For many Aussies the Christmas period means carols, family, gifts and food comas, but for some, as December creeps closer and closer, so does the anxiety of its price tag.
The fear of racking up credit card debt and paying too much interest often rears its head over the holiday season, but if you’re savvy you could save yourself from a financial headache once the celebrations are over.
“Money can fly out the door during the silly season at an alarming rate, what with the purchasing of gifts, festive season food, an influx of social events and Christmas season travel,” Mozo Director, Kirsty Lamont said.
“While it’s easy to get caught up in the spirit of the season, the ghost of Christmas can very much come back to haunt you in the new year.”
If you consider yourself a bit of a Christmas spender, finding the right credit card for you is crucial to ensure you aren’t blowing your budget because of huge interest repayments.
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At the moment there are plenty of hot 0% purchase rate offers out there on credit cards, meaning you could snag a deal where you don’t pay interest on purchases for a certain period of time!
Don’t know where to start? Check out a few interest free credit cards that could be the perfect addition to your wallet this silly season.