Choose the version of this loan that suits you best
| Loan type | Name | Min loan amount | Max loan amount | |
|---|---|---|---|---|
|
|
Fixed | Unsecured Personal Loan (Tier 1 Credit, Fixed) | $5,000 | $50,000 |
|
|
Fixed | Unsecured Personal Loan - Excellent Credit (Fixed over 5 years) | $5,000 | $50,000 |
|
|
Fixed | Unsecured Personal Loan (Tier 2 Credit, Fixed) | $5,000 | $50,000 |
|
|
Fixed | Unsecured Personal Loan (Very Good Credit, Fixed, 5 year term) | $5,000 | $50,000 |
|
|
Fixed | Unsecured Personal Loan (Tier 3 Credit, Fixed) | $5,000 | $50,000 |
|
|
Fixed | Unsecured Personal Loan (Good Credit, Fixed, 5 year term) | $5,000 | $50,000 |
|
|
Fixed | Unsecured Personal Loan (Tier 4 Credit, Fixed) | $5,000 | $50,000 |
|
|
Fixed | Unsecured Personal Loan (Average Credit, Fixed, 5 year term) | $5,000 | $50,000 |
|
Fixed |
|
|
9.20% p.a.to 14.19% p.a. fixed |
|
|
9.20% p.a.to 17.42% p.a.based on $10,000 |
|
$495.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
2 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 1 credit graded borrower. Minimum employment income of $30,000 p.a. Upfront fee added to principal amount of loan. |
|
|
Upfront fee of $495 waived for applicants with Excellent Credit. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
9.20% p.a.to 15.69% p.a. fixed |
|
|
9.20% p.a.to 16.24% p.a.based on $30,000 |
|
$495.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
5 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 1 (Excellent Credit) graded borrower. Minimum employment income of $30,000 p.a. Upfront fee added to principal amount of loan. |
|
|
Upfront fee of $495 waived for applicants with Excellent Credit. |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
15.14% p.a.to 16.14% p.a. fixed |
|
|
18.62% p.a.to 19.64% p.a.based on $10,000 |
|
$595.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
2 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 2 credit graded borrower. Minimum employment income of $30,000 p.a. Application fee added to principal amount of loan. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
16.84% p.a.to 17.84% p.a. fixed |
|
|
17.09% p.a.to 18.1% p.a.based on $10,000 |
|
$595.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
0 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 2 (Very Good Credit) graded borrower. Minimum employment income of $30,000 p.a. Application fee added to principal amount of loan. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
17.29% p.a.to 19.79% p.a. fixed |
|
|
20.67% p.a.to 23.23% p.a.based on $10,000 |
|
$595.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
2 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 3 credit graded borrower. Minimum employment income of $30,000 p.a. Application fee added to principal amount of loan. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
19.29% p.a.to 21.79% p.a. fixed |
|
|
19.42% p.a.to 21.94% p.a.based on $10,000 |
|
$595.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
0 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 3 (Good Credit) graded borrower. Minimum employment income of $30,000 p.a. Application fee added to principal amount of loan. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
20.39% p.a.to 22.89% p.a. fixed |
|
|
23.75% p.a.to 26.31% p.a.based on $10,000 |
|
$595.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
2 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 4 credit graded borrower. Minimum employment income of $30,000 p.a. Application fee added to principal amount of loan. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
23.39% p.a.to 25.89% p.a. fixed |
|
|
23.45% p.a.to 25.98% p.a.based on $10,000 |
|
$595.00 |
|
|
$0.00 |
|
|
$35.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$5,000.00 |
|
|
$50,000.00 |
|
|
0 Years |
|
|
5 Years |
|
|
Unsecured |
|
- |
|
|
Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Interest rate and establishment fee vary according to Equifax credit score. Rates and fees shown are for a Tier 4 (Average Credit) graded borrower. Minimum employment income of $30,000 p.a. Application fee added to principal amount of loan. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Don’t believe the TV commercials, Jackson was dismissive and short. Pretty ordinary all over.
Read full reviewDon’t believe the TV commercials, Jackson was dismissive and short. Pretty ordinary all over.
Absolutely shocking customer service and misleading quotes.
Read full reviewAbsolutely shocking customer service and misleading quotes.
Cons Don’t sign up through a third party only to be lugged with 900 sign up from brolli and then 1600 from society one... 2500 for fees to setup a loan at 9.9 percent interest rate. Home loan setup fees are less. They try and justify that you pay no fees over the life of the loan but this is terrible as other products charge less and the fees are tiny for a three year loan. They are sharks under the guise of peer to peer. Mobile website almost impossible to find sign in. I had to ring up to find out how to setup online banking and also emailed to ask for a statement. Pros - kind of fast payment. Where flexible if I had hardship.
Read full reviewCons Don’t sign up through a third party only to be lugged with 900 sign up from brolli and then 1600 from society one... 2500 for fees to setup a loan at 9.9 percent interest rate. Home loan setup fees are less. They try and justify that you pay no fees over the life of the loan but this is terrible as other products charge less and the fees are tiny for a three year loan. They are sharks under the guise of peer to peer. Mobile website almost impossible to find sign in. I had to ring up to find out how to setup online banking and also emailed to ask for a statement. Pros - kind of fast payment. Where flexible if I had hardship.
SocietyOne is very reliable and a great bank to consolidate your debts. Highly recommended.
Read full reviewSocietyOne is very reliable and a great bank to consolidate your debts. Highly recommended.
Provide inaccurate information. Give you the worst possible rate even if you have a perfect credit score so they can scam more money out of you. Zero customer service. Zero accountability. Had to open this account just to let you know how SHADY this deal is.
Read full reviewProvide inaccurate information. Give you the worst possible rate even if you have a perfect credit score so they can scam more money out of you. Zero customer service. Zero accountability. Had to open this account just to let you know how SHADY this deal is.
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.
$0.00