4 hacks to score more rewards points on your plastic
If you love rewards points as much as we do, then you’ve probably put some time into thinking about the best ways to squeeze every last drop of value out of your rewards plastic. Well, you don’t have to wrack your brains any longer.
One of the quickest ways to score more rewards points is to take advantage of the fact that some of the top rewards cards on the market are offering extremely generous sign on bonuses right now, so check out some of our Editors’ rewards card picks below and then read on for four top hacks that can help you make the most of your plastic.
ANZ - Frequent Flyer Black
- 75,000 bonus Qantas Points when you spend $2,500 in the first 3 months
- 2 free Qantas Club Lounge visits each year
- $0 annual fee in the first year ($425 after)
The ANZ Frequent Flyer Black has long been a popular option for Qantas points lovers. You'll earn one Qantas point per dollar spent up to $7,500 each month, then 0.5 points uncapped after that. There's a tasty stack of bonus points on offer when you sign up, but don’t forget all the other freebies like complimentary insurance covers, a personal concierge, unlimited access to participating airport lounges and access to Visa Entertainment. Plus, with up to 9 additional cardholders, you can have the whole family adding Qantas Points to the pile!
American Express - Qantas Ultimate Card
- Earn 100,000 bonus Qantas Points when you apply online
- $450 annual Qantas travel credit
- Earn 1.5 Qantas Points per $1 spent on eligible purchases
With a massive 100,000 bonus Qantas Points, plus a tonne of freebies like free domestic and international travel insurance, refund protection and purchase protection insurance, it’s easy to see why serious rewards lovers might pick the American Express Qantas Ultimate. This card offers the most generous Qantas points earn rate on the market and travellers will also love the $450 annual travel credit, which neatly cancels out the annual fee.
St.George - Amplify Rewards Signature
- 90,000 bonus Amplify or Qantas points when you spend $5,000 within 90 days of approval
- Two Priority Pass Lounge visits per year
- 1.5 Amplify Rewards points for every $1 spent
The St.George Amplify Signature comes with a bunch of goodies like 24/7 concierge service, travel insurance and extended warranty, but where this one really shines is in the bonus rewards points department. With 90,000 bonus points upfront on offer when you meet the spend criteria, double points on overseas purchases and a Birthday bonus of 10% of the previous year’s points earn added to your stack, it won’t take spenders long to build up a nice pile of points.
American Express - Explorer® Credit Card
- 50,000 bonus points when you apply online and spend $3,000 within 3 months
- $400 Travel Credit annually
- 2 rewards points for every $1 spent
The AMEX Explorer is a top option for travellers looking for extra value from their plastic. From a stack of bonus points to an annual travel credit which easily justifies the annual fee, this card is packed with freebies. There’s also a bunch of insurance covers, including overseas travel insurance, 2 complimentary airport lounge passes and a generous regular points earn rate as well to keep your rewards stash looking plush.
NAB - Qantas Rewards Premium Card
- 60,000 bonus Qantas Points when you spend $2,500 on everyday purchases within 60 days of account opening
- 1 point per $1.50 spent, up to $3,000 spend per month
- Complimentary Qantas Frequent Flyer membership
From a bundle of bonus points to a free Frequent Flyer membership, the NAB Qantas Premium card promises cardholders great value. This card comes with a tonne of premium perks, including seven complimentary insurances such as overseas travel, price protection, purchase protection and extended warranty, plus a 24/7 concierge service.
4 hacks to score more rewards points
Score a sign on bonus - The quickest way to plump up your rewards points stash is to choose a card with a generous bonus points offer, and make sure you meet the minimum spend criteria to be eligible!
Get the maximum earn rate - When you choose a rewards card, aim to be earning at least 1 reward point per $1 you spend. Plus, it pays to know if there are certain retailers where you can earn extra points.
Make use of extra freebies - From insurance coverage to concierge services, there are plenty of premium perks attached to many rewards cards. Make sure you’re getting top value out of these freebies, to justify the annual fee you’re paying.
Add additional cardholders - Two heads are better than one, and when it comes to earning points, adding an additional cardholder to your account can double your points earn! So if your trusted spouse, family member or child needs a piece of plastic, consider getting them a supplementary card so you can pool your points earning.
Want to compare more rewards credit cards? Head over to Mozo's expert rewards cards comparisons to compare this month's tastiest deals side-by-side.
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