The Bankwest Easy Transaction Account has earned its name, with no monthly maintenance fee and no domestic electronic, cheque, phone or over the counter fees (withdrawal and deposit). Plus, you can avoid pesky ATM fees at over 10,000 major bank ATMs Australia wide within the Bankwest, Commonwealth, Westpac, NAB and ANZ networks.
Bankwest Easy Alerts is a feature on the Easy Transaction Account that helps you keep on top of your everyday banking by providing updates on your personal transaction and saving accounts.
With the Easy Transaction Account you'll pay no monthly maintenance fee, and there's no opening deposit or minimum balance required. And no matter the time or day, you can access your cash 24/7 with Bankwest's online banking and phone banking services.
Not only will you have great ATM access in Australia within the Bankwest, Commonwealth, ANZ, Westpac, NAB, St.George, Bank of Melbourne and Bank SA networks but you'll also be able to use your card wherever Mastercard is accepted around the globe with its Debit Mastercard. Speaking of Mastercard, the Easy Transaction Account lets you "tap and go" at the check out with Mastercard for purchases under $100.
If you're a big earner and deposit $4,000 a month you'll be eligible for the Platinum Debit Mastercard with exclusive benefits, including a complimentary concierge service, purchase security, extended warranty and dining, retail and entertainment privileges.
Remember, just like most transaction accounts in Australia, there's no interest rate and the Easy Transaction Account has a $1,000 a day ATM withdrawal limit (or $2,000 at Bankwest and CBA ATMs). So if you're planning on splurging, plan ahead!
If you happen to lose your card, the good news is you can put a temporary lock on it through the app until it turns up. But keep in mind, if you lose it for good and need a replacement, there is a $15 debit card replacement fee (free if your card is stolen).
The Bankwest Easy Transaction Account is designed for Aussies over the age of 11 who are looking for a debit card with a large ATM network in Australia. It's also ideal for those who prefer banking face to face, with fee-free withdrawal and deposits over the counter.
Jet-setters beware, the Easy Transaction Account is not the card for big overseas spending with a hefty $5 overseas ATM withdrawal fee and a 2.95% foreign exchange fee on top of that.
Balances from $0: 0.00% p.a.
n/a
n/a
$0.00
n/a
Unlimited domestic transactions from network ATMs, EFTPOS, cheque and counter withdrawals
$0.00
Bankwest, Commonwealth
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$5.00
2.95%
$0.00 monthly
$0.00
$0.00
$1,000.00
no
yes
no
yes
yes
yes
yes
*Other fees and charges including overseas ATM access fees and foreign transactions fees may apply.
Deposit $4000 per month to be eligible for Platinum Debit MasterCard with exclusive benefits.
none
none
none
$5.00
$0.00
2.95%
Apple Pay, Google Pay, PayID, Payment Ring
I like BankWest as the customer service is always happy to help and answers all my questions and problems in an easy to understand manner. The branches are close by and in every major shopping centre. This is very convenient and easy as it doesn’t matter where I’m shopping there will always be a BankWest branch or an ATM. BankWest offer great loan rates and are more than willing to negotiate fees etc to suit your banking needs.
Read full reviewI like BankWest as the customer service is always happy to help and answers all my questions and problems in an easy to understand manner. The branches are close by and in every major shopping centre. This is very convenient and easy as it doesn’t matter where I’m shopping there will always be a BankWest branch or an ATM. BankWest offer great loan rates and are more than willing to negotiate fees etc to suit your banking needs.
BankWest branch cancelled my card without my request to find out that I need to stay from Saturday till Tuesday without any access to my account. I called they said to take my id and drive to the bank to get cash out. Went there to find out that the bank been closed the whole day. Called again and they told them just to activate it so I can use my Apple Pay to buy food and put petrol and they didn’t care.
Read full reviewBankWest branch cancelled my card without my request to find out that I need to stay from Saturday till Tuesday without any access to my account. I called they said to take my id and drive to the bank to get cash out. Went there to find out that the bank been closed the whole day. Called again and they told them just to activate it so I can use my Apple Pay to buy food and put petrol and they didn’t care.
The bank is very easy to to deal with. They provide return phone calls to follow-up on services. Their rates and fantastic and the online services are very easy to use. They have given us a lot of flexibility during Covid and allowed us to continue banking with ease.
Read full reviewThe bank is very easy to to deal with. They provide return phone calls to follow-up on services. Their rates and fantastic and the online services are very easy to use. They have given us a lot of flexibility during Covid and allowed us to continue banking with ease.
I dislike that. There is only one branch in this state reducing flexibility.
Read full reviewI dislike that. There is only one branch in this state reducing flexibility.
I don't look into it account fees as much as I should. However I have always experiences fantastic customer service and haven't caught any major fees. Decent bank with pleasant experiences and fees.
Read full reviewI don't look into it account fees as much as I should. However I have always experiences fantastic customer service and haven't caught any major fees. Decent bank with pleasant experiences and fees.
Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
Promoted
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
Promoted
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
Promoted
P&N Bank
& Transaction Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0% p.a.
Promoted
ANZ
Access Advantage
$5.00$0 monthly account fee if you deposit min. $2,000 per month
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
0% p.a.
Promoted
MyState Bank
Everyday Account
$6.00$0 monthly account fee if you deposit min. $2,000 per month or are under 23 years.
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
