Top Home Loans in May 2018

Looking to purchase or refinance? Mozo has rounded up some of this month’s top home loan offers to help you find a great value loan.

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years
  • Basic Home Loan

    Fixed, Owner Occupier, Principal & Interest, LVR 70-80%

    interest
    rate

    2.09% p.a.
    fixed 2 years

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.56% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Fixed Home Loan Special Offer Home Package Plus

    Owner Occupier, Principal & Interest, <80% LVR

    • No monthly account keeping fee.
    • No loan establishment fee.
    • Option to lock in a rate at the time of the application.
    interest
    rate

    1.89% p.a.
    fixed 2 years

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.94% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Neat Home Loan

    Owner Occupier, Principal & Interest, LVR <60%

    interest
    rate

    2.19% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.20% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • MOZO EXPERTS CHOICE 2020

    Fixed Rate Home Loan

    Owner Occupier, Principal & Interest, LVR<80%

    • $0 annual fee
    • Choice of 1, 2, 3, 4 or 5 year terms
    • Extra repayments up to $10,000 a year
    interest
    rate

    2.19% p.a.
    fixed 3 years

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.68% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Special Real Deal Home Loan

    Owner Occupier, Principal & Interest

    • Free extra repayments.
    • No application or service fees.
    • Only 10% deposit needed.
    interest
    rate

    2.59% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.63% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Victoria Customers Only

    Basic Variable Special Offer Plus

    Owner Occupier, Principal & Interest

    interest
    rate

    2.33% p.a.variable for 24 months and then 3.82% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    3.71% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Back to Basics Special

    LVR<80%, Owner Occupier, Principal & Interest

    • No monthly account keeping fee.
    • $0 ongoing annual fee.
    • Make additional repayments anytime.
    interest
    rate

    2.54% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.55% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Neat Home Loan

    Owner Occupier, Principal & Interest, LVR 70-80%

    interest
    rate

    2.34% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.35% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Fixed Rate Home Loan Home Loan Package

    Owner Occupier, Principal & Interest, LVR <80%

    • Easy Refinancing Service
    • Free extra repayments up to $10K p.a.
    • Personal HSBC Relationship Manager
    interest
    rate

    1.88% p.a.
    fixed 2 years

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.98% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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Red hot rates from:

2.64 % p.a.
variable rate

2.68
% p.a.
comparison rate*

*Terms and conditions
  • Up to 80% LVR for owner occupiers
  • No ongoing fees
  • Purchase or refinance, maximum loan $1,500,000

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