Why more Aussies are leaning into this golden rule of investing

By Kylie Moss · · 2 min read
Fact Checked
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Couple looking at share portfolio on a mobile phone

With savings account rates sitting at a measly average of 3.24% in our database*, it’s no wonder many Australians are taking to the stock market as a way of growing their savings. In fact, according to the latest HSBC investor insights survey^ , over half of Australians are investing consistently using the dollar cost averaging strategy.

“What we’re seeing from the research is that investors are leaning into the golden rules of investing, one of which is to not try and time the market and to make regular contributions over time,” said Donahue D’Souza, Head of Investments at HSBC Australia.

"It’s encouraging to see more investors create recurring investment plans and adopting the dollar cost averaging strategy, which involves putting the same amount of money into your portfolio at the same cadence.”

But if you’re new to investing, getting started can be a little daunting. The survey showed that most Aussies think you need over $18K to start investing but the reality is that you can do it with way less. Many online share trading platforms even provide you with free online resources that help you learn about all aspects of share trading and investing – from investment fundamentals, Exchange Traded Funds (ETFs) through to investing in international markets.   

Of course, it’s important to understand that share trading does carry some risks. Unlike bank deposits which generally give you a return on your investment, shares can go down as well as up. They are also not covered under the Government's deposit guarantee scheme.  

But if it is time you considered starting your investment journey, compare some of the popular online share trading platforms used by Australians below.

Compare online share trading accounts

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Last updated 26 July 2025Important disclosures
  • Share Investing

    Standard

    Small trade brokerage
    Monthly fee
    $0.00
    $0.00

    CMC Markets Invest makes it easy to trade with a handy web and mobile platform, competitive pricing and thousands of securities. Buy Australian and US shares from $0 brokerage (T&Cs apply - see website for full details).

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    Details
  • Share Trading

    Small trade brokerage
    Monthly fee
    $0.00
    $0.00

    IG offers access to over 11,000 shares across the ASX, US and international markets, with no commission fees on trades. The platform supports extended trading hours on selected shares and provides 24-hour customer support. A 0.7% FX fee applies to international trades, with other charges potentially applying.

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    Details
  • Share Trading

    Small trade brokerage
    Monthly fee
    -
    $0.00

    6000+ stocks and 20 exchanges, all on the eToro app. Invest in ETFs and stocks with just US$2 per trade. Join the world’s leading social trading platform, trusted by 35+ million users worldwide. Small trade brokerage conditions: $2 USD brokerage fee for stock trades, 1.5% FX fee applies.

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    Details
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    Share Trading

    Small trade brokerage
    Monthly fee
    $3.00
    $0.00

    Trade more than 22,000 shares, ETFs and options across the Australian, US and Hong Kong markets on the moomoo Australia platform. And only pay from A$3 for local CHESS-sponsored trades and US$0.99 for all US trades. Other fees apply.

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    Details
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    Share Trading Account

    Small trade brokerage
    Monthly fee
    $2.00
    $0.00

    Superhero Trading allows you to invest in over 9,000 ASX and Wall Street shares and ETFs with brokerage from just $2 a trade. Sign up with code ‘mozo25’ and get US$10 of Nvidia stock when you fund your account with $100 or more within 30 days. T&Cs apply. 1Awarded-Winner: Best for Mobile Experience in the WeMoney Investment Awards 2023

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    Details

* according to the Mozo Database as at 16/7/2025

^ HSBC’s fourth Investor Insights Survey

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