Gateway Credit Union operates almost exclusively online. It has an office in Sydney but has managed to set up policies and procedures that make online banking very easy. I have been a customer for over 30 years (previously known as CBAO credit union) and have had a home loan through them and am now able to enjoy their term deposit accounts. No fees and usually the highest rates on offer. Many options for interest payments and we always get notified before maturity. A very happy customer.
ALthough not the leading interest rates for tem deposits, they are steady and reliable and no fees
Gateway Credit Union term deposits have always been competitive and the paperwork is negligible. I have been a customer for 30 years and am a very satisfied customer.
Gateway is only for staff/ex-staff and families of CBA & RBA
Reply from Gateway Bank
Anyone can become a Member, you do not need to work in a particular industry or belong to a certain club to join Gateway. Eligibility to become a Member depends on successfully completing the Membership form along with the Identity Certification process and paying a $2 share subscription.
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Different interest rates apply to different amounts or different interest payment frequencies.
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