
Credit card scams: 1 in 9 Aussies victims of personal fraud
With online shopping at an high during the COVID-19 lockdown, it comes as no surprise that 2020-21 saw more than 2.1 million Australians fall victim to personal fraud.

With online shopping at an high during the COVID-19 lockdown, it comes as no surprise that 2020-21 saw more than 2.1 million Australians fall victim to personal fraud.

You’ve been dreaming of beaches and cocktails, and now it’s time to book that trip - but ouch, those flights can sure sting.

If you’re living in Australia on a student or working visa, getting your finances set up can be confusing. Credit cards can be overwhelming at the best of times, whether you were born here or abroad.

The buy now, pay later (BNPL) market is experiencing a bit of a boom. Aussies have come to appreciate the convenience and affordability of post-pay services, and merchants have waxed fanatical about speedy turnovers. Touted as an interest free alternative to a credit card, they're whipping Aussies into a spending frenzy.

If you’ve built up a decent amount of credit card rewards points, you’ll want to make sure you get to use them. Each credit card offers a different rewards system - with some cards allowing you to automatically earn Qantas Points, while other companies have their own points systems where you can earn points and later convert them into rewards - such as frequent flyer points.

If you are a credit cardholder stuck with a deal that isn’t working for you anymore or the card is costing you too much, and you’re just not satisfied, then it could be time to make a stress free switch to a more worthy and valuable piece of plastic.

New Data released by Commbank shows that Sydney and Melbourne residents are increasingly spending money on shopping in their CBD areas.

While you might disagree with its assessment - or balk at the idea of being reduced to a number - your credit score is one of the main things banks and lenders rely on when determining whether or not to give you a loan.

For most Aussies, credit cards are an essential bit of plastic helping us navigate life’s many financial trials and tribulations. With over 13 million credit and charge accounts in Australia according to the RBA , it’s important you understand how your credit account works and what you need to do when your credit card expires.

Receiving payment through Centrelink or having a small income can make getting a credit card more difficult, but it does not necessarily disqualify you.