7.8 / 10

based on 876 reviews as rated by Mozo community

Bank of Melbourne bank accounts

Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.

Bank of Melbourne offers the following bank accounts

Rates and fees verified as correct at 24 January, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Complete Freedom Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Complete Freedom Student and Under 21s Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

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How are Bank of Melbourne bank accounts rated?

Mozo users have rated Bank of Melbourne bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

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Bank of Melbourne bank accounts
Overall
8.2/10
Price
Features
Customer service
Convenience
Trust

184 Reviews

Recent Bank of Melbourne bank account reviews

Bank of Melbourne Complete Freedom Student and Under 21s Account review
Overall 9/10
Easy to use

This bank is super easy to use as a student! Was my first bank account and loved it.

Read full review

This bank is super easy to use as a student! Was my first bank account and loved it.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
7/10
Trust
10/10
Less
Kristina, Victoria, reviewed 9 days ago
Bank of Melbourne Complete Freedom Student and Under 21s Account review
Overall 8/10
See your spending vs earnings each month.

Pros - Love the (new? Just found it a few months ago, anyway) feature that lets you see the breakdown of your income/expenses each month and with a little bar that shows you if you spent more than you earned or vice versa at the top. Really great for keeping yourself in check. - Zero fees for keeping it running. - Aesthetically pleasing, modern interface on the app. Cons - Recently getting annoyed with how every time I make an identical payment to a bank account (just a transfer from one account to another within BOM of which I own both) I have to enter a security number. It's my own account so it's not like I'm stealing from myself? It's just a system I have to "pay myself" for being productive.

Read full review

Pros - Love the (new? Just found it a few months ago, anyway) feature that lets you see the breakdown of your income/expenses each month and with a little bar that shows you if you spent more than you earned or vice versa at the top. Really great for keeping yourself in check. - Zero fees for keeping it running. - Aesthetically pleasing, modern interface on the app. Cons - Recently getting annoyed with how every time I make an identical payment to a bank account (just a transfer from one account to another within BOM of which I own both) I have to enter a security number. It's my own account so it's not like I'm stealing from myself? It's just a system I have to "pay myself" for being productive.

Price
9/10
Features
9/10
Customer service
9/10
Convenience
8/10
Trust
8/10
Less
Emily, Victoria, reviewed about 1 month ago
Bank of Melbourne Complete Freedom Account review
Overall 10/10
Bank of Melbourne is the BOM!

Love Bank of Melbourne, I always get great service and support from BoM, we have most of our banking with them and our mortgage. Always get good value for money, we have our individual and joint complete freedom account with BOM along with our joint credit card account. Best feature of the complete freedom account is the visa debit card and the now zero dollar monthly fee. BOM also have an awesome banking app that allows us to do most of our banking on the go! A very satisfied customer.

Read full review

Love Bank of Melbourne, I always get great service and support from BoM, we have most of our banking with them and our mortgage. Always get good value for money, we have our individual and joint complete freedom account with BOM along with our joint credit card account. Best feature of the complete freedom account is the visa debit card and the now zero dollar monthly fee. BOM also have an awesome banking app that allows us to do most of our banking on the go! A very satisfied customer.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Ben, New South Wales, reviewed 2 months ago
Bank of Melbourne Bank Account review
Overall 10/10
IVANHOE branch is efficient clean and well placed

Went to the Bank of Melb Ivanhoe branch, very convenient and efficient branch. Moved from westpac to this branch even though they are owned by the same company. They are in best position in Ivanhoe and very pleasant branch to do our banking.

Read full review

Went to the Bank of Melb Ivanhoe branch, very convenient and efficient branch. Moved from westpac to this branch even though they are owned by the same company. They are in best position in Ivanhoe and very pleasant branch to do our banking.

Price
10/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
9/10
Less
Lucinda, Victoria, reviewed 2 months ago

Bank account quick links