Top Home Loans in May 2018

Looking to purchase or refinance? Mozo has rounded up some of this month’s top home loan offers to help you find a great value loan.

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years
  • Variable Basic Home Loan

    Owner Occupier, Principal and Interest

    • $0 application fee to pay
    • Unlimited additional repayments
    • Apply in as little as 15 minutes
    interest
    rate

    5.53% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.57% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Premium 'Special' Fixed Rate Home Loan

    Owner Occupier, Principal & Interest, LVR 80%

    • New loans over $800K and up to $2.5M
    • Additional repayments up to $20,000 per year
    • No application or monthly fees to pay
    interest
    rate

    4.99% p.a.
    fixed 3 years

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    6.15% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Budget Home Loan

    LVR <80%, Owner Occupier, Principal & Interest

    • Get up to $4,000 cashback (T&Cs apply)
    • Split loan available
    interest
    rate

    5.54% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.57% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Home Loan

    Owner Occupier, Interest Only, LVR <60%

    • Offset and non-offset options for flexible payments
    • No application and monthly account keeping fees
    • Get up to $4,000 cashback (T&Cs apply)
    interest
    rate

    5.74% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.52% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • OMG Home Loan

    Owner Occupier, Principal & Interest, <60% LVR

    • No ongoing annual fees
    • Pre-approval valid for 3 months
    interest
    rate

    5.49% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.52% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Basic Variable Home Loan

    Owner Occupier, LVR <60%

    • No ongoing monthly loan maintenance fees
    • Weekly, fortnightly, or monthly repayment options
    interest
    rate

    5.63% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.66% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Fixed Home Loan

    Owner Occupier, Principal & Interest, LVR <95%

    • Get up to $4,000 cashback (T&Cs apply)
    • Up to 12 months repayments in advance without penalties
    • Split loan available
    interest
    rate

    5.29% p.a.
    fixed 3 years

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.69% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • OMG Home Loan

    Owner Occupier, Principal & Interest, 60-80% LVR

    • Easy online application
    • Choose Principal and Interest or Interest Only options for your bcu OMG loan
    • With redraw facility available and easy pre-approval valid for 3 months, we will make it happen. Apply online now
    interest
    rate

    5.54% p.a. variable

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.57% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

  • Fixed Rate Home Loan

    Owner Occupier, LVR<80%

    • Free extra repayments of up to $25,000 during the fixed rate period.
    • Split loan available
    • Weekly, fortnightly, or monthly repayment options
    interest
    rate

    5.49% p.a.
    fixed 2 years

    comparison
    rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    5.76% p.a.

    initial monthly
    repayment

    Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

Browse all 407 home loans in Mozo's comparison database.

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Red hot rates from:

2.64 % p.a.
variable rate

2.68
% p.a.
comparison rate*

*Terms and conditions
  • Up to 80% LVR for owner occupiers
  • No ongoing fees
  • Purchase or refinance, maximum loan $1,500,000

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