Coles credit card reviews

Coles
Coles's overall rating for credit cards

(as rated by the Mozo community)

6.8 / 10

based on 156 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Coles

Recent Coles credit card reviews

Coles

Coles credit card review

Overall rating   9 / 10

Competitive low fixed rate

Cheap, low fixed rate and friendly staff service.

Full review

Cheap, low fixed rate and friendly staff service.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Greg (NSW), reviewed 10 months ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   10 / 10

Low fees

Great customer service and low fees.

Full review

Great customer service and low fees.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Roxana (QLD), reviewed 11 months ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   8 / 10

I've had no issues with Coles

They have always been good to deal with and I've never had any problems.

Full review

They have always been good to deal with and I've never had any problems.

    Price   5 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Michael (QLD), reviewed 11 months ago

Coles

Coles Low Rate Mastercard credit card review

Overall rating   9 / 10

Convenient

Love it!

Full review

Love it!

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Marica (VIC), reviewed over 1 year ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   10 / 10

Very good service over the phone. Looked after us

Fantastic car insurance. Whenever I have any query, they are always very quick in response. Waiting time on the phone is also efficient. When I don't quite understand what they are saying, always very patience in explaining the full details to...

Full review

Fantastic car insurance. Whenever I have any query, they are always very quick in response. Waiting time on the phone is also efficient. When I don't quite understand what they are saying, always very patience in explaining the full details to me. There was one time when I went overseas and paid the wrong sum, they were happy to waive off the late fees and interest. Very good and understandable service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Alvin (VIC), reviewed over 1 year ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   10 / 10

Great card

Great card

Full review

Great card

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Justine (NSW), reviewed over 1 year ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   10 / 10

Best ever

Love the fact it linked in with flybuys

Full review

Love the fact it linked in with flybuys

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Patricia (QLD), reviewed over 1 year ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   5 / 10

Use for rewards program & pay by due date

Pros: best and easiest rewards program, up to 30 days interest free, online access to account & statement. Cons: high interest charges plus excessive late charges. customer service is sometimes off shore - don't understand the accents.

Full review

Pros: best and easiest rewards program, up to 30 days interest free, online access to account & statement. Cons: high interest charges plus excessive late charges. customer service is sometimes off shore - don't understand the accents.

    Price   3 / 10

    Features   9 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   3 / 10

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Tee (QLD), reviewed over 1 year ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   10 / 10

No annual fee ever. Means what it says.

At last I've found a credit card that does all it is advertised to do. No annual fees, low interest, very happy.

Full review

At last I've found a credit card that does all it is advertised to do. No annual fees, low interest, very happy.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   6 / 10

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Barbara (NSW), reviewed almost 2 years ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   6 / 10

Good service.

Trustworthy bank, but website not that user friendly.

Full review

Trustworthy bank, but website not that user friendly.

    Price   5 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Sam (SA), reviewed almost 2 years ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   9 / 10

A credit card with no annual fees

High interest rates may not suit everyone. Ideal for low frequency user with good financial controls.

Full review

High interest rates may not suit everyone. Ideal for low frequency user with good financial controls.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Colin (VIC), reviewed almost 2 years ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   7 / 10

Good offer

I like it because of the flybuys points offered which I can then redeem by buying in Coles supermarket

Full review

I like it because of the flybuys points offered which I can then redeem by buying in Coles supermarket

    Price   5 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   6 / 10

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Florinda (VIC), reviewed about 2 years ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   9 / 10

Overall, a credit-card with which you are safe.

While the interest on the card is pretty much the same as any other credit-card, the company is so very careful with their security that I would not ever have a concern with them, I am sure. They have the best security team I have ever dealt with...

Full review

While the interest on the card is pretty much the same as any other credit-card, the company is so very careful with their security that I would not ever have a concern with them, I am sure. They have the best security team I have ever dealt with in regards to credit-cards.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Gillian (QLD), reviewed about 2 years ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   9 / 10

Down down deeper and down

Great rewards once built up.

