, but keep in mind, it’s only available for used cars purchased from a licensed dealer and not a private sale.
It has a pretty broad range of loan terms up for grabs, from 3, 4, or 5 years. You can also choose from weekly, fortnightly or monthly repayments, so that you can set up a payment system that works for you.
Plus, with no ongoing fees and free extra repayments, you’ll be on the road to paying off your loan in no time. Just take note that there’s no redraw facility on offer, and make sure you don’t plan on paying it off too fast, as there is a hefty $700 fee if you pay the whole thing off early.
Speaking of fees… there’s also a $400 application fee and $20 late payment fee to look out for.
Anyone looking for a low, fixed rate and flexible repayment options when financing their used car should consider looking into loans.com.au Used Car Loan.
Although there’s plenty of variety when it comes to term and repayment options, the loan is only available for used cars purchased from a dealer. If you’re buying in a private sale, you’ll need to look at other options..
Fixed
4.67% p.a. fixed
5.22% p.a.based on $30,000
over 5 years
$400.00
$0.00
$0.00
$0.00
$700.00
$5,000.00
$100,000.00
3 Years
5 Years
Vehicle
Weekly, Fortnightly, Monthly
yes
no
Used car must be purchased from a dealer, private sales are ineligible. $700 early repayment penalty applies on pro-rata basis. No penalty charged in the last year of the loan.
none
Fixed
5.67% p.a. fixed
6.23% p.a.based on $30,000
over 5 years
$400.00
$0.00
$0.00
$0.00
$700.00
$5,000.00
$100,000.00
3 Years
5 Years
Vehicle
Weekly, Fortnightly, Monthly
yes
no
Used car must be purchased from a dealer, private sales are ineligible. $700 early repayment penalty applies on pro-rata basis. No penalty charged in the last year of the loan.
none
Salesmen straight up lied about fees to make a sale. I'm not fighting them through the ombudsmen over an early payout fee. The early payout fee is also excessive. Way more than my home loan payout for far less credit.
Read full reviewSalesmen straight up lied about fees to make a sale. I'm not fighting them through the ombudsmen over an early payout fee. The early payout fee is also excessive. Way more than my home loan payout for far less credit.
100% Australian owned, loans.com.au opened its doors in 2010 with a vision of "making it easier for people to own and invest in property". loans.com.au offers a winning combination of low interest rates and fees and a commitment to excellent customer service. loans.com.au runs its own call centre and caters to home, investment and personal finance borrowers.
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