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QBANK credit card reviews

QBANK
QBANK's overall rating for credit cards

(as rated by the Mozo community)

8.8 / 10

based on 16 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from QBANK

Recent QBANK credit card reviews

QBANK

QBANK Credit Card review

Overall rating   10 / 10

Very polite

Helpful.

Full review

Helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Keith, Queensland, reviewed almost 4 years ago

QBANK

QBANK Credit Card review

Overall rating   10 / 10

Exceptional banking service

QPCU have ATM withdrawals at any Westpac outlet, their interest rate is below most other banks and their services are easy to access and the staff will answer any question or help with any banking enquiry.

Full review

QPCU have ATM withdrawals at any Westpac outlet, their interest rate is below most other banks and their services are easy to access and the staff will answer any question or help with any banking enquiry.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mark, Queensland, reviewed about 4 years ago

QBANK

QBANK Bluey Card Credit Card review

Overall rating   9 / 10

Low cost credit card and service is helpful

They provide a low cost Bluey Credit Card ,the interest rate is one of the best available, its low cost and service is awesome.

Full review

They provide a low cost Bluey Credit Card ,the interest rate is one of the best available, its low cost and service is awesome.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Roy, New South Wales, reviewed about 4 years ago

QBANK

QBANK Credit Card review

Overall rating   9 / 10

Great reward plan

A good practical rewards system, can you anywhere with eftpos.

Full review

A good practical rewards system, can you anywhere with eftpos.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ramona, Queensland, reviewed about 4 years ago

QBANK

QBANK Credit Card review

Overall rating   8 / 10

Absolutely awesome to be part of this family

Have banked for 27 years with QPCU, loans and credit, insurance, foreign currency and holidays, they have been trust worthy and solid, I have faith in their future, not unlike the big banks which are ALL about profit.

Full review

Have banked for 27 years with QPCU, loans and credit, insurance, foreign currency and holidays, they have been trust worthy and solid, I have faith in their future, not unlike the big banks which are ALL about profit.

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Mark, , reviewed almost 5 years ago

QBANK

QBANK Bluey Card Credit Card review

Overall rating   9 / 10

Great rates

Low interest rate

Full review

Low interest rate

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Name not supplied, Queensland, reviewed almost 6 years ago

QBANK

QBANK Bluey Card Credit Card review

Overall rating   9 / 10

Fantastic customer care and service.

One of the biggest pros about QPCU is that you can deposit at any Post Office just by swiping your card.. NO FEES!!! It also means you can bank on a Saturday if you can find a post office open! (Most other banks work a 9-4 Mon-Fri. Which isn't...

Full review

One of the biggest pros about QPCU is that you can deposit at any Post Office just by swiping your card.. NO FEES!!! It also means you can bank on a Saturday if you can find a post office open! (Most other banks work a 9-4 Mon-Fri. Which isn't helpful for those who actually work full time!! Staff are always friendly and very helpful!!! QPCU offers online, mobile and phone banking!

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Dilys, Queensland, reviewed about 6 years ago

QBANK

QBANK Credit Card review

Overall rating   10 / 10

The QPCU is awesome!

We have been partners for a long time and now my two daughters have decided to bank with the QPCU too. We trust this bank - and trust is everything!

Full review

We have been partners for a long time and now my two daughters have decided to bank with the QPCU too. We trust this bank - and trust is everything!

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Maureen, Queensland, reviewed about 6 years ago

QBANK

QBANK Credit Card review

Overall rating   10 / 10

Personable staff, excellent rewards, security

Queensland Police Credit Unio have very personable staff. As we live in Far Nth Qld and do not have access to a branch here in Cairns, a staff member flew up to meet with us from Brisbane when initiating our home loan. They offer excellent...

Full review

Queensland Police Credit Unio have very personable staff. As we live in Far Nth Qld and do not have access to a branch here in Cairns, a staff member flew up to meet with us from Brisbane when initiating our home loan. They offer excellent banking security. I have several times received telephone calls from their security monitoring department about credit card purchases to check with me if I was actually making those purchases. I feel very secure and am grateful for this service. Their zero bank fees are also excellent. All you have to do is follow their simple banking guidelines and you will not be charged any fees! Their credit card reward program is also wonderful. You gain reward points for spending with your credit card. Those reward points are then converted into a cash amount in a separate rewards account for which you are provided a rewards debit card with P.I.N. You can therefore use your reward dollars debit card to purchase whatever you like, wherever you like. They are quick to answer telephone and emails. I as a client am still interacting with humans, who are employed to look after me and my money and money security. I would not dream of banking anywhere else. In the past I was a client of other banking institutions, but none of them offer the same service like the Qld Police Credit Union!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Karla, Queensland, reviewed about 6 years ago

QBANK

QBANK Bluey Card Credit Card review

Overall rating   9 / 10

Good rates, friendly & responsive customer service

The big banks having their hands in you pocket taking everything they can, whereas QPCU offer value for money. Yes they have fees but they provide a service that is worth what they charge. The're always helpful when you need to call and act very...

