Amex rewards cardholders can now use points to shop via Paypal

woman holding phone with paypal logo and her american express card while shopping online on her laptop with points

Mozo Experts Choice Awards 2021 Credit Card Provider of the Year, American Express has partnered with PayPal to launch PayPal with Points, allowing Amex customers to shop online and pay using Membership Points via Paypal.

To use the service, you must already have your Amex credit card linked to PayPal. You can then use PayPal with Points to shop online with thousands of Australian retailers when you choose their American Express Card upon checkout on Paypal.

​​For Amex Rewards cardholders whose cards aren’t yet linked, you can simply add your American Express Card to your PayPal account, ensuring their Membership Rewards balance automatically features at the checkout of retailers. Once you’ve done this, you will be able to use the feature by mid-November.

“This is the first time Australians are able to shop with PayPal using rewards points from a non-PayPal credit card, expanding the payment choice and flexibility we offer customers while maintaining the highly secure processes they know and trust,” said Andrew Toon, general manager, payments, PayPal Australia.

The development comes in the wake of COVID-induced changes to Aussie reward point spending. Credit card providers are finding that due to over a year of travel restrictions, cardholders now want more rewards points options beyond airline points.

Director of partnerships & loyalty for Amex Australia and New Zealand, Liana Kohn-Gardner said: “As people have travelled less due to restrictions on international and domestic travel, points balances have quickly added up.”

The partnership comes at an opportune time, as Black Friday and Cyber Monday are just around the corner, giving American Express Reward Card Members the chance to use their points to save big on their Christmas shopping.

“By using PayPal with Points, our Card Members can use their points to treat themselves, or their loved ones, without having to dip into their cash savings,” Liana continued.

Are you looking to earn rewards on your Christmas shop? From bonus points and cashback to frequent flyer options, Mozo compares over 130 rewards credit cards. Check out some top rewards programs below!

Compare rewards credit cards - last updated 24 July 2024

Search promoted rewards credit cards below or do a full Mozo database search. Advertiser disclosure
  • Apply By 3 Sep 2024
    American Express Qantas Ultimate Card

    Qantas Frequent Flyer



    1.25 points up to 100,000 points/year, then
    1 point uncapped

    Earn up to 90,000 bonus Qantas Points* That’s 70,000 bonus Qantas Points when you apply online by 3rd September 2024, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months. Plus, an additional 20,000 bonus Qantas Points in your second year upon fee renewal. Annual Card fee is $450. T&Cs apply. New Amex Card Members only.

  • G&C Mutual Bank Platinum Visa Credit Card

    Qantas Frequent Flyer



    1 point up to 20,000 points/month

    Receive 50,000 bonus Qantas Points when you apply, are approved, and spend $5,000 on eligible purchases on your new G&C Mutual Bank Platinum Visa Credit Card within 90 days. T&Cs apply. Available to new G&C Mutual Bank Card Members only. Earn 10,000 bonus Qantas Points annually. T&Cs apply. Access Platinum Visa Concierge. Add an additional cardholder at no extra cost.

  • NAB Qantas Rewards Premium Card

    Qantas Frequent Flyer

    $250 $150 in the first year


    0.66 points up to $3,000/month, then
    0.33 points up to $6,000/month

    70,000 Bonus Qantas Points. Offer applies to a new NAB Qantas Rewards Premium Card when you spend $2,000 on everyday purchases within 60 days.

  • American Express Qantas Premium Card

    Qantas Frequent Flyer



    1 point uncapped

    Receive 20,000 bonus Qantas Points when you apply, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Premium Card within 3 months of Card Membership. T&C’s apply. Available to new American Express Card Members only.

  • NAB Rewards Signature Card

    NAB Rewards

    $295 $145 in the first year


    1.25 points uncapped

    Earn 100,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 40,000 bonus points when you keep your card for over 12 months (T&Cs apply). Enjoy a reduced annual card fee (from $295 to $195) for the first year. Up to 44 Interest free days on purchases (T&Cs apply). $15,000 minimum credit limit. 0% p.a. on standard balance transfer (BT) rate for 12 months (3% BT fee applies).


^See information about the Mozo Experts Choice Rewards Credit Card Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.