Full review

Great rewards once built up.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   7 / 10

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Sandra (VIC), reviewed about 2 years ago

Coles

Coles credit card review

Overall rating   9 / 10

No annual fee

I like that there is no annual fee on my card. Have to pay via bank transfer or at Target, would be handy if you could pay your credit card at Coles, Kmart or Liquorland.

Full review

I like that there is no annual fee on my card. Have to pay via bank transfer or at Target, would be handy if you could pay your credit card at Coles, Kmart or Liquorland.

    Price   6 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Darren (NSW), reviewed about 2 years ago

Coles

Coles credit card review

Overall rating   7 / 10

Stopped transactions when suspected fraud

LOVE the double fly buy points. Customer service very polite. Have also waived yearly fee.

Full review

LOVE the double fly buy points. Customer service very polite. Have also waived yearly fee.

    Price   5 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Melissa (VIC), reviewed about 2 years ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   9 / 10

Can't get any better than Coles! Great all rounder

Coles MasterCard is a wonderful and exciting addition to the competitive market of credit cards. Earning additional flybuys points is a positive incentive with each transaction made. Their easy to use online website to maintain and monitor your...

Full review

Coles MasterCard is a wonderful and exciting addition to the competitive market of credit cards. Earning additional flybuys points is a positive incentive with each transaction made. Their easy to use online website to maintain and monitor your credit card account is paramount!

    Price   9 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Louisa (SA), reviewed over 2 years ago

Coles

Coles credit card review

Overall rating   10 / 10

Easy to use

No annual fee.

Full review

No annual fee.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Chris (QLD), reviewed over 2 years ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   8 / 10

Points stack up for lovely rewards

The reward points are generous and the variety of rewards are good .

Full review

The reward points are generous and the variety of rewards are good .

    Price   7 / 10

    Features   9 / 10

    Customer service   5 / 10

    Convenience   4 / 10

    Trust   10 / 10

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Arup (VIC), reviewed over 2 years ago

Coles

Coles Rewards Mastercard credit card review

Overall rating   9 / 10

A good service with Flybuys.

Pretty good service & I hope it will continue.

Full review

Pretty good service & I hope it will continue.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Ravi (VIC), reviewed over 2 years ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   10 / 10

No annual fee

Saves me money.

Full review

Saves me money.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Tim (SA), reviewed over 2 years ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   8 / 10

Great customer service. Good rewards high interest

Good if paid in full each month. Fly buys reward program good. Interest rates very high if unpaid monthly account.

Full review

Good if paid in full each month. Fly buys reward program good. Interest rates very high if unpaid monthly account.

    Price   0 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Trudy (NSW), reviewed over 2 years ago

Coles

Coles Low Rate Mastercard credit card review

Overall rating   6 / 10

Not a credit card I would recommend. Too expensive

I took advantage of an interest free period, but would not recommend the Coles m/card.

Full review

I took advantage of an interest free period, but would not recommend the Coles m/card.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

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Elizabeth (NSW), reviewed over 2 years ago

Coles

Coles credit card review

Overall rating   3 / 10

Terrible insurance

Insurance is terrible, as well as one of the highest interest rates. Insurance cover is less than its monthly fee, let alone the monthly minimum. However it does provide FlyBuys which can quickly accumulate to spending $$ in store.

Full review

Insurance is terrible, as well as one of the highest interest rates. Insurance cover is less than its monthly fee, let alone the monthly minimum. However it does provide FlyBuys which can quickly accumulate to spending $$ in store.

    Price   2 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Rita (NSW), reviewed over 2 years ago

Coles

Coles No Annual Fee Mastercard credit card review

Overall rating   8 / 10

Great benefits with no fee

Love the fact I got $50 off my shop for joining, it's now $100! I also love if you pay with your credit card and spend over $100 on your weekly shop, delivery is free. You also get flybuy points on everything you spend.

Full review

Love the fact I got $50 off my shop for joining, it's now $100! I also love if you pay with your credit card and spend over $100 on your weekly shop, delivery is free. You also get flybuy points on everything you spend.

    Price   5 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Karen (QLD), reviewed over 2 years ago