Your selected personal loans
OurMoneyMarket (OMM) is an innovative online lender for borrowing and investing money. In line with its “credit where credit’s due” motto, OurMoneyMarket offers a range of low-rate personal loans designed to reward borrowers with a good credit score with better rates.
With personal loans for debt consolidation, cars, holidays, weddings, home renovations, education and medical/cosmetics, it’s safe to say that OurMoneyMarket has a personal loan solution suited to just about everyone. To top it all off, OurMoneyMarket won two Mozo Experts Choice Awards in 2025 for Excellent Credit Secured Personal Loan and Excellent Credit Unsecured Personal Loan.
Competitive low rates for borrowers with exceptional credit on 1-7 year loans from $5,000 up to $75,000 (or up to $100K for home improvements or car loans); no monthly account keeping fees, no exit fees and no early repayment fees. Winner of Mozo's Experts Choice Excellent Credit Unsecured Personal Loan 2024 and Excellent Credit Secured Personal Loan 2024 awards ^. Min. income of 25k after tax, to apply.
Get a secured personal loan with competitive low rates for borrowers with exceptional credit. A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time. No monthly account keeping fees, no exit fees and no early repayment fees. Quick and easy, 100% online application. Establishment fees apply.
Your selected personal loans
Our loan went through quite quickly and with no problems, there are no monthly fees but we did pay an extremley high initial admin fee of $1300 on a 40,000 loan.
I was super impressed by the speed of the process, I filled in their online application form and then was approved straightaway. They gave me a call and then I had the money next day. How good!
OurMoneyMarket is an online lender that offers personal loans for various purposes, such as debt consolidation, car purchases, weddings and home renovations.
Currently, OurMoneyMarket offers a range of different unsecured loans for things like:
To apply for an OurMoneyMarket personal loan, just visit the OurMoneyMarket website and request a free online quote. Then, fill out a loan application online.
You may need to provide your ID along with other important documents, such as proof of income and any details about the purpose of the loan and your desired loan amount. According to OMM, you can typically expect a pretty prompt response.
To be eligible for an OurMoneyMarket personal loan, you must:
* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
^See information about the Mozo Experts Choice Personal Loan Awards
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