Home loan providers

Are you looking for a home loan in Australia? Well, you’re in the right place. Here you can compare an A-Z list of all the home loan providers in the Mozo database. 

Finding the right home loan for you can be a long process with a lot to keep in mind. At Mozo, we make the job easier! Here you’ll find a wide range of home loan providers and loan types to compare and choose from. 

What kinds of home loans can I get?

Principal and interest. With a principal and interest repayment, you pay back what you borrowed from the home loan provider (the principal) plus whatever the interest rate was on your loan. 

Interest only. An interest only repayment means that you only pay back the interest on your loan for a set period of time.

Fixed Interest loan. Fixed interest loans are when the interest you pay back on a loan is at a set interest rate for the length of the loan. This option can be good for those who are tight on budget as you can more easily determine how much you owe each repayment cycle. Fixed interest rates do have some disadvantages though. For one, when your loan's prepayment period ends, you’ll have to rollover to a new fixed interest loan which could be in a less favourable interest rate environment. 

Variable Interest loan. Variable interest loans are tied to interest rates and will rise or fall accordingly. This option can be risky if you’re struggling financially as a sudden jump in interest rates can cause your repayments to go over what you can realistically afford. However, variable interest has its benefits. In low-interest rate environments you could be paying a lot less interest in comparison to your fixed interest peers. Additionally, many variable interest loans usually offer offset accounts which can help reduce your repayments even more and give you a rainy day fund at the same time. 

Split home loans. With a split home loan you split your loan into two accounts, one fixed interest and one variable with an agreed percentage of the loan split between the two. These can be advantageous as you can have some of the features of a variable rate whilst also having the stability of a fixed rate for a good portion of the loan.

A

abal banking Adelaide Bank AMP Bank ANZ ANZ Plus Athena Aussie Australian Military Bank Australian Mutual Bank Australian Unity Auswide Bank
B

Bank Australia Bank First Bank of Melbourne Bank of Queensland Bank of Sydney Bank of us BankSA BankVic BankWAW Bankwest BCU Bank Bendigo Bank Beyond Bank Bluestone
C

Coastline Credit Union Commonwealth Bank Community First Bank Credit Union SA
D

Defence Bank
E

Easy Street
F

Firefighters Mutual Bank First Option Bank firstmac FreedomLend
G

G&C Mutual Bank Gateway Bank GMCU Great Southern Bank Greater Bank
H

Health Professionals Bank Heritage Bank homeloans.com.au Homeloans360 Homestar HSBC Hume Bank
I

Illawarra Credit Union IMB Bank ING
L

loans.com.au
M

Macquarie Macquarie Credit Union ME Mortgage House MOVE Bank MyState Bank
N

NAB Newcastle Permanent Northern Inland Credit Union NRMA
O

Orange Credit Union
P

P&N Bank Pacific Mortgage Group People's Choice Police Bank Police Credit Union
Q

Qantas Money QBANK Qudos Bank Queensland Country Bank
R

RACQ Bank RAMS Reduce Home Loans Regional Australia Bank Resi Resimac
S

South West Slopes Credit Union Southern Cross Credit Union St.George Sucasa Suncorp
T

Teachers Mutual Bank The Capricornian The Mutual Bank Tiimely
U

ubank UniBank Unity Bank Unloan Up
V

Virgin Money
W

Well Money Westpac
Y

Yard Yellow Brick Road