
Should I get a credit card from my bank? Weighing up application to rates
It might seem like the simplest option is to just defer to your current bank’s credit card offering. But it could cost you.

It might seem like the simplest option is to just defer to your current bank’s credit card offering. But it could cost you.

Did 2021 change the way you use your credit card? From lockdown budgeting to Christmas spending, after such a big year, it could be time to reassess what’s in your wallet.

The lead up to Christmas 2021 saw a record-breaking $69 billion card spend, but with the recent Omicron outbreak, can Australians afford to pay it back?

Across all personal credit cards on the Mozo database, the average interest rate is 17.06% p.a., which can add up if you’re carrying over a balance. Recently, there has been an influx of an alternative type of card - 0% interest credit cards.

The latest round of RBA payments data has revealed new trends in consumer spending, with ATM use dropping and Paypal use increasing.

Mozo Experts Choice Awards 2021 Credit Card Provider of the Year, American Express has partnered with PayPal to launch PayPal with Points, allowing Amex customers to shop online and pay using Membership Points via Paypal.

The results of the 2021 Mozo Experts Choice Awards for Credit Cards^ are in and they show customer owned banks excelling when it comes to low rate credit cards. Mutual banks and credit unions made up seven of the ten winners in the best Low Rate Credit Card award category.

All Australian states have now been released from COVID lockdown, but have consumer habits bounced back to normal? According to Citi data, although we are technically living in a post-lockdown world, our spending patterns may have been permanently changed.

Do you sometimes feel overwhelmed by all the complicated fees and extras associated with your credit card? Well, there’s a new card that has streamlined everything.

What most of us are after as consumers is convenience. Convenience of price, access and use. In other words, if someone is selling a product that's easy to get, use and comes at a good price, chances are we'll buy.