The bonus saver account has helped me stay on track with savings. I love this account because unlike other savings account you do not need a minimun $5000 or $1000 to earn interest nor is it required to depsoit $1000 each month which is very hard ask for alot of people especially those who would very much benefit from having spare cash in case of emergency. Greater bank has lots of branches on the nsw north coast and have not closed any branches over the 5 years i have been banking with them, and they are friendly not shut at 4 pm they open until 5pm. Greater bank also helps many charities and yet make less profit than the big 4 banks! It's a good bank!
Pros: Great personal customer service, an old fashioned meeting with the Bank Manager, a conversation about why you want the loan, helpful information and advice about the best options the Bank can offer and a friendly phone call from the same Manager to advise that the loan has been approved and is in your account. Cons: None that I can think of!
Low interest rate, convenient to make payments and no early pay out fee. Plus I can track the loan on my online banking to see exactly how much interest I am paying and the balance
The Fixed Term rates continually go up the longer you have money invested, as opposed to another financial institution I invest with; that the 6 monthly rate may be higher than the 7,8 or 9 monthly rate. Another advantage with the Greater is that they clearly print (dark ink) the investment term and rate in the account passbook: fantastic!
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