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Last updated 30 October 2024
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Important disclosures
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We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
National Seniors car insurance
Comprehensive Car Insurance
Monthly premiums
Yes
Choice of repairer
Yes
Choice of excess
$300 - $1,800
Agreed or market value
Agreed or Market
Available discounts
No claim discount
Online discount Up to 10% on your first year's premium
10% safe driver discount. Named driver discount, restricted driver discount
Link not supplied
Details Close
Monthly premiums available
Yes
Choice of repairer
Yes
Choice of excess
$300 - $1,800
Agreed or market value
Agreed or Market
Discounts available
No claim discount|Online discount Up to 10% on your first years premium|10% safe driver discount. Named driver discount, restricted driver discount
Quote time
States where offered
SA VIC NT TAS NSW ACT QLD WA
Roadside assistance
No
Genuine parts
No
New car if written off
Yes - within 2 years of original registration
Windscreen cover
Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.
Personal property cover
Up to $1,000 if damaged or stolen.
Replacement key cover
Up to $1,000 if stolen.
Baby capsule or child seat cover
Up to $500
Trailer or caravan cover
Up to $1,000
Modifications
Covered only if agreed in writing.
Emergency repairs
Up to $500
Emergency options
Reasonable towing costs and up to $500 in travel costs. Up to $1,000 travel and accommodation costs if greater than 100km from home.
Rental car after theft
Yes - Up to 30 days, max $100 per day.
Rental car after accident
Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.
Rental car liability
Yes - legal liability cover when using a substitute vehicle. Up to $3,000 contribution towards excess or security bond when using a hire car after theft or accident when optional policy is selected.
Legal liability cover
20000000
Accidental death of driver
No
Young driver excess imposed
$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.
Rideshare cover
Optional Extra
Other restrictions
Other benefits
Online discount
Up to 10% on your first year's premium
Multi-policy discount
No claim discount
Protection of maximum no claim discount can be purchased with extra premium.
Low km discount
false
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Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.