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Coles Credit card reviews

Overall rating
6.7/10
Price
5.9/10
Features
6.6/10
Customer service
6.4/10
Convenience
6.8/10
Trust
6.7/10
Based on 267 reviews as rated by the Mozo community.

Recent Coles credit card reviews

Sort reviews by: date | star rating
  • Coles Credit Card review

    Overall rating   7 / 10
    Good rewards.

    The interest is high but the point doubling up helps to save.

    Price
    7 / 10
    Features
    10 / 10
    Customer service
    6 / 10
    Convenience
    6 / 10
    Trust
    10 / 10
    Less
    Cerise, Western Australia, reviewed 17 days ago
  • Coles No Annual Fee Mastercard review

    Overall rating   8 / 10
    No annual fee.

    I like the no annual fee and Flybuy points.

    Price
    9 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    8 / 10
    Less
    Sharne, Queensland, reviewed 2 months ago
  • Coles Low Rate Mastercard review

    Overall rating   0 / 10
    Not the best product.

    Making BPAY payments to the account takes too long, up to 4 days where as most other banks are instant. Furthermore, you do not have the option to reduce your card limit online and have to call customer service with poor English-language.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    0 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Emma, New South Wales, reviewed 2 months ago
  • Coles Rewards Mastercard review

    Overall rating   7 / 10
    A reliable, feature-rich card that can be of value

    A quick way to ensure you get some points just by doing your shopping and buying your fuel at Coles. It had a 0.0% balance transfer feature when I got it, as well as a long interest free period for purchases, so the features made this really worthwhile for a period of time.

    Price
    7 / 10
    Features
    9 / 10
    Customer service
    3 / 10
    Convenience
    7 / 10
    Trust
    9 / 10
    Less
    Nathan, Victoria, reviewed 3 months ago
  • Coles Rewards Mastercard review

    Overall rating   8 / 10
    Fabulous customer service and great benefits.

    Great customer service over the phone, easy to deal with. Fantastic Flybuys rewards which i use like a Xmas club saver and buy vouchers at Christmas time for all my Christmas shopping!

    Price
    7 / 10
    Features
    10 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    10 / 10
    Less
    Amy, Victoria, reviewed 3 months ago
  • Coles Rewards Mastercard review

    Overall rating   8 / 10
    Great product with friendly customer service reps.

    Love my rewards mastercard and the customer service is friendly and informative.

    Price
    4 / 10
    Features
    7 / 10
    Customer service
    9 / 10
    Convenience
    8 / 10
    Trust
    7 / 10
    Less
    Dez, Victoria, reviewed 3 months ago
  • Coles No Annual Fee Mastercard review

    Overall rating   7 / 10
    Good. Linked to fly buys so I can get rewards.

    The interest rate is high but if one pays the due sum on time no interest is payable on purchases.

    Price
    3 / 10
    Features
    6 / 10
    Customer service
    6 / 10
    Convenience
    8 / 10
    Trust
    7 / 10
    Less
    Frank, Victoria, reviewed 3 months ago
  • Coles No Annual Fee Mastercard review

    Overall rating   10 / 10
    Perfect.

    Coles Mastercard helps me to earn points that can be used as discount.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Melanie, Victoria, reviewed 3 months ago
  • Coles Low Rate Mastercard review

    Overall rating   8 / 10
    Good card.

    This is a good card with lots of flybuys points.

    Price
    9 / 10
    Features
    9 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    9 / 10
    Less
    Lindsay, Queensland, reviewed 4 months ago
  • Coles Low Rate Mastercard review

    Overall rating   10 / 10
    Easy to use.

    Have been using for years. it's great for points when you shop at Coles.

    Price
    6 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Laura, South Australia, reviewed 4 months ago
  • Coles Credit Card review

    Overall rating   7 / 10
    Good loyalty program.

    Like all credit cards, the interest rates are outrageous. Otherwise they are as good as the major players.

    Features
    7 / 10
    Customer service
    7 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Lawrence, Victoria, reviewed 4 months ago
  • Coles Rewards Mastercard review

    Overall rating   10 / 10
    Great rewards

    Can use this card basically anywhere, but can't get rewards for every purchase that you make.

    Price
    7 / 10
    Less
    Fiona, Queensland, reviewed almost 3 years ago
  • Coles Credit Card review

    Overall rating   9 / 10
    Competitive low fixed rate

    Cheap, low fixed rate and friendly staff service.

    Price
    9 / 10
    Less
    Greg, New South Wales, reviewed about 3 years ago
  • Coles No Annual Fee Mastercard review

    Overall rating   10 / 10
    Low fees

    Great customer service and low fees.

    Price
    10 / 10
    Less
    Roxana, Queensland, reviewed about 3 years ago
  • Coles No Annual Fee Mastercard review

    Overall rating   8 / 10
    I've had no issues with Coles

    They have always been good to deal with and I've never had any problems.

    Price
    5 / 10
    Less
    Michael, Queensland, reviewed about 3 years ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Credit card comparisons on Mozo - rates updated daily

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    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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    About Mozo community reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.