Full review

The big banks having their hands in you pocket taking everything they can, whereas QPCU offer value for money. Yes they have fees but they provide a service that is worth what they charge. The're always helpful when you need to call and act very quickly when odd transactions appear on your account.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Des, Queensland, reviewed over 6 years ago

QBANK

QBANK Credit Card review

Overall rating   8 / 10

Amazing customer service and great competitive rat

The QPCU Bluey Credit Card is on a very competitive rate and offers great rewards.

Full review

The QPCU Bluey Credit Card is on a very competitive rate and offers great rewards.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Cathy, Queensland, reviewed over 6 years ago

QBANK

QBANK Bluey Card Credit Card review

Overall rating   7 / 10

good service

easy to use, great customer service if an issue whilst travelling

Full review

easy to use, great customer service if an issue whilst travelling

    Price   7 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Darren, Queensland, reviewed almost 7 years ago

QBANK

QBANK Bluey Card Credit Card review

Overall rating   9 / 10

Competitive rates & knowledgeable, friendly staff

I was provided a good credit level. Choice to receive statements on-line or by post. No unsolicited correspondence to increase credit limit. No fee for card due to level of spending on the card. I was able to link another user to the account....

Full review

I was provided a good credit level. Choice to receive statements on-line or by post. No unsolicited correspondence to increase credit limit. No fee for card due to level of spending on the card. I was able to link another user to the account. The card has microchip security and the replacement card always arrives prior to the current on expiring without the need for me to follow-up.

    Price   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Sandra, Queensland, reviewed over 7 years ago

QBANK

QBANK Credit Card review

Overall rating   9 / 10

Have the Bluey reward program which doesn't really work for me as I forget to use the rewards card and lose points. So the card with cheaper interest rates would be better. Competitive rates.

Full review

Have the Bluey reward program which doesn't really work for me as I forget to use the rewards card and lose points. So the card with cheaper interest rates would be better. Competitive rates.

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine, Queensland, reviewed over 7 years ago

QBANK

QBANK Credit Card review

Overall rating   7 / 10

I like the people there,they are helpful,but the rates are a bit high.

Full review

I like the people there,they are helpful,but the rates are a bit high.

    Price   3 / 10

    Features   0 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Peter, Queensland, reviewed about 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2018

    HSBC Platinum Credit Card (22 Month Balance Transfer Special Offer)

    HSBC Platinum Credit Card (22 Month Balance Transfer Special Offer)

    • 0% p.a. interest on purchases and balance transfers for 12 months (No BT fee).. Conditions apply
    • Complimentary domestic and international travel insurance
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    balance transfer rate

    0% p.a. for 22 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 12 months then 19.99% p.a.

    annual fee

    $129 Refunded when you spend over $6,000 p.a

    Go to site

    More info

    • 0% p.a. interest on purchases and balance transfers for 12 months (No BT fee).. Conditions apply
    • Complimentary domestic and international travel insurance
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 22 months and then 21.99% p.a.
    • Annual fee: $129 Refunded when you spend over $6,000 p.a
    • Purchase rate: 0% p.a. for 12 months then 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.6

    Based on 438 HSBC credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    HSBC Platinum Credit Card (12 Month Balance Transfer Offer)

    HSBC Platinum Credit Card (12 Month Balance Transfer Offer)

    • 0% p.a. interest on purchases and balance transfers for 12 months (No BT fee).. Conditions apply
    • Complimentary domestic and international travel insurance
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 12 months then 19.99% p.a.

    annual fee

    $129 Refunded when you spend over $6,000 p.a

    Go to site

    More info

    • 0% p.a. interest on purchases and balance transfers for 12 months (No BT fee).. Conditions apply
    • Complimentary domestic and international travel insurance
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $129 Refunded when you spend over $6,000 p.a
    • Purchase rate: 0% p.a. for 12 months then 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.6

    Based on 438 HSBC credit card reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Citi Clear Platinum

    Citi Clear Platinum

    • 0% p.a. for 14 months – no balance transfer fee
    • Enjoy a low 12.99% p.a on retail purchases
    • $0 annual fee first year, reverts to $99 thereafter

    balance transfer rate

    0% p.a. for 14 months and then 21.74% p.a.

    purchase rate

    12.99% p.a.

    annual fee

    $99 $0 in the first year

    Go to site

    More info

    • 0% p.a. for 14 months – no balance transfer fee
    • Enjoy a low 12.99% p.a on retail purchases
    • $0 annual fee first year, reverts to $99 thereafter
    • Balance transfer rate: 0% p.a. for 14 months and then 21.74% p.a.
    • Annual fee: $99 $0 in the first year
    • Purchase rate: 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description:
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 227 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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