People's Choice personal loans

3.9
Based on 98 People's Choice personal loan product reviews.
Fact Checked

Since starting up through the merging of Australian Central and Savings and Loans back in 2009, People’s Choice has become one of the largest credit unions in the country. Instead of operating on a shareholder system, it’s owned  by members, where profits are used to provide better products and services to its customers. 

In the 2022 Mozo Experts Choice Personal Loan Awards People’s Choice was named Personal Loan Provider of the Year and the lender also took out awards for best Car Loan and best Unsecured Personal Loan. Read on to learn more about the loans on offer. 

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Last updated 8 December 2024 Important disclosures and comparison rate warning*

People's Choice personal loans

  • Unsecured Personal Loan

    • Fixed
    Interest rate from
    8.99 % p.a.
    Comparison rate from
    10.73 % p.a.
    Based on $10,000 over 3 years
    Upfront fee
    $250
    Link not supplied

  • Discounted Personal Loan

    • Car Loan, Fixed, Secured
    Interest rate from
    6.49 % p.a.
    Comparison rate from
    6.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Link not supplied

  • Green Car Loan

    • Cars over $20K, Fixed, Secured
    Interest rate from
    5.69 % p.a.
    Comparison rate from
    6.04 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Link not supplied

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People's Choice personal loan ratings

Overall customer rating for People's Choice personal loans

3.9
Based on 98 product reviews.

Customer reviews

Important disclosures

People's Choice products

Personal loan quick links


* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

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