Gateway Credit Union operates almost exclusively online. It has an office in Sydney but has managed to set up policies and procedures that make online banking very easy. I have been a customer for over 30 years (previously known as CBAO credit union) and have had a home loan through them and am now able to enjoy their term deposit accounts. No fees and usually the highest rates on offer. Many options for interest payments and we always get notified before maturity. A very happy customer.
ALthough not the leading interest rates for tem deposits, they are steady and reliable and no fees
Gateway Credit Union term deposits have always been competitive and the paperwork is negligible. I have been a customer for 30 years and am a very satisfied customer.
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