After a solid savings account that can help you get more bang for your savings buck? Well, you’re in luck! With a 2.00% p.a. interest rate, plus a 3.00% p.a. bonus interest when you deposit at least $100 in a month and make no withdrawals – be sure to check out the First Option Bank High Interest Savings Account!
The First Option Bank High Interest Savings Account offers a 2.00% p.a. interest rate (paid monthly) for balances between $0 and $250,000, plus a 3.00% p.a. bonus interest offer when you deposit a $100 minimum per month and don’t make any withdrawals. That’s a whopping 5.00% p.a. interest rate!
On top of this, the First Option Bank High Interest Savings Account account offers free unlimited transactions via phone, internet and BPay. Plus, it only has a small $1 minimum opening deposit and minimum balance requirement.
Be aware that this account comes with a $5 fee. However, this monthly membership fee will be waived if the total balance exceeds $1,000 or if the customer has a loan or credit card with the bank.
The First Option Bank High Interest Savings Account might be worth considering for Aussies looking to score some bonus interest on their savings.
This account comes with a $5 monthly account fee. However, this fee will be waived if the total balance is over $1,000 or if the customer has a loan or credit card with the bank.
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Balances from $0: 2.00% p.a. |
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Balances from $0: 5.00% p.a. |
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Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month. |
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$5.00 |
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Monthly membership fee is waived if total balance exceeds $1000, or has a loan or credit card with bank. |
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Unlimited free transactions |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$1.00 |
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$1.00 |
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Monthly |
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no |
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n/a |
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no |
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no |
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no |
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no |
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no |
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no |
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no |
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no |
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no |
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Must become a First Option Bank member to open an account. |
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none |
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none |
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High Interest Savings Account
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4.40% p.a.(for $0 to $250,001)
Yes up to $250,000
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5.00% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
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High Interest Savings Account
5.75% p.a. (for $0 to $250,001)
Yes up to $250,000
4.40% p.a.(for $0 to $250,001)
AMP Saver Account
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
1.20% p.a.(for $0 to $5,000,000)
Savings+Bonus
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
2.00% p.a.(for $0 to $250,000)
Reward Saver Account
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
0% p.a.(for $0 and over)
Bonus Saver Account
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
0.05% p.a.(for $0 and over)
Life - 18-29 years old
5.20% p.a. (for $0 to $30,000)
Yes up to $250,000
2.00% p.a.(for $0 and over)
Reward Saver Account
0% p.a.(for $0 and over)
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
AMP Saver Account
1.20% p.a.(for $0 to $5,000,000)
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
Bonus Saver Account
0.05% p.a.(for $0 and over)
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
Ziggy Kids Saver
0.01% p.a.(for $0 and over)
3.01% p.a. (for $0 and over)
Yes up to $250,000
Progress Saver
0.01% p.a.(for $0 and over)
4.25% p.a. (for $0 and over)
Yes up to $250,000