Be warned, don’t apply for a credit card through Westpac as they won’t take into account your savings, investments and other owned assets. They ONLY ask for your income and your expenses, and if you have other credit card limits even if you don’t use the cards and have nothing owing and no other debts they don’t care and will decline your application without asking about savings and investments nor take them into account. They also take over 2 weeks to consider your application. Do yourself a favour and apply for a credit card at other banks like NAB or ING Bank who treat you as a person and take into account your whole financial picture. Westpac don’t care and treat you entirely as just another number, pathetic service delivery and appalling customer service. Avoid Westpac at all costs!
More Westpac credit card customer reviewsWinner of the worst bank of 2021. The bank produces 4 home loans documents incorrectly about 4 times and each time I have to be put back in the queue. When it’s comes to settlement, they keeps asking me for additional documents on numerous occasions. I have to rescheduled settlement twice. On top of that I have to resigned all loans documents twice due to the errors with loans documents. To this date, our purchase is still not settled. The bank put me through so much stressed and anxiety in the last couple of months. I have gone through so much stressed today, I ran to the toilet and vomited.
More Westpac home loan customer reviewsWestpac banking app online easy to use and can access ability to all 8 pm and without a way that makes life a whole lot easier and get with the new modern technology and bank Westpac thank u That is what I think about my bank have a nice day people In hope u will bank safe with Westpac bank
More Westpac bank account customer reviewsI would recommend this insurer and I have done. I don't have an opinion on the claims as I haven't had a claim yet.
More Westpac home insurance customer reviewsI have been trying to get some help with my banking and cannot find my id number. I have tried the online facility for retrieving this and it tells me to phone a given number. When I call this number it tells me that I can only do this online and then very rudely hangs up on me. I think this is both ridiculous and insulting. I am now going to register with a different bank and am considering moving my business banking too. Sadly as I cannot call the Westpac offices my only recourse is online reviews.
More Westpac share account customer reviewsAbsolute worst service I have ever come across with a bank. Total incompetence of the most worrying kind for any customer with this bank. Communication rating -10 with -10 being the worst score.
More Westpac personal loan customer reviewsGreat customer service and knowledgeable staff.
More Westpac savings account customer reviewsWestpac are reliable and I have faith that my money is safe with them, but they offer no rewards and their interest rates are ridiculously low (like all other mainstream banks). Their customer service however is excellent and has helped me with various problems quickly and efficiently.
More Westpac term deposit customer reviewsI have been with this company my whole driving life, they have never let me down.
More Westpac car insurance customer reviewsI am a disabled pensioner. I applied for a car loan to downsize my car and to get better fuel economy. I applied for a fixed car loan and to put the car against the loan with no bad credit history. Westpac advertise they help people on a disability pension. I had a Westpac assistant Michael help do the application, the application came back and stated conditionally approved, Michael then gave myself a card stating "congrats on your up and coming new car" later that day I was asked by Westpac what my second income was? I was confused as I did not declare a second income. Westpac then rejected my application and would not help me with the loan. The loan repayment was $153 a fortnight over 7 years which was more than easy to repay, but Westpac stated I could not afford it. Westpac did not ask me about my budget or asked what I paid each fortnight. I was made out as a practical joke to Westpac. I am insulted and offended by the actions of Westpac.
More Westpac car loan customer reviewsEasy website quoting and policy access, competitive pricing.
Westpac are very helpful and have been in my life since the school days.
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