Find your perfect plastic match this Valentine's Day

Got a date with the checkout planned this Valentine’s Day? Whether you’re buying roses for that special someone or treating yourself to take your mind off being single (again) this year, one thing’s for sure - you'll need the right piece of plastic with you.

But choosing your perfect credit card companion can be just as tricky as choosing the right match on Tinder. To help you out, we’ve made a shortlist of potential credit card dates for you this February 14th - all you have to do is choose the one that you need in your life.

The rebound fling - balance transfer card

Bankwest - Breeze Platinum Mastercard
  • 0% balance transfer offer for 26 months (2% BT fee)
  • 12.99% purchase rate
  • $0 annual fee in the first year ($99 after)
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If you’ve been hurt by your existing credit card (meaning, you’ve racked up a sizeable chunk of debt, oops) then soothe your aching heart and get back in the game with the Breeze Platinum Mastercard. After a leisurely 2 years interest free to pay off your balance, you’ll be left with a premium piece of plastic that includes a concierge service, complimentary travel insurance, extended warranty, and purchase protection.

No strings attached - low rate card

Great Southern Bank - Low Rate Credit Card
  • Low 11.99% purchase rate
  • $0 annual fee in the first year ($49 after)
  • Up to 55 interest free days
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Looking for a casual piece of plastic you can use for spending, which won’t ruin your budget if you miss a monthly repayment (or two)? Look no further than the CUA Low Rate card. Along with a wallet-friendly interest rate, this one comes with no annual fee in the first year, plenty of interest free days and if you need to clear up an existing debt, there’s also a 13 month 0% interest balance transfer period.

Low maintenance relationship - no annual fee card

Citi - Simplicity
  • $0 annual fee
  • Up to 55 interest free days
  • 0% balance transfer offer for 6 months
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If a simple, reliable plastic partner is what you need, then the Citi Simplicity card may be the one for you. This card keeps things straightforward, with no annual fee ever, plus for the first 6 months you'll enjoy 0% on balance transfers. Not to mention, you’ll get treated to free wine when you dine with the Citi Dining Program. And if you’ve got commitment issues, don’t worry: you’ve never met a card as easy and breezy as this, because it comes with no late fees, including annual fees, late payment and there are no fees if you want to add another card holder for the account.

Wining and dining - rewards card

HSBC - Platinum Credit Card
  • 0% balance transfer rate for 22 months
  • 1 point per $1 spent, uncapped (conditions apply)
  • Visa Platinum Concierge service
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If you want to be wined, dined and treated to all the freebies and bonuses you can imagine this Valentine’s Day, check out the St.George Amplify Signature card. Not only can you earn a bucket load of bonus points, and 1.5 points for each $1 you spend on the card, you’ll also get to enjoy perks like a concierge service, extended warranty, purchase protection and free travel insurance, just to name a few!

A holiday romance - frequent flyer card

American Express - Qantas Ultimate Card
  • $450 annual travel credit
  • 55,000 bonus points when you apply online and spend $3,000 in first 3 months
  • 1.25 Qantas points per $1 spent

If a romantic getaway is your heart’s desire, then the Amex Ultimate Qantas card might just be your perfect date. Along with a tonne of Qantas points, you’ll also score a $450 annual travel credit, which neatly cancels out the $450 annual fee. And the travel perks don’t stop there, with two free Qantas Club and American Express Lounge invitations each year and a complimentary Qantas epiQure Premium Membership on offer as well.

Didn’t find the love of your life in this list? Head over to our credit card comparison table to keep searching for The One.

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