loans.com.au Used Car Loan (Fixed)
This product is available in different versions. Pick the right version for you here.
The details shown below are for a fixed loan between $5,000 and $100,000
The details shown below are for a fixed loan between $5,000 and $100,000
Choose the version of this loan that suits you best
| Loan type | Min loan amount | Max loan amount | |
|---|---|---|---|
| | Fixed | $5,000 | $100,000 |
| | Fixed | $5,000 | $100,000 |
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Loan: $5,000 $100,000
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Loan: $5,000 $100,000
4.89% p.a.
5.44% p.a.based on $30,000
over 5 years
$400
loans.com.au Used Car Loan (Fixed)
4.89% p.a.
5.44% p.a.based on $30,000
over 5 years
$400
loans.com.au Used Car Loan (Fixed)
4.89% p.a.
5.44% p.a.based on $30,000
over 5 years
$400
5.89% p.a.
6.45% p.a.based on $30,000
over 5 years
$400
loans.com.au Used Car Loan (Fixed)
5.89% p.a.
6.45% p.a.based on $30,000
over 5 years
$400
loans.com.au Used Car Loan (Fixed)
5.89% p.a.
6.45% p.a.based on $30,000
over 5 years
$400
Mozo Review loans.com.au Used Car Loan (Fixed) Review
Last updated: 18 December 2019.
What's hot:
Fixed interest rates from 4.89% p.a. (5.44% p.a. comparison rate*)
Complimentary extra repayments
Flexible repayments schedule
What's not:
$400 application fee
Mozo snapshot:
The super low-rate Used Car Loan from loans.com.au makes getting the keys to your new car easier. With features aplenty, including flexible 3-5 year repayment terms and weekly, fortnightly or monthly repayment options, it could be the one for you. Just keep in mind, if you wish to pay the loan off early you will be hit with a $700 penalty.
Key features:
Fire up your car engine with the loans.com.au Used Car Loan. It’s low fixed rates from 4.89% p.a. (5.44% p.a. comparison rate*), combined with loan amounts ranging from $5,000 to $100,000, give you the freedom to choose the right used car for you. The loan is secured against that car you buy, but keep in mind, it’s only available for used cars purchased from a licensed dealer and not a private sale.
It has a pretty broad range of loan terms up for grabs, from 3, 4, or 5 years. You can also choose from weekly, fortnightly or monthly repayments, so that you can set up a payment system that works for you.
Plus, with no ongoing fees and free extra repayments, you’ll be on the road to paying off your loan in no time. Just take note that there’s no redraw facility on offer, and make sure you don’t plan on paying it off too fast, as there is a hefty $700 fee if you pay the whole thing off early.
Speaking of fees… there’s also a $400 application fee and $20 late payment fee to look out for.
Who it's good for:
Anyone looking for a low, fixed rate and flexible repayment options when financing their used car should consider looking into loans.com.au Used Car Loan.
Any catches?
Although there’s plenty of variety when it comes to term and repayment options, the loan is only available for used cars purchased from a dealer. If you’re buying in a private sale, you’ll need to look at other options..
Details
Rates and fees information correct as at 25 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
4.89% p.a. fixed
-
5.44% p.a.based on $30,000
over 5 years
Fees
-
$400.00
-
$0.00
-
$20.00
-
$0.00
-
$700.00
Other financial bits
-
$5,000.00
-
$100,000.00
-
3 Years
-
5 Years
-
Vehicle
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
Used car must be purchased from a dealer, private sales are ineligible. $700 early repayment penalty applies on pro-rata basis. No penalty charged in the last year of the loan.
-
none
Details
Rates and fees information correct as at 25 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
5.89% p.a. fixed
-
6.45% p.a.based on $30,000
over 5 years
Fees
-
$400.00
-
$0.00
-
$20.00
-
$0.00
-
$700.00
Other financial bits
-
$5,000.00
-
$100,000.00
-
3 Years
-
5 Years
-
Vehicle
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
Used car must be purchased from a dealer, private sales are ineligible. $700 early repayment penalty applies on pro-rata basis. No penalty charged in the last year of the loan.
-
none
Customer Reviews
How are loans.com.au personal loans rated by the Mozo community?
About loans.com.au
100% Australian owned, loans.com.au opened its doors in 2010 with a vision of "making it easier for people to own and invest in property". loans.com.au offers a winning combination of low interest rates and fees and a commitment to excellent customer service. loans.com.au runs its own call centre and caters to home, investment and personal finance borrowers.
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