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Australian Military Bank Personal loan customer reviews

Overall rating
6.0/10
Price
5.8/10
Features
6.1/10
Customer service
6.6/10
Convenience
5.2/10
Trust
6.2/10
Based on 34 Australian Military Bank personal loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
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Recent Australian Military Bank personal loan customer reviews

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  • Australian Military Bank Personal Loan

    Perfect

    Great deal! It was awesome an experience! I would proudly recommend my provider for everybody who needs some financial help!

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    Bob, Queensland, reviewed about 4 years ago
  • Australian Military Bank

    Not recommended, looking for another bank

    Horrible convenience, small bank which is never open on weekends including being able to call them, can only call between 9-5 mon-fri.

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    Jack, Queensland, reviewed almost 9 years ago
    Reply from Australian Military Bank

    Hi Jack,

    Thanks for taking the time to leave a review on your experience with ADCU. We're sorry that our opening hours did not satisfy your needs. We just wanted to leave a quick note to let you know that our contact centre is in fact open a little longer than you specify. We're open for members Monday - Friday 8am-6pm AEST. In addition it is also open on Saturday 9am - 12pm AEST for those who cannot get in touch on a week day. If there's anything more we can do to improve your experience please send us an email at marketing@adcu.com.au - we'd love to help.

  • Australian Military Bank Personal Loan

    good

    good

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    Charles, Victoria, reviewed about 9 years ago
  • Australian Military Bank Personal Loan

    Ok

    Ok

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    Warren, Victoria, reviewed about 9 years ago
  • Australian Military Bank

    Run for your lives, save yourselves!

    After being pre approved by 2 other banks for a personal loan my partner decided to apply thru ADCU due to the fact the interest rate was low and we assumed having an active account with them would make the process easier and faster. Wow were we wrong! !! He first called to discuss the options and apply and was told we would get a callback. Never happened. We then applied online and 2 weeks later, with no callbacks, unkept promises of a speedy resolution so we would not lose the car we wanted, discussions with management, and constantly doing the follow-up we were told to apply for a lesser amount, which me did. To then a week later being denied. Mind you all we received to tell us this was an email saying "we tried to call, please call back " (lies!), which we did. 3 times. No notes on file btw so no help anywhere. To then go to the manager again to be told of the denial. Absolutely disgusting! !!! We since reapplied thru MY Credit Union. Approved in 3hrs for the amount we wanted and has been proactive in contacting us and calling us back exactly when they say they will. The whole process with ADCU has caused so many issues with the owner of the vehicle we are buying, my partner and I getting to work (shift work in opposite directions of the city) and other repayments. For the sake of your mental health. ...... run people! Run!!!!

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    Sylvie, Queensland, reviewed about 9 years ago
    Reply from Australian Military Bank

    Hi Sylvie,

    Thanks for getting in touch regarding the experience with your partners personal loan.

    We appreciate your feedback and would like to pass onto management so that we can investigate and provide coaching and feedback to our staff. Unfortunately we are unable to provide a record of your particular application after an investigation of our files.

    We would be extremely grateful if you could email media@adcu.com.au with some details including your partners member number so we can ensure this is properly resolved.

    Again we are sorry to hear about your experience and hope we can provide you with a better service in the future.

    Regards, ADCU

  • Australian Military Bank Personal Loan

    A Credit Union that is simply the best in the west

    Simply the best Credit Union I have experienced. Offer great banking products and solutions. Total excellence in loan interest rates, savings accounts are fantastic interest rates and great return on term deposits. Staff are so helpful and extremely accommodating. Always go the extra mile to provide exemplary customer service. An organisation I put all my trust in.

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    Yvette, Western Australia, reviewed about 9 years ago
  • Australian Military Bank

    Disgraceful

    Disgraceful, unbecoming of a community owned bank.

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    Matthew, Victoria, reviewed about 9 years ago
  • Australian Military Bank Personal Loan

    Individual and personal service

    Very personal organisation looking after the defence community. Been with them over 30 years and can't fault their commitment to their members and customer service. Very helpful organisation.

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    Robert, New South Wales, reviewed over 9 years ago
  • Australian Military Bank

    wadwa

    dsas

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    Nhi, Western Australia, reviewed over 9 years ago
  • Australian Military Bank

    Shop around, they're not worth the bother

    We had a seven year loan that was supposed to be complete in November last year but has been extended by four months through no fault of our own. Their policy is to raise interest rates whenever they want (there was a space of 13 days between one rise)! And not to raise the repayments it's just a little surprise package when you thought that you should have been out of debt, and to top it off we are now paying interest on interest until the debt is paid out, apparently it's all there in the small print. No notification in writing of changes, you are supposed to read all of your monthly account statements to be fully informed of changes. Apparently it is better for customers' budgeting purposes not to raise repayments, but how can it be fair to extend the time of a loan without consulting the customer in the first place, the only ones that benefit through this so called policy is the ADCU.

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    Laraine, New South Wales, reviewed over 9 years ago
  • Australian Military Bank Car Loan (Variable)

    Customer friendly and orientated.

    ADCU is a bank that listens to it's customers.

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    Jacqui, Queensland, reviewed over 9 years ago
  • Australian Military Bank Personal Loan

    blah la livtg

    i just want my lifes

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    Less
    Yakkfr hvcfvb, , reviewed almost 10 years ago
  • Australian Military Bank Personal Loan

    good

    good

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    Less
    Kim, , reviewed almost 10 years ago
  • Australian Military Bank Personal Loan

    Friendly

    Easy to use

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    Less
    Sharna, Queensland, reviewed about 10 years ago
  • Australian Military Bank Personal Loan

    Money gougers

    I have an existing personal loan with ADCU. They have significantly reduced the interest rate on these loans recently but unfortunately do not pass that decrease onto existing customers. I am currently paying 16.15% whilst they are advertising a rate of 13.4% to new customers.

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    John, Victoria, reviewed over 10 years ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

    Personal loan comparisons on Mozo - rates updated daily

    • Low Rate Personal Loan

      interest rate
      6.57% p.a.to 8.39% p.a.
      comparison rate
      7.19% p.a.to 8.75% p.a.based on $30,000
      over 5 years

      Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.

      Promoted
    • Unsecured Personal Loan

      interest rate
      6.75% p.a.to 26.95% p.a.
      comparison rate
      6.75% p.a.to 26.95% p.a.based on $30,000
      over 5 years

      Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.

      Promoted
    • Debt Consolidation Loan

      interest rate
      6.57% p.a.to 18.99% p.a.
      comparison rate
      7.19% p.a.to 19.39% p.a.based on $30,000
      over 5 years

      Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.

      Promoted
    • Express Personal Loan

      interest rate
      14.95% p.a.to 27.95% p.a.
      comparison rate
      29.30% p.a.to 42.8% p.a.based on $10,000
      over 3 years

      Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.

      Promoted
    • Secured Personal Loan

      interest rate
      6.57% p.a.to 18.99% p.a.
      comparison rate
      7.19% p.a.to 19.39% p.a.based on $30,000
      over 5 years

      Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.

      Promoted

    WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Browse all 248 personal loans in Mozo's comparison database.

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    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.