Whether you’re planning to blast debt or spend up a storm at your local Westfield, the HSBC Platinum Credit Card can help you do it. This platinum credit card offers a handy 0% purchase and balance transfer rate for 12 months, so you’ll be able to spend or get rid of debt for good without having to worry about interest. Cardholders will also have access to the HSBC home&away privilege program, which features a range of discounts for things like travel, fine dining and shopping. And although there is a $129 annual fee, this charge will be waived if you spend $6,000 every 12 months.
What it won: The HSBC Platinum Credit Card received two 2019 Mozo Experts Choice Awards - for best Premium Rewards Credit Card and best Balance Transfer Platinum Credit Card.
HSBC Platinum Qantas Credit Card
2019 Mozo Experts Choice Award winner^
1 Qantas point per $1 spent up to $2,500 (then 0.5 points)
Complimentary travel insurance
If collecting rewards points is more your flavour, then you might want to try the HSBC Platinum Qantas Credit Card. With this card, you’ll earn 1 Qantas point per $1 spent up to $2,500 (then 0.5 points) on purchases as well as the chance to earn 1 bonus Qantas point per $1 spent on selected Qantas products. You also won’t pay an annual fee in the first year of owning the card, and after that year the annual fee then becomes a manageable $79. And since this is a rewards card, cardholders will be treated to a range of perks like complimentary travel insurance and a concierge service. But of course, if you do have a bit of debt that you’d rather say goodbye to, the HSBC Platinum Qantas Credit Card does feature a 0% balance transfer offer for 12 months (then 21.99%).
What it won: The HSBC Platinum Qantas Credit Card received a 2019 Mozo Experts Choice Award for best Balance Transfer Platinum Credit Card.