Finding the best HSBC credit card for your spending needs

Ceyda Erem

21 Oct 2019

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From rewards lovers to frugal spenders, it’s safe to say there’s a credit card for every type of Aussie. 

And if there’s one credit card provider who knows a thing or two about delivering a top product, it’s HSBC, proud owners of three 2019 Mozo Experts Choice Credit Card Awards

“HSBC are well known for their credit cards and this year’s awards are a true testament to the quality and value of these products,” said Mozo expert judge, Peter Marshall. 

“What’s even more impressive is that this is not HSBC’s first win, in fact, they’ve received at least one Mozo Experts Choice Award for credit cards over the last two years.” 

Want to get a better look at the best HSBC credit cards for 2019? Check out the award-winning cards below! 

Promoted

HSBC Platinum Credit Card
  • Multiple 2019 Mozo Experts Choice Award winner^

  • 0% purchase rate for 12 months (then 19.99%)

  • 0% balance transfer rate for 12 months (then 21.99%)

Whether you’re planning to blast debt or spend up a storm at your local Westfield, the HSBC Platinum Credit Card can help you do it. This platinum credit card offers a handy 0% purchase and balance transfer rate for 12 months, so you’ll be able to spend or get rid of debt for good without having to worry about interest. Cardholders will also have access to the HSBC home&away privilege program, which features a range of discounts for things like travel, fine dining and shopping. And although there is a $129 annual fee, this charge will be waived if you spend $6,000 every 12 months.  

What it won: The HSBC Platinum Credit Card received two 2019 Mozo Experts Choice Awards - for best Premium Rewards Credit Card and best Balance Transfer Platinum Credit Card. 

Promoted

HSBC Platinum Qantas Credit Card
  • 2019 Mozo Experts Choice Award winner^

  • 1 Qantas point per $1 spent up to $2,500 (then 0.5 points)

  • Complimentary travel insurance

If collecting rewards points is more your flavour, then you might want to try the HSBC Platinum Qantas Credit Card. With this card, you’ll earn 1 Qantas point per $1 spent up to $2,500 (then 0.5 points) on purchases as well as the chance to earn 1 bonus Qantas point per $1 spent on selected Qantas products. You also won’t pay an annual fee in the first year of owning the card, and after that year the annual fee then becomes a manageable $79. And since this is a rewards card, cardholders will be treated to a range of perks like complimentary travel insurance and a concierge service. But of course, if you do have a bit of debt that you’d rather say goodbye to, the HSBC Platinum Qantas Credit Card does feature a 0% balance transfer offer for 12 months (then 21.99%). 

What it won: The HSBC Platinum Qantas Credit Card received a 2019 Mozo Experts Choice Award for best Balance Transfer Platinum Credit Card. 

Want to check out some of our other winners? Too easy! Just head on over to our 2019 Mozo Experts Choice Credit Card Award winners page

^Find out more about our 2019 Mozo Experts Choice Credit Card Award winners

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