| Product | Interest rate | Maximum rate | Govt deposit guarantee |
|---|---|---|---|
| Bonus Saver |
0.01% p.a.(for $0 and over) |
4.40% p.a. (for $0 and over) |
Yes up to $250,000 |
| Dream Fund |
0.01% p.a.(for $0 and over) |
4.90% p.a. (for $0 and over) |
Yes up to $250,000 |
| Young Saver |
0.10% p.a.(for $0 and over) |
5.05% p.a. (for $0 and over) |
Yes up to $250,000 |
Mozo users have rated People's Choice savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
558 Reviews
Any problems I have is usually fixed with one call. Except when we have sold property and they pay out our loan but can take days to release the remaining funds into our savings account
Read full reviewAny problems I have is usually fixed with one call. Except when we have sold property and they pay out our loan but can take days to release the remaining funds into our savings account
A long time member with people's choice, and now my son has a young saver. I feel very comfortable when I'm there and are helped instantly every time.
Read full reviewA long time member with people's choice, and now my son has a young saver. I feel very comfortable when I'm there and are helped instantly every time.
Its ok at the moment
Read full reviewIts ok at the moment
Competitive interest rates: A bank with attractive interest rates can be beneficial for saving and investing money. Wide range of products and services: A diverse selection of banking products and services can meet different customer needs. Excellent customer service: Responsive and helpful customer service can enhance the overall banking experience. Convenient digital banking: A user-friendly online and mobile banking platform can make banking easier and more accessible. Low or no fees: Banks with fewer fees can save customers money on various transactions and services. Cons: Poor customer service: Inadequate or unresponsive customer service can lead to frustration and inconvenience. Limited branch and ATM network: A smaller physical presence may be inconvenient for customers who prefer in-person banking. High fees and charges: Excessive fees can erode savings and make banking more expensive. Security concerns: Weak cybersecurity measures can put customers' personal and financial information at risk. Financial instability: A bank facing financial troubles could potentially impact customers' funds and services.
Read full reviewCompetitive interest rates: A bank with attractive interest rates can be beneficial for saving and investing money. Wide range of products and services: A diverse selection of banking products and services can meet different customer needs. Excellent customer service: Responsive and helpful customer service can enhance the overall banking experience. Convenient digital banking: A user-friendly online and mobile banking platform can make banking easier and more accessible. Low or no fees: Banks with fewer fees can save customers money on various transactions and services. Cons: Poor customer service: Inadequate or unresponsive customer service can lead to frustration and inconvenience. Limited branch and ATM network: A smaller physical presence may be inconvenient for customers who prefer in-person banking. High fees and charges: Excessive fees can erode savings and make banking more expensive. Security concerns: Weak cybersecurity measures can put customers' personal and financial information at risk. Financial instability: A bank facing financial troubles could potentially impact customers' funds and services.