Low interest rate, convenient to make payments and no early pay out fee. Plus I can track the loan on my online banking to see exactly how much interest I am paying and the balance
I have over $10000 in savings and work permanent part time. Tried to secure a $5000 loan for holidays. This would have been my first loan and was rejected by Greater. Been with them 5 years, going to look else where now.
The service is what makes me come back more than anything! They have great rates and they are easy to use, but the friendly, courteous staff go the furthest in my opinion.
After belonging to this bank for 15 years you would think there would be a lot more eligibility for personal loans with long time customers.
My bank were very flexible about a suitable time to iron out the details and the redraw option has been very helpful and easy to access.
We like this bank only because they had the lowest interest rate. The contact has been a little painful, taking a while for the whole process to get underway.
I have taken out a few personal loans with the GBS. They were flexible and were able to come up with a loan repayment that suited my budget.
Fantastic service! All I had to do was show up with the paperwork, and the loans officer worked it all out for me and got me a better rate than I was initially told. There was an itsy-bitsy application fee and there is no early pay-out penalty which is important as I intend to pay the loan off much quicker than the term, and I also have a redraw facility as well so if something unexpected comes up I have access to the money I have paid in advance.
This product is so easy to use and service,fee free and free ATM use. I can't find a thing wrong and the staff always remember my name.
The Greater seemed the best at the time and I would have no hesitation in recommending them and their service to anyone. Customer relations were rated as high, they had atm's, phone enquiries and banking services. Any question I had was answered to the best of their knowledge and if they weren't sure about anything, they would get back to me with the answer etc.
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Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $34,757.21 including fees.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.39% would cost $35,126.40 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.40% would cost $34,449.07 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.75% would cost $35,190.18 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.49% would cost $34,373.78 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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