Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Our loan went through quite quickly and with no problems, there are no monthly fees but we did pay an extremley high initial admin fee of $1300 on a 40,000 loan.
I was super impressed by the speed of the process, I filled in their online application form and then was approved straightaway. They gave me a call and then I had the money next day. How good!
OurMoneyMarket have been really wonderful to deal with so far. They were efficient with providing rates suitable to my needs, and they enabled me to easily consolidate my car loan for a reduced rate whilst I applied for a renovation loan. On top of this, they automatically aligned my payments with my paydays so that I didn't have to do this myself. Their downfall is in having an good platform for customers to monitor their loans and make additional repayments. The customer account will only allow one account to be linked to one email - so I can only view either my Car loan OR my Renovation loan; unless I have a separate email address and create another account. I have found the online account to also glitch when your trying to use it. A real pest, however, communication with their teams has been smooth and EASY. They are quick to respond via email and have virtually no wait time over the phone. So this makes accessing your accounts not so difficult anyway. I would recommend OurMoneyMarket if you're looking for a company who values communication with their customers.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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