The Bankwest Easy Transaction Account has earned its name, with no monthly maintenance fee and no domestic electronic, cheque, phone or over the counter fees (withdrawal and deposit). Plus, you can avoid pesky ATM fees at over 10,000 major bank ATMs Australia wide within the Bankwest, Commonwealth, Westpac, NAB and ANZ networks.
Bankwest Easy Alerts is a feature on the Easy Transaction Account that helps you keep on top of your everyday banking by providing updates on your personal transaction and saving accounts.
With the Easy Transaction Account you'll pay no monthly maintenance fee, and there's no opening deposit or minimum balance required. And no matter the time or day, you can access your cash 24/7 with Bankwest's online banking and phone banking services.
Not only will you have great ATM access in Australia within the Bankwest, Commonwealth, ANZ, Westpac, NAB, St.George, Bank of Melbourne and Bank SA networks but you'll also be able to use your card wherever Mastercard is accepted around the globe. Speaking of Mastercard, the Easy Transaction Account lets you "tap and go" at the check out with Mastercard for purchases under $100.
If you're a big earner and deposit $4,000 a month you'll be eligible for the Platinum Debit Mastercard. This comes with exclusive benefits, including a complimentary concierge service, purchase security, extended warranty and dining, retail and entertainment privileges.
Remember, just like most transaction accounts in Australia, there's no interest rate and the Easy Transaction Account has a $1,000 a day ATM withdrawal limit (or $2,000 at Bankwest and CBA ATMs). So if you're planning on splurging, plan ahead!
If you happen to lose your card, the good news is you can put a temporary lock on it through the app until it turns up. But keep in mind, if you lose it for good and need a replacement, there is a $15 debit card replacement fee (free if your card is stolen).
The Bankwest Easy Transaction Account is designed for Aussies over the age of 11 who are looking for a debit card with a large ATM network in Australia. It's also ideal for those who prefer banking face to face, with fee-free withdrawal and deposits over the counter.
Jet-setters beware, the Easy Transaction Account is not the card for big overseas spending with a hefty $5 overseas ATM withdrawal fee and a 2.95% foreign exchange fee on top of that.
| Balances from $0: 0.00% p.a. | |
| n/a | |
| n/a |
| $0.00 | |
| n/a | |
| Unlimited domestic transactions from network ATMs, EFTPOS, cheque and counter withdrawals | |
| $0.00 | |
| Bankwest, Commonwealth | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.25 | |
| $0.25 | |
| $0.00 | |
| $5.00 | |
| 2.95% | |
| $0.00 monthly |
| $0.00 | |
| $0.00 |
| $1,000.00 | |
| no | |
| yes | |
| no | |
| yes | |
| yes | |
| yes | |
| yes | |
| *Other fees and charges including overseas ATM access fees and foreign transactions fees may apply. | |
| Deposit $4000 per month to be eligible for Platinum Debit MasterCard with exclusive benefits. |
|
| |
| none | |
| none | |
| none |
|
| |
| $5.00 | |
| $0.00 | |
| 2.95% |
Apple Pay, Google Pay, PayID, Payment Ring
Alright, so heads up for those who are looking at opening an account with Bankwest. I've been a customer with them for 10+ years. I have an account open just for convenience however, I'm starting to realise how painful this is starting to become. I've spent hours on their hotline many times and been transferred to multiple agents. This gives me an indicator that their resourcing and call management is not good at all. On another note, their automated account locking systems are a pain in the bum. It's also ridiculously hard to get your account unlocked in the event this happens. Many a time, manual intervention is absolutely necessary. I believe there are better banks out there with balanced security/usability. As I speak right now, I'm still waiting to get access to my account and move some big funds urgently.
Read full reviewAlright, so heads up for those who are looking at opening an account with Bankwest. I've been a customer with them for 10+ years. I have an account open just for convenience however, I'm starting to realise how painful this is starting to become. I've spent hours on their hotline many times and been transferred to multiple agents. This gives me an indicator that their resourcing and call management is not good at all. On another note, their automated account locking systems are a pain in the bum. It's also ridiculously hard to get your account unlocked in the event this happens. Many a time, manual intervention is absolutely necessary. I believe there are better banks out there with balanced security/usability. As I speak right now, I'm still waiting to get access to my account and move some big funds urgently.
It’s an ok bank where's I was expecting a great bank. I wanted it to be for ppl of WA but it sold out to a big bank so now I’m really with Commbank
Read full reviewIt’s an ok bank where's I was expecting a great bank. I wanted it to be for ppl of WA but it sold out to a big bank so now I’m really with Commbank
Long time customer of Bankwest especially living in the west I loved how it catered to us instead of most other banks with processing times an contacts however when they joined commonwealth it changed the processing times to EST became less customer service focused an processing delays as well as became more greedy for fees an charges. Not a fan anymore and currently arranging to transfer my business to another who has customers as their focus. Not profits first!
Read full reviewLong time customer of Bankwest especially living in the west I loved how it catered to us instead of most other banks with processing times an contacts however when they joined commonwealth it changed the processing times to EST became less customer service focused an processing delays as well as became more greedy for fees an charges. Not a fan anymore and currently arranging to transfer my business to another who has customers as their focus. Not profits first!
Customer service is wonderful, and the main reason I’ve stayed with them so long. They have work to do (like all Australian banks) to not get left behind in their international and business banking products and technology from international standards, with their fees and sign-in procedures being high and difficult, but they are fairly receptive to feedback and I can see they try to adapt and offer new options.
Read full reviewCustomer service is wonderful, and the main reason I’ve stayed with them so long. They have work to do (like all Australian banks) to not get left behind in their international and business banking products and technology from international standards, with their fees and sign-in procedures being high and difficult, but they are fairly receptive to feedback and I can see they try to adapt and offer new options.
Great bank to be with, reliable friendly staff. Not having branches close by is a bit of a problem. The internet banking is simple, quick and very easy to use.
Read full reviewGreat bank to be with, reliable friendly staff. Not having branches close by is a bit of a problem. The internet banking is simple, quick and very easy to use.
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