Bank of us credit card reviews

Bank of us
Bank of us's overall rating for credit cards

(as rated by the Mozo community)

6.3 / 10

based on 6 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Bank of us

Bank of us Visa Credit Card

balance transfer rate

No current offer

purchase rate

9.99% p.a.

annual fee

$39 $0 when you spend over $8,000 p.a

 Contact provider or click here for more Bank of us credit cards

Recent Bank of us credit card reviews

Bank of us

Bank of us Visa Credit Card credit card review

Overall rating   0 / 10

fd

df

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Sdf, Victoria, reviewed over 3 years ago

Bank of us

Bank of us Visa Credit Card credit card review

Overall rating   5 / 10

no comment

no comment

Full review

no comment

    Price   7 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Sherien, New South Wales, reviewed over 3 years ago

Bank of us

Bank of us Visa Credit Card credit card review

Overall rating   10 / 10

Inexpensive convenience!

I have never actually paid any interest on my credit card, but if I did the interest is 11% per annum, better than the 21% that Westpac want. The only downside to this product, is that is not connected to frequent flyer points!

Full review

I have never actually paid any interest on my credit card, but if I did the interest is 11% per annum, better than the 21% that Westpac want. The only downside to this product, is that is not connected to frequent flyer points!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Elvin, Tasmania, reviewed about 4 years ago

Bank of us

Bank of us credit card review

Overall rating   9 / 10

ok

Staff are wonderful.

Full review

Staff are wonderful.

    Price   4 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   3 / 10

    Trust   9 / 10

Less

Sally, , reviewed almost 5 years ago

Bank of us

Bank of us Visa Credit Card credit card review

Overall rating   8 / 10

GOOD

GOOD SERVICE

Full review

GOOD SERVICE

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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David, Tasmania, reviewed almost 5 years ago

Bank of us

Bank of us credit card review

Overall rating   6 / 10

good allrounder credit card

good basic credit card, no reward program though. low interest rate, was a little hard applying on-line for though.

Full review

good basic credit card, no reward program though. low interest rate, was a little hard applying on-line for though.

    Price   7 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Patti, Tasmania, reviewed over 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 50,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

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    More info

    • Receive 50,000 Membership Rewards® Points (T&Cs apply).
    • $400 in Travel Credit each year.
    • Up to 2 Membership Rewards points per $1 spent. Note: point redemption rates will change as of 15 April 2019, please visit the Amex website for more information.
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $149 in the first year

    		 Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $149 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    balance transfer rate

    0% p.a. for 22 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $129 Refunded when you spend over $6,000 p.a

    		 Go to site

    More info

    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 22 months and then 21.99% p.a.
    • Annual fee: $129 Refunded when you spend over $6,000 p.a
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.6

    Based on 438 HSBC credit card reviews

    Need more information?
    Go to site

    More info

  • Bankwest Breeze Mastercard

    Bankwest Breeze Mastercard

    • 0.0% p.a. on balance transfers for 26 months (2% BT fee applies)
    • Low ongoing purchase rate of 12.99% p.a
    • Up to 3 additional cardholders at no additional cost

    balance transfer rate

    0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 6 months then 12.99% p.a.

    annual fee

    $79 $0 in the first year

    		 Go to site

    More info

    • 0.0% p.a. on balance transfers for 26 months (2% BT fee applies)
    • Low ongoing purchase rate of 12.99% p.a
    • Up to 3 additional cardholders at no additional cost
    • Balance transfer rate: 0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $79 $0 in the first year
    • Purchase rate: 0% p.a. for 6 months then 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.3

    Based on 1027 Bankwest credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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