The end of financial year is quickly approaching, and savvy shoppers know that this is not just the time of year to get your taxes in order - it’s also the perfect chance to snag some great bargains!
And while you might have your eye on the Myer or car yard sales already, there are also some great deals to be found for your finances. So Mozo’s money editors have rounded up five of the top EOFY deals you’ll want to snap up before June 30.
75,000 QANTAS POINTS WITH ANZ
ANZ Frequent Flyer Black
75,000 bonus Qantas Points plus 75 bonus Status Credits
2 Qantas Club Lounge visits each year
No annual fee for the first year
The ANZ Frequent Flyer Black credit card delivers 1 Qantas point per dollar spent, the best Visa earn rate for Qantas points around. Act fast and you'll also get 75,000 bonus Qantas Points plus 75 coveted Status Credits. The offer ends 30 June, and you need to spend $2,500 within the first 3 months of getting the card, plus fly return with Qantas by 30 September 2017 to cash in.
$75 CASH BONUS WITH ING DIRECT
ING Orange Everyday
$75 cash bonus
$0 account fees
Free use of any ATM in Australia (with minimum deposit of $1,000 a month)
If you're sick of paying bank fees, this is the bank account for you. With the ING Direct Orange Everyday Account and you'll never have to pay another pesky foreign ATM fee or monthly bank account fee ever again. And that's not all, because if you open an account and deposit at least $1,000 by 30 June 2017 you can snag $75 cash back.
DISCOUNTED HOME LOAN WITH BANK AUSTRALIA
Bank Australia Basic Home Loan
No establishment fee for a limited time only (save $595)
Super low 3.86% variable rate (3.87% comparison rate)
Mozo Experts Choice 2017 award winning home loan
You could save thousands of dollars in home loan interest by switching to this super low rate home loan, and if you snap this deal up by 31 August you'll save on the usual $595 establishment fee to boot. Despite the low rate, the Bank Australia Basic Home Loan offers loads of flexible features like free redraw, flexible repayments, the option to fix or split your loan and take a loan repayment pause if needed. It's available to owner occupiers looking to borrow up to 80% of the property's value.
$100 OFF YOUR ENERGY BILL WITH DODO
Dodo Power & Gas Residential Market
$100 discount on first bill
20% pay-on-time discount off usage charges
No exit fees
Winter is here and that means rising household energy bills. Switch to this great value electricity and gas plan and you can avoid winter bill shock plus save on your energy all year round. Sign up with Dodo before 30 June 2017 and you’ll get a $100 discount on your first bill. To keep the savings rolling, just pay on time each month to get 20% off your usage charge
0% ON BALANCE TRANSFERS FOR 15 MONTHS
HSBC Low Rate Credit Card
Zero interest on balance transfers for 15 months
Low $55 annual fee and 13.25% purchase rate
Up to 55 interest free days
For your financial new year's resolution, why not resolve to get rid of that pesky credit card debt. Apply for the HSBC Low Rate credit card by 30 June 2017, and you can secure a balance transfer offer of 0% interest for 15 months. That’s over a year to clear your balance before the card reverts to the usual 13.25% purchase rate.
*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for the amount and term you entered.
**Initial monthly repayment figures are estimates only, based on the advertised rate, and a loan of $500,000 repaid over 25 years. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.