Your selected personal loans
OurMoneyMarket (A.K.A. “OMM”) is an innovative online financial marketplace for borrowing and investing money. In line with their “credit, where credit’s due” motto, OurMoneyMarket offers a range of low-rate personal loans designed to reward borrowers with a good credit score with better rates and give borrowers with a little more room for improvement on their credit, reports a second chance.
With personal loans for debt consolidation, cars, holidays, weddings, home renovations, education and medical/cosmetics, it’s safe to say that OurMoneyMarket has a personal loan solution suited to just about everyone. To top it all off, OurMoneyMarket also won a 2024 Mozo Experts Choice Award for Best Unsecured Personal Loan and Excellent Credit Secured Personal Loan.
Mozo Experts Choice Award-Winner 2024
Fixed rates from 6.57% p.a. (7.19% p.a. comparison rate*)
Free redraw facility & extra repayments
No service fee
Minimum $250 establishment fee paid over the term of the loan
$35 late payment fee
OurMoneyMarket’s Low Rate Personal Loan is a standout option worth considering for eligible borrowers who want to be rewarded for maintaining a good credit score with competitive interest rates and flexible loan terms.
With fixed interest rates from 6.57% p.a. (7.19% p.a. comparison rate*), no ongoing fees, and 1 to 7-year loan term options for amounts of $5,000 to $75,000, this unsecured loan is packed with value.
The loan also comes with the ability to make free extra repayments, so you can pay your loan off as fast as you’d like without penalty. Plus, it also comes with a fee-free redraw facility, which can be useful if you ever need extra money for an unexpected expense or bill.
To top it all off, this loan received not one but two 2024 Mozo Experts Choice Personal Loans Awards for Excellent Credit Unsecured Personal Loan and Excellent Credit Secured Personal Loan.
To learn about the OurMoneyMarket Low Rate Personal Loan features, benefits, and eligibility requirements, visit the OMMM website.
Competitive low rates for borrowers with excellent credit on 1-7 year loans from $5,000 up to $75,000, plus free extra repayments. Winner of Mozo's Experts Choice Excellent Credit Unsecured Personal Loan 2024 and Excellent Credit Secured Personal Loan 2024 awards ^. Min. income of 25k after tax, to apply.
Get a competitive fixed interest rate on a secured used car loan of up to $100,000 depending on your credit score. No vehicle age limits. Easy online application. Fast pre-approval. Pre-approved funds held for 1 month. No monthly account keeping fees, no exit fees and no early repayment fees. Flexible weekly, fortnightly or monthly repayments on terms from 1 to 7 years.
Get a competitive fixed interest rate on a secured new car loan of up to $100,000 depending on your credit score. Easy online application. Fast pre-approval. Pre-approved funds held for 1 month. No monthly account keeping fees, no exit fees and no early repayment fees. Flexible weekly, fortnightly or monthly repayments on terms from 1 to 7 years.
Competitive fixed rates on loans up to $75,000 depending on your credit score. Zero monthly account keeping fees, no exit fees and no early repayment fees. Make weekly, fortnightly or monthly repayments, over 1 to 7 years managed entirely online, at any time. Fast and easy, 100% online application.
Get a secured personal loan with competitive low rates for borrowers with excellent credit. A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time. No monthly account keeping fees, no exit fees and no early repayment fees. Quick and easy, 100% online application. Establishment fees apply.
Give your home a refresh with the 2025 Mozo award-winning provider OMM. Borrow up to $100,000 for loan terms 1-7 years. Flexible weekly, fortnightly or monthly repayment options. No monthly, early repayment or exit fees. Fast 100% online application.
Your selected personal loans
Our loan went through quite quickly and with no problems, there are no monthly fees but we did pay an extremley high initial admin fee of $1300 on a 40,000 loan.
I was super impressed by the speed of the process, I filled in their online application form and then was approved straightaway. They gave me a call and then I had the money next day. How good!
OurMoneyMarket is an online financial marketplace that offers personal loans for various purposes, such as debt consolidation, car purchases, weddings, and home renovations.
Currently, OurMoneyMarket offers a range of different unsecured loans for things like:
To apply for an OurMoneyMarket personal loan, just visit the OurMoneyMarket website and request a free online quote. Then, fill out a loan application online.
You may need to provide your ID along with other important documents, such as proof of income and any details about the purpose of the loan and your desired loan amount. According to OMM, you can typically expect a pretty prompt response.
To be eligible for a OurMoneyMarket personal loan, you must:
* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
^See information about the Mozo Experts Choice Personal Loan Awards
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