Rates and fees verified as correct at 24 January, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Account fee | Payment options | Interest rate |
|---|---|---|---|
| Complete Freedom Account | $0.00 | Apple Pay, Google Pay, PayID, Samsung Pay | 0% p.a. |
| Complete Freedom Student and Under 21s Account | $0.00 | Apple Pay, Google Pay, PayID, Samsung Pay | 0% p.a. |
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Mozo users have rated Bank of Melbourne bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
184 Reviews
This bank is super easy to use as a student! Was my first bank account and loved it.
Read full reviewThis bank is super easy to use as a student! Was my first bank account and loved it.
Pros - Love the (new? Just found it a few months ago, anyway) feature that lets you see the breakdown of your income/expenses each month and with a little bar that shows you if you spent more than you earned or vice versa at the top. Really great for keeping yourself in check. - Zero fees for keeping it running. - Aesthetically pleasing, modern interface on the app. Cons - Recently getting annoyed with how every time I make an identical payment to a bank account (just a transfer from one account to another within BOM of which I own both) I have to enter a security number. It's my own account so it's not like I'm stealing from myself? It's just a system I have to "pay myself" for being productive.
Read full reviewPros - Love the (new? Just found it a few months ago, anyway) feature that lets you see the breakdown of your income/expenses each month and with a little bar that shows you if you spent more than you earned or vice versa at the top. Really great for keeping yourself in check. - Zero fees for keeping it running. - Aesthetically pleasing, modern interface on the app. Cons - Recently getting annoyed with how every time I make an identical payment to a bank account (just a transfer from one account to another within BOM of which I own both) I have to enter a security number. It's my own account so it's not like I'm stealing from myself? It's just a system I have to "pay myself" for being productive.
Love Bank of Melbourne, I always get great service and support from BoM, we have most of our banking with them and our mortgage. Always get good value for money, we have our individual and joint complete freedom account with BOM along with our joint credit card account. Best feature of the complete freedom account is the visa debit card and the now zero dollar monthly fee. BOM also have an awesome banking app that allows us to do most of our banking on the go! A very satisfied customer.
Read full reviewLove Bank of Melbourne, I always get great service and support from BoM, we have most of our banking with them and our mortgage. Always get good value for money, we have our individual and joint complete freedom account with BOM along with our joint credit card account. Best feature of the complete freedom account is the visa debit card and the now zero dollar monthly fee. BOM also have an awesome banking app that allows us to do most of our banking on the go! A very satisfied customer.
Went to the Bank of Melb Ivanhoe branch, very convenient and efficient branch. Moved from westpac to this branch even though they are owned by the same company. They are in best position in Ivanhoe and very pleasant branch to do our banking.
Read full reviewWent to the Bank of Melb Ivanhoe branch, very convenient and efficient branch. Moved from westpac to this branch even though they are owned by the same company. They are in best position in Ivanhoe and very pleasant branch to do our banking.
